Harshita Jain Phone: +91-917*******
E-mail: acfqgr@r.postjobfree.com
PROFESSIONAL SUMMARY
Current Designation – Senior Analyst (Actuarial) at WNS Global Services
Experience in providing actuarial a nd business consulting in A nnuities & Life Insurance domain
Key areas – Actuarial analysis, Annuity v aluation, Business Analysis (Life Insurance & Pensions),
Actuarial/Functional testing
Prior work experience in managing secondary research projects varying in subject and scope (market
analyses, industry and economic reports, financial & operational benchmarking, executive profiling)
PROFESSIONAL EXPERIENCE
WNS Global Services, Chennai February 2014–Present
Sr. Actuarial Analyst
I support the valuation team of a leading Life & Annuity Reinsurer in the U.S market.
Primary Responsibilities:
Assisting the team in preparing various Experience Analysis reports such as Actual v/s Expected
dashboard & Cash Cost of Funds report.
Preparing Risk Dashboard and Liability Statistics reports for various cedent companies
Utilizing actuarial liability models to generate various reports such EV, COF and RM
I also worked on an ad-hoc assignment to integrate the Cash-flow Testing (CFT) models for all the cedents into
one single Liability model on MG-ALFA.
LeanApps (ComakeIT), Hyderabad January 2012–February 2014
Business Analyst (Actuarial)
LeanApps is a standard policy administration platform which develops software solutions for the complete
management and administration of Life Insurance products and pension funds.
Primary Responsibilities:
As an Actuarial consultant in the product development team; the role involved providing assistance to
the technical associates in resolving requirement and solution design related queries. Further, providing
solutions related to actuarial computations, underwriting and claim operations.
To perform testing of Actuarial calculations, and to ensure adherence to functional requirements for
Conventional, Guarantee, With-Profits and UL products
Involved in Actuarial/Functional testing of new business requirements (Related to Life insurance
products, Disability contracts, Annuity products, Funeral insurances & Pensions contracts) developed in
the standard product before its delivery to the client
Maintaining test documents and creating scenarios for automated regression testing
Performing analysis of life insurance business requirements, conceptualize solutions and writing
functional specifications based on the standard product framework.
Coordination in product filing, launch with various teams and responsible for the quality of components
delivered by the team in India.
EVALUESERVE, Gurgaon March 2010–January 2012
Business Analyst
Worked as part of team which provides research support to KPMG (U.S.), an audit, tax & advisory firm.
Primary Responsibilities:
As part of Market Analytics team performed various tasks to generate market insights such as;
Market Analyses by Geography, Industry verticals etc.
Executive Profiling: Affiliations, Experience and Social involvement
Capturing recent Mergers and Acquisition activities
Under Industries Analysis executed secondary research for various industry issues and topics such as;
Sector Outlook: Current State & Trends, Leading Players, Issues’ Discussion and Outlook
Industry Benchmarking: Identifying KPIs and Comparing Operational and Financial Performance of
Leading Players
Adhoc analysis requests for various industries such as Private Equity and Insurance
Mahindra & Mahindra Financial Services, Chennai February2009–May 2009
Summer Intern
Project Undertaken:
Comparative Analysis of Mutual Funds and Direct Equity Investment
Objective: To identify which is a better option for investors between Mutual Funds and Direct Equity
investment by comparing risk and return pattern, and investor behavior for both the investments
EDUCATION
Degree/Certification Institute/College Year Performance
MBA (Finance) IBS Gurgaon, ICFAI University 2010 7.5
B.A. (Hons.)Mathematics I.P. College for women, Delhi University 2008 66.45%
AISSCE (Commerce) Sarvodaya G S.S.S. -1, CBSE, Delhi 2005 75.40%
AISSE Sarvodaya G S.S.S. -1, CBSE, Delhi 2003 73.66%
Actuarial Examinations
Cleared the following examinations from Institute of Actuaries of India/ Institute and Faculty of Actuaries, UK
CT1 (Financial mathematics)
CT2 (Finance and financial reporting)
CT5 (Life Insurance)
CT3 (Probability and mathematical statistics)
CT7 (Business economics)
Awaiting result for CT-6 (Statistical Methods)
DATABASES AND COMPUTER SKILLS
Knowledge of Actuarial Software – MG-ALFA
Proficient in MS Office (Word, Excel, and PowerPoint)
Knowledge of SoapUI tool for the webservice testing (XML and XSD). Basic knowledge of SQL
Working knowledge of both financial and non-financial data sources including OneSource, Hoovers, Nexis,
Factiva, Thomsan Investext and Capital IQ
PERSONAL DETAILS
st
Date of birth : 1 March 1988
Correspondence Address: B - 4 9, Twin Courtz Apartment, Facit Road, Perungudi, Chennai (600096)