Kenneth W. Greene

*** **** **** ****** • Baltimore, MD 21218 • 410-***-**** • acfwxc@r.postjobfree.com

SUMMARY

Consulting Professional with extensive experience in affordable housing and lending industries.

Expertise in credit analysis and underwriting, secondary market, rural and urban development,

and partnership-building. Proven abilities to explain complex terms and issues in an

understandable format. Client-focused with strong relationship building and strategic planning

skills. Key skills include:

• •

Project Management Residential Mortgage Lending

• •

Commercial Lending Training and Facilitation

PROFESSIONAL EXPERIENCE

US DEPT. OF THE TREASURY/ CDFI FUND, Washington, DC 2013-2014

External Grant Reviewer, New Markets Tax Credit Program

A subject matter expert. Phase 1: Peer Review external grant reviewer working in teams but

reading each application independently and without consultation. External reviewers evaluate and

score the applications using the CDFI Fund’s established review criteria, including factors such as

prior performance of the applicant in funding eligible activities; raising and managing investor

funds; entity’s capacity, skills and experience of the management team; proposed deployment of

allocated tax credit authority; and community impact of the expected investments.

COMMERCIAL LLC, Atlanta, GA 2012-2013

SIGNATURE

Senior Consultant & Project Manager

Provided contractual due diligence on consumer credit cards compliance issues at large

commercial banking organization. Looking at accounts from financial institutions that have been

taken over by FDIC Division of Resolutions, and Receivership Operations Branch. Doing analyst

on accounts for purchase to the new commercial bank.

EDWARDS GROUP LLC, Charlotte, NC 2011-2012

SOLOMON

Senior Consultant

Providing contractual mortgage loan reviews, mortgage loan valuation analysis, and review

underwriting guidelines on the financial organizations that were given TARP Funding and under

Consent Order by the Office of Comptroller of the Currency. This review was established to

determine if financial harm happen to residential mortgage consumer from the 14 largest lenders

was present within mortgage foreclosures from January 1, 2009 to December 31, 2010.

NEIGHBORWORKS® AMERICA, Baltimore, MD 1999-2011

Management Consultant, HomeOwnership

Managed twenty-five NeighborWorks® Network Organizations with single-family housing

programs that provide homeownership opportunities to targeted customers. By providing

technical assistance in lending, operations, partnership-building, rural/urban economic

development, training and project management. Knowledge of foreclosure programs at the

national level, and networking organizations to appropriate programs.

• Established procedures in Organizational/Capital Underwriting analysis, grant making, and

homeownership programmatic areas.

• Member of a cross-corporate team on secondary market issues, including strong working

relationships with Fannie Mae, Freddie Mac, FHLB, HUD (FHA) and NHSA by providing

secondary market products and partnership opportunities.

• Increased homeownership production by ensuring best practices are communicated, and

replicated as appropriate. Researched and shared current practices and model with

single-family housing specialty for staff and network organizations.

• Tracked trends impacting the homeownership line of business along with developing and

implementing responses to the foreclosure crisis.

• Provided training to organizations on compliance with federal foreclosure assistance

programs and SAFE Act.

• Ensured compliance with all Federal and State regulations, resulting in clean audits with

no findings with adherence to standard operational procedures.

• Provided mortgage underwriting guidelines training on a variety of programs to non-profit

housing organizations with mortgage brokerage licenses.

KNOX HOUSING PARTNERSHIP, Knoxville, TN 1995-1999

Housing Manager

Oversaw all single-family and multi-family housing programs and operations that provided

affordable living opportunities. Managed a six member staff of the housing programs and

operational budgets.

• Negotiated and contracted with nine local banks, offering more cost-effective options and

higher quality lending services to customers seeking affordable housing opportunities.

• Developed partnerships with HUD (FHA) and State Housing Finance Agencies on

counseling techniques, resulting in an increased homeownership ratio within service area.

• Initiated and implemented a homeownership training program, achieving a 20% yearly

increase in housing production.

• Facilitated the company’s first strategic planning session with senior management team,

resulting in network membership with NeighborWorks® America.

HARBOR MORTGAGE COMPANY, Norfolk, VA

Vice President and Loan Officer 1994-1995

Provided management and operational leadership for commercial and residential lending

activities.

• Redesigned orientation program and collateral materials standards to better implement

lending policies and procedures.

• Recruited all technical and administrative professionals on time and within budget.

ADDITIONAL RELEVANT EXPERIENCE

KeyBank, Cleveland, OH 1981-1991

AVP and Business Banking Officer

Calling on upscale clients and corporate customers in the Lakefront district of

Downtown Cleveland. Developed new, prospective and existing customers for

commercial mortgage loans, installment loans, residential mortgages (FHA, and

Fannie Mae), personal lines of credit, consumer credit cards and cash

management products. Provided underwriting approvals on all lending and credit

products up to $5MM

Commercial Loan Administrator

Attracted new small business customers and established new commercial loans,

commercial lines of credit and commercial mortgage loans for companies with

annual sales of $5MM to $15MM. Accountable for cross selling cash management

products and other bank services.

Mortgage Loan Officer

Provided residential mortgage lending underwriting and FHA approvals on loans up

to $1MM

EDUCATION

Bachelor of Science, Economics

Hampton University, Hampton, VA

PROFESSIONAL DEVELOPMENT

Yale University - New Haven, Connecticut

American Economic Association Scholarship Program

Graduate courses in Microeconomics, Macroeconomics, Economic Analysis and

Econometrics.

Case Western Reserve University - Cleveland, Ohio

The Federal Reserve Banks of Cleveland and San Francisco

National Community Development Lending School

National Community Development Lending Certificate

Course work in community and neighborhood revitalization lending in the following

areas: Community-Based Facilities, Commercial Real Estate, Multi-Family

Housing, Single Family Housing and Small Business.

The National Development Council - Edgewood, Kentucky

Economic Development Finance Certification Program

Economic Development Finance Professional Certificate

Course work in Economic Development Finance, Business Credit Analysis, Real

Estate Finance, The Art of Deal Structure

TECHNICAL SKILLS

Microsoft Office, Microsoft SMS, SharePoint, PeopleSoft

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