Phillip S. Granger

***** ********** *****

Austin, Texas

78737

acfv76@r.postjobfree.com

512-***-****

F inancial, Banking & Risk Management Professional

S T R AT E G Y L E A D E R S H I P E X E C U T I O N

Experienced Mortgage, Financial and Banking professional emphasizing in strategic planning in a variety of

fast-paced environments. Proven track record of success in managing people, budgets, forecasting, and data

analysis. Well-honed skills in preparing detailed and complex financial models to support departmental

divisions within an organization. Results oriented hands on team leadership style in Mortgage Banking, Real

Property Financing, and Business Development. Seeking to utilize my extensive background in a role with a

respected organization that values dedication and a proven track record of success.

AREAS OF EXPERTISE

Mortgage Banking Change Controls Forecasting & Research

Budget Overseeing Investment Analysis Team Management

Risk Assessment Operations Management Strategic Planning

PROFESSIONAL E XPERIENCE

Fay Servicing January 2014- Present

Asset Manager

Founded in early 2008 to address challenges created by the growing housing crisis, Fay Servicing is a special servicer

providing innovative servicing solutions for both performing and non-performing mortgages in an effort to maximize

investor return.

• Leveraging my consultative and mortgage banking background to manage a portfolio consisting of over $30 MM

of distressed assets in various states of performance with respect to debt servicing to include non-core asset

liquidation

• Liaising with property owners and asset owners to develop strategies utilizing government and proprietary

modification programs to optimize portfolio performance while striving to maintain property ownership in the

hands of the current mortgagor

• Returning on current assets under management placing in the top tier within the company

• Thorough understanding of mortgage default services, bankruptcy processes and investor guidelines

• Thorough understanding of CFPB compliance standards in place as of 1-2014

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PRG Consulting September 2013- January 2014

Consultant / Contract USAA

Worked in a consultative capacity assisting in the project management of the documenting and developing of the Dodd

Frank Stress Testing procedural effort at USAA.

• Analyze and document current and target processes for Dodd-Frank Stress Testing inclusive of Liquidity, Risk

Management and Capital Planning

• Documenting processes in narrative and process map forms

• Including Methods, Results, Governance, Action & Contingency Plans, Future Enhancements, Regulatory and

Supporting Documentation Inventory

• Ensuring overall stress testing framework process is consistent throughout all business units and available for C

level decision making

• Collaborated on USAA Enterprise Stress Testing curriculum to assist with training new Stress Testing personnel

• Leading high level review discussions with clients and stakeholders

• Developed and documented the report on Dodd Frank stress testing results

Bob DeLeeuw Consulting 2012- 2013

Consultant / Contract Bank of America

2/2013-6/2013

HL/LAS (Legacy Asset Servicing) Mortgage Operations team

• Managed the effort on SRM (Strong Risk Management) Process Mapping, Risk Controls Framework and

Documentation project by working closely with leadership to utilize Six Sigma protocols in upgrading process

maps, FMEA’s and Control documents to reflect process improvements as well as updates to current procedures.

Prepared and presented test results documents including findings, observations and recommendations to LOB

executives and stakeholders for change control implementation

9/2012-2/2013

HL/LAS (Legacy Asset Servicing) Investor QC team.

• Managed the work flow process for the gap testing / change controls project of the Bank of America FHA

servicing portfolio. The FHA portfolio must be serviced per HUD guidelines and this effort was to ensure testing

protocols met these requirements. Engaged portfolio executives to document current testing procedures to

Phillip S. Granger

14026 Timberline Trail

Austin, Texas

78737

acfv76@r.postjobfree.com

512-***-****

identified gaps in these procedures based on stakeholders input and developed change controls to address these

deficiencies

4/2012-9/2012

HL/LAS (Legacy Asset Servicing) Risk Testing team.

• Liaised with executive leadership to conduct execution of risk framework activities including, but not limited to,

independent monitoring and testing of controls and risk management processes. Prepared and presented test

results documents including findings, observations and recommendations to LOB executives and stakeholders for

change control implementation. Operational risk test plan design and test execution, relevant to controls

established in REO (Real Estate Owned), PCCS (Post Closing Central Services), and Property Claims business

units.

Westwind Solutions

Consultant / Contract

MetLife Bank 2011

Business Systems Specialist Information Technology Group

GA IT Strategy and Technology Operational Data Steward

• Utilized my Mortgage Banking skill set in a consultative capacity with the IT team developing the Data

Governance Portal for MetLife Bank. The DGP is designed in an Agile/ Scrum environment as an online tool to

empower employees and management to access and put to best use the data assets of MetLife Bank. As an Ad-

Hoc reporting tool, the DGP allows management to complete regulatory reports in an efficient and more

productive manner.

22 years of Mortgage Banking / Lending experience in several roles of responsibility with various national and regional

lenders. These include:

Bank of America Home Loan Senior Loan Advisor 2010

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Wells Fargo Home Mortgage Senior Loan Consultant 2009

Prime Lending Senior Mortgage Loan Officer 2005-2009

Service First Mortgage Mortgage Banker 2004-2005

Additional background and references provided upon request.

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