Maria M. Navier

** **** ******, ******, **, *****

Telephone: 201-***-****

Objective: To secure a professional, challenging position, where my skills and years of experience

can be utilized.

Experience: Wholesale Closer

June 17, 2013-August 21, 2013 Maverick Funding, Parsippany, NJ

• Preparing conventional and FHA mortgage loan closings documents in

accordance with investor and bank guidelines

• Reviewing HUD-1s for disbursement

• Reviewing Compliance Ease Report for accuracy on documents.

Closer/ Processor

June 27, 2008-June 14, 2013 Gibraltar Bank, Whippany, NJ

• Maintain application log

• Maintain data entry of new residential loan applications

• Evaluate and mail GFE and TIL after openings for accuracy and regulatory

mandates

• Prepare commitments, amendments and various other projects for underwriters

• Preparing conventional loan closing documents

• Inputting relevant loan data fees into closing system and generating a complete

and accurate set of closing documents, specific to the loan type and product

• Communicating all closing details to settlement agents and associated parties

• Reviewing closing packages for accuracy and validity and reporting errors to

closing coordinating for corrections

• Notify attorneys that files are clear of all legal underwriting issues when

appropriate

• Schedule closings with attorneys when all items are resolved and cleared

Senior Closing Coordinator

January, 2000-June 2007 Penn Federal Savings Bank, West Orange, NJ

• Preparing conventional and FHA mortgage loan closings documents in

accordance with investor and bank guidelines

• Reviewing HUD-1s for disbursement as well as assisting coworkers with

associated tasks

• Review closings for accuracy and validity and reporting errors to closing

coordinators for corrections

• Review loan documents to insure that loan amounts, taxes, fees and amounts to be

wired out of the bank or collected from customers are accurate

• Update closing quality control logs in the closing file, compile information

weekly and provide them to the closing

• Notify attorneys that files are clear of all legal and underwriting issues when

appropriate

• Schedule Closings with attorneys when all items are resolved and cleared

Experience (cont.): Loan Set-up/Clerk Processor

March 1987-January, 2000 Penn Federal Savings Bank, West Orange, NJ

Data of new residential loan applications into the Unify/Easy system

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Prepare commitments, amendments and other documents for underwriters

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Evaluate and mail GFE and TIL after opening for accuracy and regulatory

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mandates

Work with compliance officer on staff correcting HMDA reporting information

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Register FHA loans via Internet

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Assist loan closing clerks in issues related to the system

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Other clerical duties as assigned

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Education: Cayey University College, Cayey, Puerto Rico

Three years Psychology

Ramirez College, Santurce, Puerto Rico

Associates Degree

Sacred Heart, Santurce, Puerto Rico

Public Relations Course

Essex County College, Newark, NJ

Four In One Microsoft Office Course

HOPES CAP, Inc.

Intermediate Computer Class

Skills: Knowledge of Microsoft Word, Excel, Access and Power Point

Type 40 + WPM

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Fluent in Spanish and English

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Notary Public

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Experienced in Loan servicing and coordinating bank closings

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Reliable and efficient

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References References are available on request.

Awards Work achievement Award Board of Education in Puerto Rico

Employee of the Quarter Penn Federal Bank

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