Lynece B. Turner

**** ********

Detroit, Michigan 48228

313-***-****

acezdk@r.postjobfree.com

OBJECTIVE

To obtain employment utilizing my processing, underwriting,

customer service abilities within the mortgage industry.

SUMMARY OF QUALIFICATIONS

I demonstrated high performance standards, including attention to

detail, deadlines and quality work. I provide impeccable customer

service though out the mortgage process.

EXPERIENCE

Sr. Processor

SI Mortgage, Sterling Heights, MI

03/2013 to 10/2013

Duties include, calculating income, verifying assets, contact borrowers

for follow up questions and additional documents for loan process,

review appraisals for accuracy and value, review title for outstanding

liens and payoffs, while ensuring that all AUS findings are in file for

loan approval. DU/LP knowledge, act as the liaison between the

borrower and loan officer. Review HUD's prior to close, meet with

borrower to review loan process, schedule closing, while meeting

monthly goals.

Sr. Processor

First Preferred Mortgage, Southfield, MI

07/2012 to 02/2013

Calculate income for accuracy, verify employment, verified assets,

reviewed appraisals for accuracy and value, review title to insure free

of liens, order payoffs, prepare closing documents, and Review HUD's

prior to close. Act as the liaison between borrower and loan officer.

Meet monthly goals, set up new loans for processing. Follow up with

borrower for additional documents. NMLS certified

Sr. Processor

Bank of America, Troy, MI

02/2009 to 07/2012

Calculate income for accuracy, verify assets, reviewed title to insure

title is free of liens, review appraisal for accuracy and value, and

order payoffs. Follow DU/ LP and DO findings for loan approval.

Follow up with borrowers for outstanding conditions, while acting as a

liaison between the borrower and the loan officer. Schedule closing,

reviewed HUD's with borrower prior to close. Met monthly goals. Set up

new loans for processing, while ensuring that all AUS findings are in

file and labeled in our paperless system. Set up, process and

underwrote new mortgages. NMLS certified and S.A.F.E certified.

Sr. Processor/ Jr. Underwriter

JP Morgan Chase, Bloomfield Hills, MI

01/2006 to 04/2008

Calculate income for accuracy, verify assets, review title to insure

title is clean, and order payoffs. Follow up with borrowers for

outstanding conditions, while acting as a liaison between the borrower

and the loan officer. Schedule closing, reviewed HUD's with borrower

prior to close. Met monthly goals. Approved loans up to 617,000. NMLS

certified

Closing Coordinator / Sr. Processor

Cornerstone Mortgage, Birmingham, MI

10/2004 to 07/2005

Schedule closing, ordered office supplies, approved time cards and

performed various office functions. I acted as a liaison between

borrower and loan officer, while following up on missing documents with

borrowers and title company. I also reviewed processor closing packages

for accuracy, trained new hire's while exceeding monthly goals.

Sales Assistant

Washington Mutual/ American Home Loans, Bloomfield Hills, MI

09/2002 to 10/2004

Process loans; follow up on income, assets, and title and verbal

verifications. Schedule closing, prepared closing packages and approved

HUD's. Met with borrowers to complete their mortgage application, while

retrieving their income and assets documents. Also ordered title,

surveys and appraisals reviewed final number and closing fees with

borrowers.

EDUCATION & TRAINING

Business, Henry Ford Community College, Dearborn, Michigan, 2yrs

year(s)

Diploma, General studies/ Business, Mackenzie High, Detroit, Michigan,

4yrs year(s)

CERTIFICATES & LICENSES

Cosmetology License, MI

SAFE Act, MI

NMLS Certified, MI

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