Ana Chevalier

*** **** ****** ****

Glendora, CA 91740

626-***-****

Objectives: Utilize existing skills and knowledge in mortgage loan processing and

underwriting.

Work History: March 2006 to February 2013

Vons Credit Union, El Monte, CA

Sr. Loan Processor/Underwriter

Examining overall loan documentation to ensure accuracy and completeness; reviews

borrower qualifications, assets, employment and income ratios, loan to

value, credit report, title search and appraisal. Reviews original loan

application and compares information to documents in file. Reviews

disclosures for accuracy, to ensure that the loan meets secondary marketing,

and/or Fannie or Freddie guidelines and communicates decisions to business

partners. Handle customer inquiries; provide information regarding missing

documents and loan status. Thorough knowledge of Fannie/Freddie

guidelines. In charge of keeping HMDA data and reporting quarterly and

yearly for five branches.

Aril 2005 to March 2006

Provident Bank Mortgage, Glendora, CA

Branch Manager Assistant/Underwriter

Reviews all files for approval or denial, following Fannie/Freddie and investor guidelines.

Heavy communication with Corporate Office to implement and/or enhance

policy and underwriting guidelines. Communication with loan processors

and loan officers regarding specific and general loan programs.

January 2005 to April 2005

Indy Mack Bank, Ontario, CA

Loan Underwriter

Reviews all files for approval or denial, verifies all information in loan package is accurate

and complete. Reviews carefully ratios and loan to value. Reports

acceptability based on guidelines and company policy, recommends approval

or denial.

September 1997 to December 2004

Vons Credit Union, El Monte, CA

Sr. Loan Processor/Underwriter

Same job description as noted above for Vons Credit Union.

August 1989 to September 1997

West Coast Financial of California, San Dimas, CA

Sr. Loan Processor/Underwriter

Originally hired as a loan document drawer, I worked my way to Sr. Loan Processor by

learning all possible aspects of loan processing.

Skills: Superior organizational and communications skills. Bi-lingual English-Spanish. Excellent

rapport with clients and fellow workers. A people person and a team player.

Work well under pressure and enjoy a busy and professional atmosphere.

Personal: Conscientious, productive, positive and professional. I get the job done and

take pride in my work. Ambitious, dependable and unencumbered.

Education: Hoover High School, Glendale, CA

References: Upon request.

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