C INDY MORGAN

* *** ******* ****, *****, Fl *****

* ** - *** - ****

C acghor@r.postjobfree.com

A ccomplished M ission driven C redit Union CFO L eader w ith 2 5 years e xperience in all areas

o f Financial/Accounting, Financial Reporting, Asset Liability Management, Operations,

S trategic Planning, Growing the Business, Mergers, Investing, Product Development, Pricing,

R eporting/Analytics, Vendor Relationships, Public Net working, Project M anaging, Technology

a nd Facilities Management.

E DUCATION, PROFESSIONAL REGIS TRATION

B achelor Degree Science / Accounting & Finance

C anyon C ollege - C armichael, CA

V alencia State College - O rlando, Fl

- CUNA - F inancial Management P rogram/ eSchool Part I & II

- C UNA - C ertified Credit Union Executive Management Courses

- R ollins College - W inter Park, Fl - L eader ship M anagement Course s

- A LM First - A sset liability management course

- R aymond James - I nvestment Bond school

P ROFESSIONAL EXPERIE NCE

2 013 - Present

S enior E xecutive Consultant

C LM C onsulting Services, O coee, FL

F ounder/CEO and Senior Executive C onsultant for CLM Consulting Services, responsibilities

i nclude helping Credit Union clients ranging from 100 Million to over 1 Billion in assets with

v arious projects ranging from Interim CFO positions, card service evaluations, back office

c onsolidatio ns, merger integrations, investment strategies, budgets/projections,

p olicies/proced ures, contract negotiations, p rofitability improvement strategies, strategic

p lanning and efficiency i mprovements, expense r eductions, auditing, a sset liability management,

t elecommunications a udits, project management, peer reporting, measuring/monitoring success,

i mproving the utilization, a nd overall internal performance of the financial institution.

P erform business research

C onduct interviews with financial institution e xecutive and operations personnel

C reate financial models

C omplete financial analyses

P erform market, customer, competitor and cost analyses

W rite and deliver presentations to clients

P rovide clients with insights based on business research and anal yses

F acilitate technical implementation of business process software and core processor

i nterfaces

U nderstanding of the industry conditions and external economic factors that drive the

b usiness.

S trategic Thinker.

P roactive problem solver.

A ssume l eadership responsibilities ex: Interim CFO.

E xecutive Vice President/CFO

1 998 - 2013

I nsight Credit Union Orlando, Fl

Planned, developed, organized, implemented, directed and evaluated the organization’s fiscal

financial and operational functions and performance.

Analyzed and oversaw the organization’s investment strategies, asset liability management, cash -

flow management, financial variance analysis, capital expenditure planning, cost

management/reduction strategies.

Managed the company’s Fixed Income Portfolio including Asset Liability, Liquidity Management,

and Interest Rate Risk.

Evaluated and advised the impacts of long-range planning, introduction of new

programs/strategies and regulatory action.

Developed and presented pricing structures for loan and deposit products to Pricing Committee.

Developed credibility for the finance group by providing timely and accurate analysis of budgets,

call reports, financial reports and financial trends in order to assist the Board and other Executive

Planners in performing their responsibilities.

Enhanced, developed, implemented and enforced policies and procedures of the organization by

way of systems that will improve the overall operation and effectiveness of the organization.

Provided technical financial advice and knowledge to others within the financial discipline.

Provided continual monitoring, reporting and revisions to the projection and budgeting process.

Provided strategic financial input and leadership on decision-making issues affecting the

organization; i.e., evaluation of potential alliances acquisitions and/or mergers and pension funds

and investments.

Optimized the handling of other financial and deposit relationships and initiate appropriate

strategies to enhance cash position.

Actively participated in the Strategic Planning Process.

Developed a reliable cash flow projection process and reporting mechanism that includes

minimum cash threshold to meet operating needs.

Advised from the financial perspective on any contracts into which the CU entered. Negotiated

contracts and developed focus groups for RFP's for large vendor selections.

Served as Chairman on several committees such as the ALCO, Finance, and Investment

Committees. Actively participated in the Business lending, TDR, and Proj ect Team Committees.

Responsible for Facilities Management and maintaining the protection of the credit union's assets.

S enior Accountant/ Asst IT System

M anager 1 988 - 1998

O rlando Federal Credit Union, Orlando, Fl

F inancial A ccounting and reporting, Bookkeeping, G eneral Ledger reconciliations, Corporate account

b alancing, auditing Fixed Asset Management, Accounts Payables, ACH, EFT, share draft, Credit Card,

W ire transfer processing, I nternal auditing, vault bala ncing, assisting the IT Director with end of day

p rocessing procedures, system balancing, IT System controls and running end of day closing programs.

C redit Union/Consulting References:

J im Hayes CEO, 800 - 487 - 5500 - A ndrews Federal Credit Union, 1B + Assets - C onsulting Work

S ean Jelen CEO, 917 - 833 - 0404 - T obyhanna Federal Credit Union, 200M Assets - I nterim CFO

K eith Malbrue CIO, 651 - 503 - 5764 - Affinity Plus FCU, Minneapolis, MN 1B+ Assets

C ecil Maynard CPA, 305 - 479 - 9488 - N earman,Maynard,Vallez CPA, In ternal CPA group 15yrs

J ake Pettit Investment Strategist/Broker - 9 01 - 484 - 5604 - R aymond James

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