Joan Laruffa, CPA CGMA

**** ********* ****, *********, ** 28269 ( acgbxf@r.postjobfree.com ( Mobile:

704-***-****

QUALIFICATION SUMMARY

. Sarbanes-Oxley and COSO experience

. Financial Services and Insurance regulatory audit experience

. Accomplished goal oriented professional

. Proven track record of executing with integrity and excellence.

. Strong Accounting, Compliance and Internal Controls Background

. Risk and Controls expertise in the areas of Real Estate, Investments,

Agent licensing, HR benefits, Insurance, Reinsurance, Finance and

Actuarial.

EXPERIENCE:

TIAA-CREF

Corporate Controllers Office - Manager Internal Controls May

2010 - Sept 2014

. Coordinated control efforts with management to ensure that

identified business areas are in compliance with Sarbanes

Oxley (SOX) and the NAIC Model Audit Rule (MAR) requirements.

. Coordinated testing oversight efforts with the company's

internal and external auditors.

. Supervised a team of senior accountants and intern to ensure

that testing and conclusions are appropriately supported and

completed by the established deadlines.

. Collaborated on an annual basis, with the project management

office to solidify internal financial statement line scoping.

. Documented and communicated control deficiencies to the

project management office, business clients, external

auditors and senior management as needed.

. Provided value added collaboration with business clients to

create an optimal control environment.

. Assisted team members by eliminating roadblocks so that they

may perform with excellence.

. Supported team members by providing guidance and timely

feedback as needed.

. Reviewed, monitored and reassigned workload to ensure team

success in meeting testing deadlines.

. Created and conducted training sessions to team members to

ensure adherence to the established test strategy.

. Conducted on campus interviews for the Corporate Controller's

annual internship program at local colleges.

Corporate Controllers Office - Lead Controls Analyst

Feb 2009 - May 2010

. Evaluated Sarbanes documentation of key business processes

and controls for design and operating effectiveness.

. Executed tests of controls to ensure compliance with

established company policies and regulatory requirements.

. Provided constructive feedback and guidance to management as

needed to enhance risk assessment and update documentation as

needed.

. Prepared written communication to interested parties on the

adequacy and efficiency of the controls tested and processes

reviewed.

. Conducted interviews and walkthroughs to validate and update

process documentation.

. Assisted business clients in creating and implementing

remediation efforts.

. Coordinated testing strategies with external and internal

auditors.

. Coordinated and presented a controls road show at the request

of business partners.

. Supervised and mentored junior team members.

Joan Laruffa, CPA CGMA

Internal Control Unit - Senior Controls Analyst Aug

2006 - Feb 2009

. Evaluated Sarbanes documentation of key business processes

and controls for design and operating effectiveness.

. Executed tests of controls to ensure compliance with

established company policies and regulatory requirements.

. Conducted interviews and walkthroughs to validate and update

process documentation.

. Assisted business clients in creating and implementing

remediation action plans.

AXA Financial

Internal Audit -Manager Internal Audit Aug 2004-Aug

2006

Aug 2000-April 2002

. Provided consultative services to business units across the

organization through business development auditing for a

value-added approach.

. Supervised operational and financial audits of the company's

business units.

. Partnered with upper management to identify business risks.

. Evaluated the effectiveness of mitigation strategies and

recommend opportunities for improvement.

. Managed audits to ensure completion within budgeted

timeframe.

. Evaluated and analyzed Sarbanes documentation of key business

processes and controls to provided feedback and guidance to

management as needed.

. Served as the department liaison to local colleges.

Controller's Department - Senior Accountant Oct

1997 - Aug 2000

1. Assisted in the preparation of the NAIC Green Blank.

2. Prepared semi-annual and annual SEC financial statements.

Supervised daily investment activity for the separate account annuity

products.

4. Maintained account balances for the separate account annuity

products.

5. Responsible for the timely reconciliation of separate account

funds.

6. Reviewed monthly rate of returns on all separate account funds.

Reinsurance Specialist Jan

1997 - Oct 1997

Maintained and administered the reinsurance disability income ceded and

assumed business.

8. Administered the Equitable of Colorado Ceded Business.

9. Assisted management in the development of reinsurance treaties.

10. Prepared amendments to existing treaties.

11. Maintained the treaty database and prepared monthly status

reports.

12. Reconciled the death claim database on a monthly basis.

Rosenblatt, Kiman, Levittan, Levine & Co., CPA

Staff Accountant April 2002 -

Aug 2004

. Provided full accounting services for clients in order to

meet their business needs.

. Performed financial audits and compiled audited financial

statements and management reports for interested parties.

. Performed as a liaison between clients and governmental

agencies if needed.

. Prepared individual and corporate income tax returns on the

federal and state level.

. Prepared quarterly payroll and sales tax returns.

. Performed quarterly reviews of established client's books and

records.

. Automated the work paper system of the firm as well as

provided technical support as needed.

. Assisted partners in managing client's requests as needed.

Joan Laruffa, CPA CGMA

Diversified Investment Advisors

Mutual Fund Accounting - Investment Accounting Associate

May 1996 - Jan 1997

. Monitored the custodial bank's accounting transactions.

. Prepared Separate Account Financial Statements on an annual

and semi- annual basis for both the SEC and internal

financial reporting.

New York State Department of Financial Services

Life Insurance Department -Insurance Examiner June

1993 - May 1996

. Conducted field audits of insurance companies domiciled in

New York State.

. Performed audits of Savings Banks Life Insurance Departments.

Education Baruch College, City University of New York

Bachelors of Business Administration - Accounting

Certified Public Accountant:

New York State License # 092847

North Carolina License # 33789

Skills Working knowledge of Microsoft Office Suite, PeopleSoft, Open

Pages (Sox Express)

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