CAMMORAH WASHINGTON

**** ******* ****** ***** #****, Carrollton, TX 75006

Cell: 214-***-****

acgjln@r.postjobfree.com

CAREER OVERVIEW

• 6 years of mortgage experience in Bankruptcy, Short Sales, Refinance and Business

Control, Foreclosure

• Proficient in analyzing clients’ needs and proposing suitable mortgage solutions

• Hands-on experience in recommending, developing and implementing changes to existing

and proposed mortgage process work-flows

SUMMARY OF QUALIFICATIONS

Proficient in computer- MS Word and Excel Bankruptcy-Trustee Pay-All Negotiating

Fannie Mae and FHA Short Sales Review for Conveyance Condition LPS Processing

FHA/VA and Rural Housing Review Appraisals

Title Homesaver

Foreclosure Review and Postponement Request Escalations Cavirs

Closing Loans Mortgage Insurance Sales

Problem Solver Equator Accer

FHA Connections Building Repore AS400

Business Development Document Collection Auditing

Creative Problem Solving HUD Conveyance Loss

Mitigations

Neighborhood Watch Customer Service Customer Service

Inbound/Outbound Calling FHA Refinance Soliciting

3rd Party Vendor Review

Reviewed Appraisals/Work Orders/Bids Rescissions

Verbal and written communication

PROFESSIONAL EXPERIENCE

WINGSPAN ADVISORS

Frisco, TX

Short Sale Asset Manager 05/2013-5/2014

• Collected and reviewed required documents- Bank Statements, Credit Report, Paystubs, LLC Documents,

HUD’s, Titles, Supplemental Security Income Statements, Profit and Loss

• Reviewed appraise to determine if property was maintained both internal and external

• If property was vacant it must be undamaged by fire, flood, earthquake, hurricane, tornado, boiler explosion,

or mortgagee neglect and be left in a safe and sanitary condition

• It must be secured, the lawn maintained, winterized

• Review appraisal and bids to work orders and made sure that the property was completely inspected in a

timely manner for HUD reimbursement

• Email I emailed both internal and external customers for required documents

• Requested and processed funds for claims that where received

• Negotiated HUD allowable and disallowable fees with real estate agent

• Requested for foreclosure postponements with investor

• Approved borrower(s) and buyer(s) for closing

• Reviewed credit report and title for liens, judgments, claims and filed bankruptcies

• Negotiated 2nd liens for payoff

BANK OF AMERICA

Plano, TX

Refinance Loan Processor 01/2013-05/2013

• Processed current FHA refinances

• Reviewed HUDs for accuracy

• Reviewed premium pricing for low interest rates

• Closed and sent wired funds Bank of America

BANK OF AMERICA

Plano, TX

Foreclosure Quality Control Auditor 01/2012-01/2013

• Reviewed properties for accuracy of foreclosure

• Studied accounts to review if homeowner received HUD require letter on foreclosed proceedings

• Completed work to determine conveyance condition in a timely manner

• Properties had to be undamaged by fire, flood, earthquake, hurricane, tornado, boiler explosion, or mortgagee

neglect and be left in a safe and sanitary condition

• It must be secured, the lawn maintained, winterized

• Review appraisal and bids to work orders and made sure that the property was completely inspected in a

timely manner for HUD reimbursement

• Processed funds for claims that where received

• Reviewed credit report and title for liens, judgments, claims and filed bankruptcies

• I emailed both internal and external customers for required documents

• Completed and requested properties to be reinstated that were wrongly foreclosed

• Reviewed court documents for foreclosed properties and updated Equator with file notes

BANK OF AMERICA

Plano, TX

Sr. Short Sales Negotiator 08/2009-01/2012

• Collected all required documents for FNMA short sales

• Determined if files were to be completed streamline or standard

• Reviewed title for all judgments and liens

• Negotiated 2nd liens for payoff

• Closed short sales and submitted for wire funding

• Requested for foreclosure postponements with investor

• Reviewed and calculated cash that was brought to the closing table

BANK OF AMERICA

Plano, TX

Bankruptcy Technician 07/2008-08/2009

• Proceed chapter 7 trustee pay-all files

• Reviewed court documents and submitted proof of claims

• Ran a monthly report for trustee payments

• Requested Motion for relief on all bankruptcies that were current with payments

ACCOMPLISHMENTS

• June 2008- Top producer in filing trustee pay-all with 0 audit fails

• February 2010- Proceeded 110 closing netting Bank of America $867,000

• May 2011- Processed exceptional analytical skills and implemented a new hire short sale processing review

• March 2012- Top producer in auditing 15 foreclosure files with not closing errors

• August 2013- Maintained 100% in quality, call monitoring and documenting short sale files

• January-May 2014 proceed over 50 short sale files for approved closing

EDUCATION

BACHELOR OF ARTS: Sociology University of North Texas, Denton, TX 05/2005-05/2009

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