HUBERT I. RIVERA

*** ******* ***** ** ***. #**** ? Leesburg, VA 20175 ? 571-***-**** ? aceqec@r.postjobfree.com

EXPERIENCED BUSINESS & FINANCE SPECIALIST

REAL ESTATE ?PROJECT MANAGEMENT ?FINANCE ANALYSIS ?SALES & MARKETING

SUMMARY OF QUALIFICATIONS

Self-motivated and competent business professional with high moral and ethical standards, demonstrating solid

experiences in the capacity of real estate, project, finance and sales management. Over 10 years of marketing and

finance experience with a proven track record of successfully closing private and commercial loans, organizing

and coordinating activities and building strong business relationships. Capable to work within a fast paced and

challenging environment, and can make a real impact on overall business performance. Demonstrated noble

ability to communicate effectively and establish new procedures and methods of operations. Impeccable

background in problem resolution, customer service, fair lending and privacy laws and regulatory compliance.

Core Competencies Include:

? Accounting/Bookkeeping ? Financial Analysis ? Project Management ? Freddie/Fannie Mae

? Budgeting/Forecasting ? Billing & Invoicing ? Regulatory Compliance ? Strategic Planning

? Business Development ? Mortgage Banking ? Marketing Management ? Problem Resolution

PROFESSIONAL EXPERIENCE

Watermark Capital, Remote Locations 01/2012 - Present

Mortgage Loan Originator

? Handle high priority and highly confidential client information with care by compiling loan applications, credit

reports, financial statements and other pertinent information.

? Instrumental in the origination process, including taking new mortgage loan applications, cross selling

consumer products, interviewing members regarding mortgage loan requests and disbursing funds.

? Ensure loan documents are audited for accuracy in order to maintain compliance with pre-established controls

and guidelines.

? Maintain established relationships through follow-up contacts ensuring documents required for processing,

underwriting, and closing are secured in a timely manner.

? Provide excellent customer service and maintain a referral network from the customer database leading to new

customers.

? Serve as the liaison between all parties such as: Brokers, borrowers, and the Bank, during the application

process for mortgage loans.

? Prior to closings, act as liaison with attorneys to ensure documentation is accurate and consistent.

Prototype Builders, LLC, Centreville, VA 06/2011 - Present

Project Assistant

? Perform a variety of project administrative duties, including disseminating project information to project

stakeholders and managers, monitoring the achievement of project activities and developing and maintaining

project deliverables.

? Oversees tasks and scheduling of projects and resources for various worksites by managing workflow and

communicating status and deadlines to the Site Superintendent.

? Ensure homes meet legal standards for inspection, preparing them to be sale-ready.

Maintain a log of defects and issues that would jeopardize a home from passing inspection and presents a

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report to crewmembers.

Act as Liaison between the builder?s crewmembers and the Site Superintendent.

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FC Auto, Falls Church, VA 08/2010 - 06/2011

Automotive Sales and Marketing Specialist

? Enhanced dealership reputation by accepting ownership for accomplishing new and different requests;

exploring opportunities to add value to marketing accomplishments.

? Contributed to e-marketing campaigns, delivering revenue generating web ads by focusing on key strategic

marketing campaign tracking.

? Executed marketing strategies by effectively gaining new customers and renewing old relationships by

completing new sales to an existing customer base.

? Handled and negotiated customer requests while working under pressure and time constraints.

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U.S. Army, Fort Riley, KS 08/2005 - 07/2013

U.S. Army Reserves, Fort Belvior, VA

Infantryman

? Served as a member of an infantry unit leading 10-20 individuals, including coordination, training, and

readiness, equipment maintenance, and administrative support to members.

? Operated and maintained weapons, such as rifles, machine guns, mortars, and hand grenades; locating,

constructing, and camouflaging infantry positions and equipment.

? Possessed Skill Level 10 responsibilities including the use of individual infantry weapons, laying of field wire,

communications, construction of minor fortifications, vehicle maintenance, verbal reporting, and first aid

administration.

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William E. Ramsey, Fairfax, VA 10/2004 - 07/2005

Webb & Associates, Fairfax, VA 01/2003 - 12/2003

Surveyor

? Worked with a team of survey crewmembers performing boundary surveys, lot- line adjustments, map reading,

and topographic surveys.

? Read and interpreted information and property descriptions to establish and maintain records and files.

? Demonstrated knowledge of boundary and topographic surveys, as well as construction staking.

? Utilized various types of total stations, data collectors, and GPS Equipment and Robotic Instruments.

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Easco Wireless, Fairfax, VA 1/2004 - 10/2004

Sales Representative

? Responsible for the sales and inventory of cell phones and other related electronic wireless equipment within a

targeted market for new and existing customers.

? Provided customer service by responding to inquiries and resolving complaints of wireless cell phone

customers by analyzing symptoms, identifying issues, and providing solutions.

? Handled all aspects of the sale including: customer contracts and warranties, customer payments, cash and

credit card/check transactions.

? Developed, maintained and communicated strong, up-to-date knowledge of wireless products, accessories,

pricing plans and service features.

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EDUCATION & PROFESSIONAL DEVELOPMENT

Bachelor Degree, Business Administration - Marymount University: Arlington, VA

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Area of Concentration: International Business

References are available upon request.

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TECHNICAL SKILLS

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Proficient in: MS Office Word, PowerPoint, Excel and Outlook; Languages: Spanish

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