K a r i n e Ou n j o u l i a n acprrl@r.postjobfree.com

*** ***** ******* ****** #***

Glendale, California 91206

818-***-**** Cell

QUALIFICATIONS:

* Over 10 years of professional experience in mortgage

banking and commercial loan documentation, closing and

post closing audit.

* Knowledgeable in complex government, conforming and non

conforming loan transactions, preparation, review,

analysis and coordination of the transaction.

* Excellent oral, written, organizational, time

management, problem solver, team player, multitasker,

work well under deadlines and with internal/external

attorneys, customers, loan officers, brokers, title and

escrow companies, vendors or outside agencies.

* Computer literate on AFS, Windows, Keyboarding,

Microsoft Word, Microsoft office suite, Excel, Outlook,

Metavante, Strategy/McCraken, Symitar, MS Office

products, Laser Pro and Calyx Point systems.

PROFESSIONAL EXPERIENCE:

Equicredit Mortgage Corporation (Company moved)

Pasadena, CA

Loan Documentation Specialist/Processor/Closing Officer 01/08

- 12/14

* Prepared, analyzed complex loan documentation and processed

government, conforming and non conforming loan transactions, performed

due diligent, ensured high customer satisfaction and retention.

* Communicated directly with customer, requested, gathered all required

loan documentation, performed Verifications including VOE,VOR, VOM and

followed up throughout the loan process from inception to conclusion.

* Provided direct support and maintained relationship with loan

officers, internal and external customers.

* Provided loan documentation preparation, closing, funding, post

closing audit and quality control.

Imperial Capital Bank (Company sold)

Glendale, CA

Loan Processor/Documentation and Closer

08/07 - 12/07

* Ensured the completion of processed/closed loans and worked directly

with loan officers.

* Monitored and audited loan processing, documentation, funding,

maintained relationship with internal and external customers, followed

up and communicated with customers to ensure customer satisfaction.

* Prepared and reviewed loan documentation in accordance with the

company policy and procedures.

* Performed due diligence on Fannie Mae and Freddie Mac loans.

Citibank

Glendale, CA

Loan Administrator/Closing Officer

09/01 - 07/07

* Performed due diligence on commercial real estate loan transactions.

* Prepared, reviewed and verified loan documents to ensure and comply

with company policy.

* Reviewed and ensured gathered outstanding conditions performing

analysis to ensure completeness

and accuracy prior to file submission to underwriting team.

Citibank

Burbank, CA

Loan Processor/Closer

01/98 - 08/01

* Prepared, processed, closed and audited residential loan transactions.

* Provided support to internal and external customers, including loan

officer, customer, underwriter, title, escrow and outside

agencies.

* Reviewed loan application package to ensure all required documentation

are complete and accurate.

Education:

Banking Institute of Los Angeles, Los Angeles, CA.

Certification of Mortgage banking, Commercial real estate lending and

mortgage loan operations

References:

Provided upon request

K a r i n e Ou n j o u l i a n acprrl@r.postjobfree.com

345 North Kenwood Street #101

Glendale, California 91206

818-***-**** Cell

In the interest of exploring opportunities with your organization, I have

enclosed a resume for your review.

Over the past several years, I have gained valuable experience in a variety

of business environments, including fourteen years in mortgage and

residential loan processing, closing, administration and post closing

audit. Recently as a Loan Documentation Specialist/ Mortgage

Processor/Closing Officer I ensured production and customer service duties,

successfully increasing the client base and profitability ensuring

consistent high level of customer satisfaction and retention.

Throughout my employment history I have received recognition for my

outstanding achievements and promotions to positions of increasing

responsibility. I believe that with my extensive knowledge of customer

service; government, conforming, non conforming, FHA, Conventional, FNMA,

and FHLMC loan processing, closing, funding and post-closing procedures as

well as strong interpersonal communication skills, I will make a valuable

contribution to your organization. I am team player, organized, able to

work under deadlines, detail oriented with excellent planning skills who

has ability to produce in a fast paste environment, as a team member and

also quick to adapt to new situations and challenges. I would appreciate

the opportunity to meet with you to further discuss my qualifications.

Thank you for your time and consideration. I look forward to meeting with

you.

Respectfully,

Karine Ounjoulian

Contact this candidate