GAURAV JAIN

** **** **** ****** *** York, NY ****1 (201) - 660- 0643 acowl8@r.postjobfree.com

Work Experience

Beech Street Capital/Capital One Multifamily Finance New York City, NY

Production/Underwriting Analyst February 2013-Present

Underwrite and present over $3B in loan requests on stabilized and value-add properties located in major and tertiary US

markets determining loan size, pricing, and structure

Collaborate with senior management on deal specific analysis, which contributed to approximately $700M in closed loans

Improve and update dedicated underwriting model by incorporating stress tests and other detailed analysis in accordance

with changing market dynamics

Research subject markets to determine property valuation, rent growth, vacancy trends, and competitive advantages

Model operating statements based on property history and create excel models to verify cash flow assumptions

Analyze mortgage credit of clients to determine risk and repayment capacity by examining personal financial statements

and schedules of real estate to determine equity positions, net cash flow from investments, and impending maturities

Draft loan quote sheets and applications for Originator while also supporting Senior Underwriter in correspondence with

mortgage broker, appraiser, engineers, attorneys and internal credit personnel to resolve underwriting issues

Assist in due diligence by reviewing organizational structure documents, third party reports, loan document modifications,

and conducting lease audits and site inspections

American Dollar Funding/ KW Commercial Iselin, NJ

Debt Origination Intern May 2012- November 2012

Originated and processed residential and construction loans for 25+ clients amounting to over $5 MM

Advised clients on various financing options based on Loan-to-Value, credit score, amortization schedules,

closing cost amount, and any other factors that may affect property in the marketplace

Jacobs Real Estate Advisors LLC Lawrence, NY

Finance Intern September 2011- January 2012

Prepared real estate investment offering memorandum, which directly facilitated the sale of a $7.8 MM building

Built cash flow model from residential and commercial properties to calculate IRR and gross equity multiples for

presentation to potential investors

Tata Consultancy Services Edison, NJ

Finance Intern June 2011- August 2011

Examined company commercial real estate lease contracts for savings, and made recommendations to senior

management that reduced costs by over $25,000

Compiled database of 10 key rental metrics from domestic offices for branch managers to utilize in lease

negotiations with landlords

Universal Motown and Republic Group New York City, NY

Marketing Intern January 2011- May 2011

Devised marketing campaigns for top billboard performers based on sales data drawn from Soundscan and

Mediabase that increased revenues by over $15,000

Pitched to executives the impact of technology and social media on physical album sales in a transitioning music

industry, which led to a new strategic initiative towards digital sales

Education

Rutgers Business School New Brunswick, NJ

Bachelor of Science in Finance, May 2012 GPA: 3.85

Honors: Summa Cum Laude, Deans List 2008-2012, Recipient of Roslyn Kuchin Scholarship

Skills and Extracurricular

Technical: Advanced proficient in, MS Excel, PowerPoint, Word

Extracurricular: Volunteer at Bideawee, a no-kill dog shelter, Drummer, and Yogi

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