JOHN THOMAS

Mobile: +971-*********

E-Mail: acfb1e@r.postjobfree.com

Objective

To pursue a rewarding career in the field of credit control & analysis and

management information system & to work in a challenging work environment,

where I can utilize my skills and knowledge efficiently and to grow with

the organisation.

Profile Snapshot

. Over 8 years of experience in Credit Control, MIS Reporting, Compliance,

Portfolio Management and Risk Analysis.

. Conducting business valuations and industry analysis with good

understanding of capital markets, financial modelling/ forecasting and

valuation techniques

. An effective communicator with excellent analytical skills with ability

to meet deadlines

. Computer skills with working knowledge of using MS Access, MS Excel, Word

and PowerPoint, and IBM Mainframe.

Work Experience

Jan'07 to Feb'14 Honeywell International, Bangalore, India as Financial

Analyst

The Growth Path

. Jan'07 to Jan'13 as Credit Analyst

. Feb'13 to Feb'14 as Financial Analyst

Job Profile:

Financial Analysis/ MIS Reporting:

. Investigating key business issues behind the cash numbers and providing

clear, concise and timely analysis & recommendations.

. Consolidating and analysing Accounts Receivables (AR) reports and

presenting it to the senior management with recommendations.

. Region-wise MIS reporting for aged AR invoices and cash applications.

. MIS Reporting for business trends to identify risks & opportunities in

financial plan/forecast.

. Preparing Ad Hoc reports & analysis for Special Projects as & when

required by the management.

. Preparing Credit & Collection Reports, Daily financial reports, Unapplied

Cash & Credit reports for the Products and Distribution Collections'

Management team.

Credit Control:

. Appraising credit proposals & judging appropriateness of relevant

documents for risk mitigation before increasing the credit limit for the

customer.

. Assessing credit worthiness of clients to ensure receipt of payments and

recovery of bad debts

Portfolio Management:

. Handled a portfolio of 1,200 North American accounts with a total AR of

$15 Million, maintained Past Due balance below 20% at any given point,

with less than 5% reconciliations or disputes

. Reconciling the customer accounts, forecasting of receivables, analysis

and identifying risks and also recommending ways to mitigate them.

Accomplishments:

. Pivotal in managing projects like 180+ PD reduction, RMA reduction,

including a Green Belt Project on reduction of Past dues in 90+ bucket

and reduction of on account payments

. Holds the merit of receiving Bravo award in Jan 2011, Partner Award in

Nov'11 & Feb'12 and Star of the month award in July, August & for

reduction of Past Due/Unapplied Cash and maximum Account Reconciliation

Nov'05 to Dec'06: Infosys International BPO Ltd., as Customer Support

Representatives

Job Profile:

. Maintaining the British Telecom customer account and providing relevant

information regarding their bills and solving the customer queries.

. Handled voice calls for British Telecom

Academic Project

Title: Promote IPO in terms of return & charges of the IPO for a Specific

Mutual Fund at HDFC Mutual Funds

Internship

Title: Promotion of Mutual Funds and To Setup New Demat Accounts

Time Period: Oct'04 - Jan'05

Organization: Kotak Securities, Bangalore, Karnataka

Education

2006 MBA (Finance) from Wigan & Leigh, UK University Affiliated

College (WLC), Bangalore,

2004. B.Com. from GS College of Commerce and Economics, Jabalpur (MP)

IT Skills

. Microsoft Excel, Microsoft Word, Microsoft Access, MS Outlook and

Microsoft PowerPoint.

Other Distinctions

. Core Committee member for conducting annual fests in WLC for 2 years.

. Participated in all college cultural and Sports activities.

. Received Commendatory Certificate from the Police Commissioner of

Bangalore City in 2005.

Certification

Title: Six Sigma Green Belt Certified in 2008

Description: Was heading a 6 member team for a green belt project which

was aimed to reduce past due balances which were 90+ days

old.

Personal Details

Date of Birth : 10th October 1982

Passport No : L7466630

Nationality : Indian

Visa Status : Visit Visa

Visa Expiration : 12th October 2014

Languages Known : English, Hindi and Malayalam

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