DivyaShree Sholingur Narasimahaiah

MBA (Finance) BBM (Finance)

# T-304, 3rd Floor, Rajalakshmi Apartment Mb: 919*********

10th Cross, V V Mohalla, Mail: acgjx8@r.postjobfree.com

Mysore -570002

PROFILE SUMMARY

Professionally qualified in Management Studies having a total Banking W ork experience of 9 years 9 Months

in a Managerial position in Ban king Industry. A well qualified and experienced finance professional who

understands the business processes in the areas of personal financing, loan financing, personal loans, mortgage

loans, home loans, auto loans and initial public offerings of companies.

Seeking role of an accountant / retail banker / Business Analyst / IT Solution Consultant or any other suitable

position in Banking / Mortgages / Risk Management domain in a reputed organization primarily focusing on

Banking /IT / Insurance/financing and other related services.

Strengths - Have an aptitude for finance and to get updated with the current market trends and situations, which

enables me to provide better financial solutions and services. Team-manager; able to perform under pressure;

able to grasp things faster and move on; problem-solver.

Values - The values that I strongly display in an organization are – Integrity, Honesty and Leadership.

STATEMENT OF PURPOSE

To carve a niche for myself in the field of Finance in general and Banking in particular I want to see myself

working with an employer in an increasingly responsible position, that enables me to utilize my talents and work

closely with my colleagues in solving important problems. I want to see myself taking on new and exciting

challenges in an enjoyable environment and hopefully this will be with your company.

To be able to deliver the best in the field of Enterprise Financial Solutions through the effective use of Financial

and Subject-Oriented abilities.

WORK EXPERIENCE

Sept '06 – till date

Organization : Ax is Bank Ltd, Mysore

Profile : Branch Operations Head

R o le : Manager (for a team of 6)

Fu nction al Area : Retail Branch Operation

Responsibility :

Expert in Finacle 7.0 & 10.2 Version.

•

One of the Team Incharge for migiration of Finacle 7.0 to Finacle 10.2 in 2010

•

To achieve vo lume and revenu e go als via the co mbinat ion of cu stomer acquisit ion and R M .

•

• Training & Instructing staffs users to handle the newly developed tools or Banking software that will be

implemented during the project.

. Gathering and analyzing requirements of the bank staffs thereby understanding their current Banking

system and practices.

• Overall Retail Banking Branch Operation

• Responsibility for branch Clearing Activity

• End-to-end process management for efficient and error –free Account Opening

. Managing Staff entitlement loans and conversion from Staff to commercial loan type during their exit.

Reporting, tracking and managing unpaid pay orders that are issued to cmrs

. Management of issues on LOS and Finacle system, normally pertaining to account opening,

data capturing, data truncation in finacle during interface, etc.

. Reports and data management using Finacle tools and reporting to senior management

• Responsibility for Branch Auditing

• Responsibility of Advances ---HL/AL/PL/LAP/RML

• Responsibility of Deposits

• Resp onsible fo r the gro wth o f the General led ger balances o f the branch

Handling a team o f Business Develo pment Executives & Front Desk Officers

•

Fo cu s on creating leads throu gh offering financ ial solu tio ns for Banking, Cred it r e qu ire me n t s,

•

Cash M

management, Trade financing and Fo rex.

• Acquiring, growing and d eep ening custo mer relatio nships t hro ugh effective relationship

management.

• Strategize and p lan fo r market penet ration and visibilit y b y id entif ying suitab le locations to install

ATM machines, Spo nso ring major events in the city

• Mo nitor, co ach and mentor team members to ensure high levels of comp etence in t he team

Ensu re compliance wit h respect to int er nal and regulator y gu idelines

•

Maint ain t he portfolio healt h and p rofitab ility

•

• Monitoring day-to-day transactions to avoid money laundering.

• Managing relationships with Business partner in the city.

• Bill Payments

Career Achievements:

• Achieved “AAA” with consistency for 7 yrs in the Branch Audit.

• Able to surpass the target with the achievement of 110% of sales targets.

• Achievement of 100% retention of Sub -ordinates.

• Responsible for the HR, Admin and infrastructure Issues for the agency.

• Worked closely with marketing team and help them to design the pamphlets and brochures according to

market trends.

• Worked closely with marketing team and help them to design the pamphlets and brochures

a ccording to market trends.

Jan “06 to Sep '06

Organization : ABN AMRO Bank N V

Profile : CFA Germany Payments

R o le : Officer

Fu nction al Area : Corporate Payments

Responsibility :

Handling HNI customer profile for the Payments

Handling RGTS & Swift payments.

Error free transactions.

Minimized TAT for the payments.

Effective interpersonal skills to work around with the peer groups

M onitoring day-to-day transactions to avoid money laundering.

June '05 to Jan '06

Organization : SDM & TTL College

Profile : Teaching

R o le : Faculty

Fu nction al Area : MBA & BBM

Responsibility :

Handling HR, Financial Mgmt papers to BBM 2 nd y r

Handling HR specialization paper & Finance for BBM Final yr

Handling HR, FM II, C Law paper for MBA

Evaluation of the papers

Paper setting for the Examination, Presentation Review.

