Ramchandra Tawar

Mobile: +91-967*******

E Mail: acgpjj@r.postjobfree.com

PROFESSIONAL PROFILE

To achieve a challenging position where I can fully contribute my skills as an efficient professional to prove my

credential in the organization and do value addition to it.

Versatile, result producing IT professional with 9.5 years of IT experience.

Comprehensive experience in PMO managing, scheduling and planning, tracking and monitoring multiple

projects with multiple teams in multiple geographical locations. Has experience in preparation of project plan,

estimation, scheduling, task assignment, project monitoring, risk, quality, integration, stakeholder and team

management.

Extensive experience in business analysis skills like requirement planning and management, requirement

elicitation, analysis and documentation, requirement communication, assessment and validation. Conducting

walkthroughs, review test cases, conducting user testing, writing use cases. Has experience in business process

consulting skills like As Is mapping, To be mapping and Gap Analysis

Has work experience in full SDLC and handled roles like project manager, business analyst, business

consultant, technical specialist, solution designer, programmer analyst and tester

Banking sector professional with an in depth understanding retail, corporate and investment banking products.

Has experience in credit systems (loan originations, decision making, loan management, account management,

Treasury, collections, recovery, asset and risk management). Has work experience in banking products like

loans, low income lending, home loan and vehicle finance, credit cards, branch accounting etc. Has work

experience in in core banking and worked in all phases of credit life cycle.

Involved in practice development activities such as, new service offering development for clients, preparing

approach notes and proposals, conducting presentations for potential clients, research and expert help to

business development team

Brief Profile A dynamic professional with 8.5 years of experience in the Banking and 1 year in

Telecom domain, handled multiple assignments in Project management, Business

analysis, Process analysis, design, development, consultation.

Total Experience 9.5 years

Business Areas Personal and Business Banking

Corporate and Retail Banking

Investment banking

Telecom

Functional Skills Project management skills like estimation, scheduling, planning, forecasting,

decision making, issue tracking, work delegation, risk management, operational

risk management, resource management, Meeting management etc

Business Process Consulting skills like As Is mapping, To be mapping and Gap

Analysis, Used Tools like ARIS and Visio.

Business Analysis skills Enterprise Analysis, Requirement Planning and

Management, Requirement Elicitation, Analysis and Documentation,

Requirement Communication, Assessment and Validation. Conducting

walkthroughs, Review test cases, Conducting user testing, writing use cases

Strong Networking and Relationship building.

Analysis,Design, Development, Testing

Client Interaction

Content Management End user hands on experience in using ARIS

Domain consultation experience in Banking Products(Low income unsecured

lending, loans, VAF, Card, Home Loans and Transactional Products)

Banking Systems ( Credit Originations, CACS collections, Account management,

Card direct delivery system CDDS)

Industries Banking : Standard Bank of South Africa(9 yrs)

Telecom : Sprint USA through IBM (1 yr)

Programming COBOL,SQL,JCL

Languages

Databases Teradata,DB2,RDBMS

OLTP CICS

Business Process MS Visio

ARIS

Modeling Tools

Other Tools Microsoft Project, EPM, BMC change management, quality Center, File aid, Change

man, Expeditor, Strobe, Platinum etc

PROJECT SNAPSHOT

Client Project Name & Responsibility Role Period Employer

Description

Standard Bank Core Banking Project Sep 2011 – till Nihilent

Project

of Transformation – Manager date Technologies

Management

South Africa CACS(Collections

System) For Finacle

Standard Bank Core Banking Consultant/ July 2009 Aug Nihilent

Domain

of Transformation Lead Business 2011 Technologies

Consultation/

South Africa Enterprise work Packages Analyst

Business

Analysis

Standard Bank Consultant/ July 2009 – Nihilent

CDDS( Card Direct Domain

Delivery System)

of Business July 2008 Technologies

Consultation/

South Africa Analyst

Business

Analysis

Standard Bank Consultant/ June 2008 – Nihilent

CACS( Computer assisted System Analysis

collection System)

of South Sr.Programme July 2007 Technologies

Africa r Analyst

Standard Bank National Credit Act Consultant/ Sr. June 2007 – Nihilent

Programming

of South System Oct 2006 Technologies

Analysis

Africa Analyst

Sprint US IBM Aug 2006 – Melstar

Sprint (Phase 2) Software

Analysis,

engineer July 2005 Technologies

Design,

Development

PROJECT DETAILS

Project 1:

