Barbara A. Della Lucia

**** ***** ***** **** ***-501-

3191

Safety Harbor, FL 34695

acf11d@r.postjobfree.com

SUMMARY

Highly experienced asset management professional with more than 15 years

of diversified expertise in commercial real estate. Professional

competencies include underwriting, closing, due diligence, valuation, tax

and insurance administration, risk management, loan servicing and

administration, conveyance and loan document review, and compliance.

EXPERIENCE

08/11- Directed Capital Resources St. Petersburg, FL

Commercial Loan Servicing Administration

Responsible for a loan portfolio of greater than 50 performing and

non-performing assets. Manage and perform loan payment processing to

include pay-downs, payoffs, draw requests, escrow funding and

generation of payments to loan participants. Follow up on delinquent

accounts. Prepare, review and assemble renewed and modified loan

documents/forbearance agreements for commercial loans. Maintain

exception-tracking system by adding, updating, monitoring, and

performing follow-up on credit and collateral exceptions. Research

and respond to internal or external requests for information as

assigned or required. Manage the required financial reporting per the

loan covenant requirements. Prepare and track annual property

inspection reports for portfolio. Compile documentation for Asset

Review Committee meetings and monthly reporting. Manage the

foreclosure process; work closely with Loan Officers, Attorney's on

foreclosures, liquidations and bankruptcies including sending demand

letters, acceleration letters, and collection on delinquent accounts

in various Mortgage or Deed of Trust states. Responsible for

transmitting REO deliverables to secondary lender and oversee follow

up on status of foreclosure proceedings & prepare status reports.

Property management and analysis of REO properties. Coordinates the

sale of Real Estate Owned assets.

10/09- AmeriNational Community Services, Tampa, FL

07/11 Commercial Mortgage Loan Servicing Specialist/Compliance

Responsible for servicing and compliance for loan portfolio. Generate

monthly branch reporting; Create and maintain legal and credit files

and documents for loan file. Calculate tax and insurance Escrow

financial records; dispatch payments to respective customers and

institutions. Review loan documents. Monitored insurance, tax, and

UCC for general Portfolio.

07/08- Bank of New York Mellon, Pittsburgh, PA

03/09 Compliance & Ethics Officer

Process, manage and track Ethics cases received by the Ethics

department. Work with Human Relations, Legal, and Compliance Officers

to resolve cases. Responsible for knowledge of laws, rules, and

regulations relating to the company's compliance activities. Process

various employee requests by interpreting company Code of Conduct for

reports and permissions. Assist in all aspects of annual company wide

Code of Conduct questionnaire. Generate monthly and quarterly

reporting of Ethics and Compliance cases.

Barbara A. Della Lucia

Page Two

01/00- MMA Financial, LLC, Tampa, FL

03/08 Underwriter/Commercial Loan Closer

Obtain and audit essential documentation for completing a loan

application from submission through closing and funding. Manage and

coordinate the loan closing process including review of title &

survey, review of loan documentation, draw processing, prepare

settlement statements, and wire transfer for closing. Worked with

Legal, Underwriters, Borrowers, and Title Agents to close and fund

Construction and Permanent Loans throughout the United States.

Perform analysis and assessment of project loans from both a credit

and real estate perspective. Engage and review outsourcing reports

including appraisal, environmental, and plan and cost reports.

Underwrite and close multifamily Real Estate construction and

permanent loans of six million and higher for both the company balance

sheet and secondary market sources such as Fannie Mae. Continued role

as a Commercial Loan Closer after promotion to Underwriter.

EDUCATION

University of Pittsburgh, Pittsburgh, PA

Bachelor of Arts

Rollins College, Tampa, FL

Paralegal Studies

PROFESSIONAL ORGANIZATIONS

. Notary Public, State of Florida

. University of Pittsburgh Alumni Association

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