IT SKILLS

• O p erat ing Syst ems : Wi ndow s, M S Dos Windows 98/2000/ME/XP/NT

•

Softw are Appl icati on : M S O ffice, A dobe, SPSS software, QM software,

• Finacle Core Banking solution – consulting, solution development and customization

• ERP and Sales Forecasting Packages

• Fundamentals, DOS, WS, Lotus, Dbase III, MS Office 97/2000

•

Finacle 7.0, Finacle 10.2 - O ne of the Team Member for Implementation of the

F inacle 10.2 @ Axis Bank Ltd in 2010

•

Finacle MIS

•

Retail Forex,Finnone, GBM, Tax Payment,RTGS & All necessary banking

a pplications.Such as

•

Single Sing On Utility Payment Portal

•

Mobile Banking

• CBDT Site (E Payment)

• GBM -PAN Interface

• Assessee Verification for CBSE

• CMS CCPH :

• Meta Grid: Its used for the Gold Coins Stock valuation, Sales, MIS.

• Depository Services

• Prepaid Card Operations: Are for the payroll card, Gift Card, Pay card, My Money Cards

issuance, Activation, MIS etc

• TCDC Operations: Its exclusively for Travel Currency Card issuance,

Management,Stock,MIS, Reloading,Refund,Discard.

• Ethic –Online Audit Compliance

• ATM Reco

• E Fax Application

ACADEMIC CREDENTIALS

Degree Specialization Institute/Board Year

MBA Finance MAHE, Manipal 2003 2005

BBM Finance SBRR Mahajana First 2000 2003

Grade

College, Mysore

PUC Statistics, Marimallappa's Pre 1998 2000

Mathematics,Commerce, University College, Mysore

Accountancy

X KSSEB, Bangalore 2000

PROJECTS

Local Project (Manipal – Mangalore region) Technical Efficiency of Indian Commercial Banks During The

Reform Period 1992-98.

Summer Project (Individual Project) Financial Analysis at Ashok Leyland Limited, Hosur.

Rational Ideas at Karnataka Silk Industrial Corporation,

Mysore.

Term Projects: Research Project On Job Satisfaction level Of Nurses at

Kasturba Hospital, Manipal.

Technical Analysis – A study on share price movements of

NDTV ltd.,Zeetelefilms & Adlabs

Study of the cost structure at Hindustan Springs

Manufacturing company, Mysore

Study of Break Even Analysis at Navajeevan Tiles

Manufacturing Unit, Udupi.

A Study on Management Information System of Bunty’s

Garment Store, Udupi.

OTHER SKILLS

Team work, Event Management,

Conceptual skills,

Technical competence,

Excellent in Problem Solving.

Industrious and versatile.

Achievement oriented with excellent ability to manage and change easily.

Strong communication, interpersonal, learning and organizing skills.

Ability to handle pressure and manage stress, time and people effectively .

CORE COMPETENCIES

• Self-starter, Eager learner, Open to new experiences, work to strict deadlines, Strength in problem

solving

• Creating the office atmosphere to work without tough situations and to take the team to achieve targets.

• Identifying potential areas for escalating business volumes and achieving sales targets. Planning &

executing sales promotional activities.

• Expertise to work in fast pace, An ability to manage change with ease.

• Strong communication, interpersonal, learning & organizing skills matched with the ability to manage

stress, time & people effectively.

• Self-confident, Committed to the work assigned.

• Enabling business growth by identification of new business partners, assisting and monitoring the

performance for achieving overall growth objective.

• Drive to learn & enhance knowledge, good learner, Flexible to adapt to changes, Willing to travel

• Ability to deal with people diplomatically & effectively.

EXTRA CURRICULAR ACTIVITIES

• Enthusiastic member of NSS – National Service Scheme

• Membership in Herbal life Products, Sunshine Pvt Ltd.

• Logistic member of Parichaya event of collage.

• PR Hospitality committee member of Gensis-2004, Collage Trade Fare.

• Active Participant in International Management Conference, Manipal

ADDITIONAL QULIFICATIONS

• ABN AMRO ---Compliance Principles Certificate

• NCFM

• AMFI

• AML & KYC from IIBF

• CAAML Client Acceptance & AML

• JAIIB & IRDA *

HONORS

• Certificate of Recognition ---Power of Five in CASA

• Certificate of Appreciation GI Santa Contest

• Certificate of Honor ---LI Champion's Trophy

• All the 6yrs Performance rated HA

• Towards excellence 2013-14 Retail Banking Operations Bangalore circle

• AAA Operational efficiency in Audit 2013-14

PERSONAL DETAILS

DOB : 26th Feb 1982

Father Name : Narasimhaiah S R

Mother Name : Late. Bhanumathi N

Passport No : F8512580

Languages : English, Hindi, Kannada, Tamil, Telugu.

REFERENCES

On request will be provided.

Contact this candidate