Organisation Nihilent Technologies

Project Name Core Banking Transformation – Rest of Africa(ROA) CACS(Collections System) for Finacle

Integration

Client Name Standard Bank of South Africa

Role Project manager(client Side) – Sr. Solution Designer(Parent organization)

Duration (From – To) Sep 2011 till date

Business Domain Retail Banking( Personal, Business banking, Home loans, VAF – Vehicle assisted Finance,

Low income lending, Credit Cards, Branch accounting) and corporate investment Banking

Project Type Enhancement

Technologies Cobol,JCL,VSAM,DB2,CICS, MQFTE, Connect direct

Systems Finacle, T24, Bank master, CACS( Computer assisted collection system)

Tools MSP, EPM Change man, Expeditor, BMC change manager,Aris etc

Team Size 25

Description The objective of this project is to build interfaces between Finacle to CACS and CACS to

Finacle and also implement CACS (computer assisted collection system) in African

countries.

Responsibilities • Involved in project management activities like project

initiation,estimation, scheduling, planning,

forecasting, monitoring and closing

• Involved in schedule management, scope

management

• Involved in integration management, communication

management, Stakeholder management

• Involved in business analyst activities like

requirement gathering, elicitation, test cases reviews,

preparation of user training etc.

• Identify, analyze, respond and minimize risk

throughout the life of the project

• Involved in operational risk management.

• Involved in cost and quality management.

• Managing multiple projects with a team of 25+

people

• Responsible to deliver project in time with Quality

• Assisted PMO in process improvement

Project 2:

Organisation Nihilent Technologies

Project Name Core Banking Transformation –Enterprise work package

Client Name Standard Bank of South Africa

Role Consultant/ Lead Business Analyst

Duration (From – To) July 2009 Aug 2011( 2 Years)

Business Domain Banking

Project Type Retail Banking( Personal, Business banking, Home loans, VAF – Vehicle assisted Finance,

Low income lending, Credit Cards, Branch accounting) and corporate investment Banking

Technologies ARIS, Visio, Ms Office

Team size 16

Description The vision of standard bank is to be a customer centric, socially responsible African bank

providing relevant banking service to chosen markets. To achieve this, SBSA is deploying

the best people and appropriate technology to deliver sustainable premium returns

• Unpack create offering capability which was defined at L4 process.

Responsibilities • Elicit and document business and Functional requirements

• Review Test cases

• Prepare user training manual

• Conduct walkthroughs

• Identification of key tools, information feeds required and types of information required

to support achieving the appropriate outcome.

• To incorporate User Experience Design input into a high level design view of what would

be contained in screens to aid the Create Offering capability Design.

• Develop a good understanding of how SAP and any other related systems can support the

Create Offering capability.

Project 3:

Organisation Nihilent Technologies

Project Name CDDS – Card direct delivery System

Client Name Standard Bank of South Africa

Role Consultant/ Business Analyst

Duration (From – To) July 2008 July 2009( 1 Year)

Business Domain Banking specifically in Credit systems like( loan originations, Personal application scoring,

Probe account management, CACS collections( Computer assisted collection system)

Project Type Retail banking(Personal and Business), Corporate investment banking

Tools ARIS, Visio, Ms Office

Technology SAP, Mainframes, Cobol, Jcl, VSAM, CICS

Team size 12

Description The product is being developed by the bank in order to make the business application

scoring process online and job involves frequent liaison with various parties around

requirements, system testing and process management.

