Antoinette L. Brady

*** ********* ****

Medina, Ohio 44256

330-***-****

acptxh@r.postjobfree.com

Professional Profile

*Loan Workouts – Small Business /Commercial *Risk Management

*Commercial Loan Portfolio Management *Financial Analysis

*Title Policy / Abstract Review *Paralegal Assistant

*Negotiations *Property Management

*Customer Service *Quality Assurance

Work Experience

JPMorgan Chase Bank, NA 2012-Present

Quality Assurance Analyst

Develop action plans and recommend enhancements resulting from gaps. Partner with Business Controls

Office, Legal, Compliance, and Audit to ensure Credit related compliance with all applicable regulations.

Identify weaknesses in process/potential control gaps by conducting ongoing transactional and portfolio

reviews for functional groups within Business Banking.

Key Bank, Cleveland, Ohio 2010-2012

Loan Workout Manager, Asset Recovery Group

Develop and implement workout strategies for risk rated Business Banking loans with aggregated exposure

between $100M - $500M in the Midwest. Responsibilities include financial analysis, working with vendors

and legal counsel to mitigate loss, negotiations, risk rate credits, recommend charge off when appropriate and

prepare quarterly reporting. Types of loans include SBA Guaranty and nonprofit businesses. Completed

internal course work.

Key Bank, Cleveland, Ohio

Senior Specialist/Small Business Collection Workout 2004-2010

Reviewed loans for restructures, renewals, and term outs; worked on special projects as assigned.

Assisted collection team in reducing delinquency to their lowest level. Succeeded in restructuring

and closing approximately $21MM in Small Business lines of credit. Reviewed title and flood reports as

needed on real estate secured loans.

Key Bank, Cleveland, Ohio

Construction Specialist/National Real Estate Group

Temporary Assignment 2007-2008

Responsible for the processing of diligence items required to support commercial credit transactions

involving commercial real estate. Responsibilities include all aspects of title work, appraisals, environmental

reviews, flood determinations, construction loan management; also, I manage the Disaster Recovery Plan for

the National Real Estate Group.

Western Reserve Bank, Medina, Ohio

Commercial Credit Analyst 2002-2004

Analyzed, reviewed and wrote proposals for commercial loan approvals. Interfaced with internal and

external groups to coordinate the closing and funding process, provided accurate and detailed reporting to

lenders. Responsible for managing 5 lenders book of business.

Bank One, Akron, Ohio 1997-2002

Recovery Officer/Managed Asset Officer

Administered and managed a portfolio averaging $10MM consisting of 40+ adversely graded credits ranging

from $25M to $500M in small business and commercial problem loans. Determined and decision workout

strategies. Responsible for servicing, accurate projecting and timely action on accounts.

Education

Pursuing Bachelor’s degree in Business Management/Organizational Leadership

Baldwin-Wallace University;Projected Graduation Date December, 2015

Course work in Accounting and Business at the University of Akron

Credit and Cash Flow Analysis, Western Reserve Bank, Medina Ohio

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