J OSHUA HALLFORD

**** * **** **** ***. Tulsa, OK 74131 ** 918-***-**** ** acfbpj@r.postjobfree.com

PROFESSIONAL SUMMARY

Innovative thinker with broad-based expertise in operations and business development. High

integrity, energetic leader known for ability to envision and create successful outcomes in

complex situations.

SKILLS

* Contract negotiations * Goal-oriented

* Strategic partnership building * Strong team-builder

* Accounts receivable and payable * Strong interpersonal skills

* Networking expert * Prospecting

WORK HISTORY

CEO, 10/2007 to Current

Hallford Striping & Sealcoating LLC - 8402 S 67th West Ave Tulsa, OK 74131

• Analyzed industry trends and compiled market research data to inform planning and strategy.

• Managed a $150,000 annual operating budget.

• Increased volume in business from start-up to $250,000 in annual sales in 3 years.

• Managed business finances, including paying vendors and suppliers for products services

rendered.

• Prepared income statements and balance sheets and projected cash flow.

• Optimized the Tulsa Stripers website to boost traffic to the site.

• Monitored income expense sheets to track and adjust expenses.

• Reviewed sales and activity reports to measure productivity and meet company performance

targets.

• Solicited and developed new business accounts by cold calling and networking.

CEO, 02/2011 to Current.

Hallford Properties LLC - 8420 S 67th West Ave Tulsa, Ok 74131

• Maximized rental income while minimizing expenses through effective planning and control.

• Maintained a sufficient number of units so that they were market ready at all times.

• Followed up on delinquent tenants and coordinated collection procedures.

• Evaluated and recommended changes in rental pricing strategies.

• Scheduled contractors for maintenance issues.

• Generated professional networks by engaging in professional industry and government

organizations.

• Delivered emergency 24-hour on-call service for any tenant issues.

• Maintained current contract files.

• Verified income, assets and expenses and completed file tracking sheets for each applicant.

Construction Loan Portfolio Manager, 02/2006 - 02/2011

ONB Bank & Trust Co 8908 S Yale Ave Tulsa, OK

• Collaborated with the compliance department to eliminate procedural errors.

• Managed $1.2m loan portfolio.

• Recommended loan approvals and denials based on customer loan application reviews.

• Originated, reviewed, processed, closed and administered customer loan proposals.

• Compiled database of loan applicants credit histories, corporate financial statements and other

financial information.

• Developed and maintained relationships with local real estate agents.

• Submitted loan applications to loan underwriter for verification and recommendation.

• Developed prospects for new loans.

• Closed between 5 and 25 loans per month.

• Reviewed and edited loan agreements to ensure accuracy.

• Complied with regulatory requirements including Bank Secrecy Act, Anti Money Laundering,

OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.

• Reviewed more than 250 financial statements per year.

EDUCATION

Bachelor of Science: Business Office Technology, Graduate of 2005

East Central University: Ada, OK

ACCOMPLISHMENTS

• Built a parking lot maintenance business from initial start-up to over $250,000 in annual

revenue in a span of 3 years.

• Reduced the lead time from 4 weeks to 1 week.

• Successfully closed up to 25 construction loans per month.

• Repeatedly received recognition from superiors for excellence in service.

• Licensed Insurance Agent Property, Casualty, Life Insurance. (State of Oklahoma)

AFFILIATIONS

Glenpool Lions Club - President for 3 Years

Miss Pre-Teen Oklahoma - Sound Booth

2

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