NMLS #******

**** ******** ****** - **** **

Waterbury, CT 06708

443-***-****

acgq56@r.postjobfree.com

OBJECTIVE

To obtain a challenging position which will allow me to utilize my

vast knowledge and experience in finances, while offering continuous

personal and professional growth.

PROFESSIONAL EXPERIENCE

Student Loan Relief Processing 7/2014 -

Present

Sr. Education Consultant - Supervisor

Newtown, CT

. Supervise a team of six;

. Warm call potential clients;

. Review current outstanding DOE loans;

. Underwrite new loan to favor the client;

. Heavy phone work;

. Review current guidelines and procedures of DOE.

RBS - Citizens Bank 12/2013 -

06/2014

Certified Sr. Mortgage Analyst

Hartford, CT

. Coach and mentor four Branch teams;

. Meet with clients to assess their mortgage needs;

. Underwrite loan according to FNMA, FHA or VA guidelines;

. Run DU or DO for each mortgage loan;

. Reviewed appraisals for accuracy;

. Reviewed title for liens, accuracy, etc.;

. Cold and warm call upon Realtors, Attorneys and Accountants to

originate mortgages;

. Originate FHA, VA, FNMA and FHLMC Loans;

. Educate potential buyers and borrowers regarding the new

mortgage process;

. Collaborate with realtors, financial consultants and insurance

representatives to hold home buying seminars;

. Pre-approve, process and underwrite mortgage loans by examining

application and supporting documentation, estimating credit-

worthiness, calculating repayment risk.

JP Morgan Chase 7/2011 - 10/2013

Certified Sr. Mortgage Analyst

Newtown, CT

. Coached and mentor the Branch team;

. Underwrite files according to government guidelines;

. Review appraisals for accuracy;

. Met with clients to determine their mortgage needs;

. Cold call upon Realtors, Attorneys and Accountants to originate

mortgages;

. Originated FHA, VA, FNMA and FHLMC Loans;

. Originated streamlines and HARP Loans;

. Educated potential buyers and borrowers regarding the new

mortgage process;

(PAGE 2)

Executive Financial Services, Inc., 1/2001

- 1/2011

Certified Sr. Mortgage Consultant Owings Mills,

MD

. Originated all loan types, FHA, VA, Conventional, Streamlines,

etc.

. Met with Realtors, Title Companies, etc. to establish new

business;

. Held Home Buying Seminars;

. Increased mortgage loan portfolio by developing business

contacts; attracting mortgage customers; completing mortgage

loan processing and closing;

. Supervised Jr. and Sr. Processors;

. Worked closely with FNMA and FHA policies and procedures;

Admiral Mortgage, Inc. 9/1996 -

12/2000

Mortgage Analyst Pikesville, MD

. Generated telephone calls to borrowers interested in

refinancing;

. Pre-qualified homeowners for 1st and 2nd mortgages;

. Analyzed credit reports;

. DU and DO loans for approval;

. Communicated with borrowers and lenders;

. Met with borrowers to assess needs and review documentation;

National Guaranteed Mortgage, 3/1996 -

8/1997

Mortgage Analyst Owings Mills, MD

. Pre-qualified homeowners for refinance;

. Telephoned clients of interest;

. Generated fees in excess of 15K per month.

Education

College of Notre Dame Business Management

Baltimore, Maryland

Sacred Heart University Business Management

Fairfield, Connecticut

Shaw University Business Management

Raleigh, North Carolina

Stamford High School General Studies

Stamford, Connecticut

REFERENCES AVAILABLE UPON REQUEST

Contact this candidate