Responsibilities • Elicit and document business and Functional requirements

• Review Test cases

• Prepare user training manual

• Conduct walkthroughs

• Mentor and train resources

Project 4:

Organisation Nihilent Technologies

Project Name CACS – Computerized Assisted Collection System

Client Name Standard Bank of South Africa

Role Consultant/ Sr. Programmer Analyst

Duration (From – To) July 2007 June 2008( 1 Year)

Business Domain Personal and Business Banking( Products involved like personal loan, low income lending,

home loan, vehicle finance, credit cards, branch accounting )

Project Type Enhancement

Technologies Cobol,JCL,VSAM,DB2,CICS,SAP

Tools Changeman, Expediator, BMC change manager, Aris, Platinum,Strobe

Team size 12

Description The project is called CACS. This Collection system takes data from all departments like

SAP, Home loan, Branch accounting and that is used for decisioning. Previously all the

decision use to take manually .Objective of this project is to make it computerised. This

project involved design, development, testing, defect fixing, and implementation.

• Impact Analysis.

Responsibilities • Analyze functional spec and create technical specifications.

• Coding, Unit testing, bug fixing.

• Identify critical path and Minimize batch run time.

• Responsible for Stabilization of batch in all environments.

Project 5:

Organisation Nihilent Technologies

Project Name National Credit Act – Credit Beauraux

Client Name Standard Bank of South Africa

Role Consultant/ Sr. System Analyst

Duration (From – To) Oct 2006 June 2007( 9 months)

Business Domain Banking

Project Type Personal and Business Banking

Technologies Cobol,JCL,VSAM,DB2,CICS, SAP

Tools Changeman, Expediator, BMC change manager, Aris, Platinum,Strobe

Team size 8

Description National Credit Act or NCA was South African Government’s way of monitoring the

credits flowing out from all the credit agencies in the country. The project involved

changing existing programs as well as writing new ones for compliance to this Act.

• Impact Analysis

Responsibilities

• Analyze functional spec and create technical specifications

• Coding, Unit testing, bug fixing

Project 6:

Organisation IBM India Pvt Ltd through Melstar Technologies

Project Name

Sprint (Phase 2)

Client Name Sprint US

Role Software Engineer

Duration (From – To) July 2005 - Aug 2006( 1 year)

Business Domain Telecom

Project Type Telecom billing

Technologies Cobol,JCL,VSAM,DB2,Teradata, CICS

Changeman, Expediator, file aid

Tools

Team size 20

Sprint offers an extensive range of innovative communication products and solutions,

Description

including wireless, local and multi product bundles. Sprint is widely recognized for

developing, engineering and deploying state of the art network technologies, including

the United States' first nationwide all digital, fibre optic network; and one of the largest

100 percent digital, nationwide wireless networks in the United States. Basically it’s a

telecom Billing Application.

Responsibilities

• Impact Analysis.

• Analyze functional spec and create technical specifications

• Coding, Unit testing, bug fixing

• Preparation of test plans and test cases

• Implementation.

NOTABLE ATTAINMENTS

• Received True Blue appreciation awards (5 times) from Standard Bank for dedication and commitment to

deliver the projects on time.

• Received appreciation awards (1 time) from Nihilent Technologies for dedication and commitment to deliver

the projects on time.

• Received Appreciation Award from collections (CACS) team of Standard bank of South Africa (2 times) for

quality project delivery.

• Received Appreciation Award from National Credit Act team from Standard bank of South Africa for on time

and quality project delivery.

EDUCATION

• B.E (Mechanical Engineer) from Govt. Engineering College Aurangabad, BAMU University Aurangabad 2002

• 12th from Railway Junior College Purna 1996.

• 10th from Railway higher secondary school Purna 1994.

PERSONAL INFO

DOB : 1st April 1978

Permanent Address : Flat B6/501, Rakshak nagar gold Ph 2, Kharadi, Pune 411014

Current Address : Flat B6/501, Rakshak nagar gold Ph 2, Kharadi, Pune 411014

Cell phone # : +91-967*******

Passport Number : K2864167

Email Id : acgpjj@r.postjobfree.com

References : Available on request

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