DONALD DUNCAN

Kansas City, MO *****

816-***-****

PROFESSIONAL SUMMARY

Skilled experienced banking professional with a diversified career in

commercial lending and portfolio management, branch banking center

management and consumer loan profit center management.

SKILLS

Written and oral communication Dependable

• •

Experience and knowledge Creative

• •

Leadership Work ethic

• •

Mentoring Underwriting/cash flow analysis

• •

Perseverance Organizational skills

• •

Decisive Problem solver

• •

WORK HISTORY

VP Commercial Portfolio Officer

03/2010 to

Bank of America – Kansas City, MO

10/2014

• Managed large ($78 million) portfolio of diversified and classified commercial loans to

assess overall financial viability. Prepared complex written historical credit analysis for the

approval of executive level management which included industry, market, competitor and

stress test analysis with recommended credit risk grade and strategy toward resolution.

Managed the full commercial product relationship of the assigned client to included CRE,

CRLOC, LOC, CCC, treasury products and deposit accounts

• Advised and coordinated with assigned outside counsel and OREO team members in

regards to legal strategy and procedure. Reviewed and assessed commercial appraisals and

environmental phase I & II reports.

• Worked closely with portfolio operational assistant, commercial documentation and other

bank team members on a daily basis.

SVP – Commercial Loan Officer

06/2008 to

First State Bank & Trust – Tonganoxie, KS

01/2010

• Assigned the responsibility to prospect, originate, develop, underwrite and managed new

commercial loan relationships in the Lawrence KS market with an annual goal of $5

million.

• Assigned additional responsibility of $7 million in classified CRE loans and OREO property

to managed workout, litigation and foreclosure process.

VP – Commercial Branch Manager and Senior Market Loan Officer

03/2003 to

Bank of the West – Gunnison & Delta, CO

06/2008

• Successfully managed $55 million full service bank branch with 18 FT associates.

• Managed $40 million loan portfolio (2 loan officers) as chairman of the regional loan

committee with assigned lending authority.

Branch President and Senior Market Loan Officer

09/200 to

Community Banks of Colorado – Gunnison, CO

03/2003

• Managed a $25 million full service commercial bank branch with 7 FT associates.

Additional responsibility as the senior market lender and chairman of the local two bank

credit committee with $500,000 lending authority.

SVP – Consumer Loan Department Manager

11/1997 to

American Sterling Bank – Sugar Creek, MO

08/2000

• Managed an $84 million consumer loan profit center (direct and indirect) with 5 FT

associates with an assigned personal lending authority of $100,000.

• Voting member of Loan Committee and ALCO.

• Researched, procured, installed and maintained an automated on line consumer

application and underwriting system with credit scoring analysis and approval processing

capabilities.

VP – Centralized Consumer Loan Department Underwriting Manager

08/1995 to

Commerce Bank of Kansas City – Kansas City, MO

11/1997

• Managed automated underwriting process and supervised 8 FT loan officers and 8 FT

administrative assistants in a large centralized direct and indirect consumer loan center

($1.3 billion under management) with a $50,000 assigned lending authority.

• Maintained indirect lending relationships with over 100 automobile dealerships through 3

states.

• Additional responsibilities included the analysis and maintenance of a new consumer loan

credit scoring system which combined and blended a proprietary credit score with a FICO

score to result in a final consumer risk score assessment.

VP – Consumer Loan Department Manager

08/1988 to

UMB Bank Kansas (fka Commercial National Bank) – KCK & Overland Park, KS

08/1995

• Managed a traditional (application to payoff) $60 million consumer loan department with

8 FT associates and an assigned individual lending authority of $100,000.

VP – Consumer Loan Officer

05/1980 to

Centerre Bank NA – Kansas City, MO

08/1988

• Consumer Loan Officer in a traditional consumer loan department with primary

responsibility for the origination or new indirect dealer and commercial leasing

relationships and underwriting process and collection responsibility.

EDUCATION

Bachelor of Business Administration in Finance & Economics

Rockhurst University – Kansas City, MO

GPA – 3.783 in 84 hours of Majors & recipient of the Wall Street Journal Award for academic

achievement.

Commercial Lending and Bank Management

Graduate School of Banking Madison, WI

AFFILIATIONS

Lawrence KS Central Rotary Club / Delta Rotary Club / Gunnison Rotary Club (President and

Board Member) / Director of the Gunnison Valley Economic Development Council / Board and

co founder of two Gunnison CO local non profit organizations / Gunnison Valley Leadership

Program / March of Dimes Walkathon (11 years) and Walkathon Committee member (4 years) /

United Way Coordinator / Independence MO Leadership Program / Rockhurst University

Alumni.

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