Cerella L. Pistone
Bellerose, NY 11426
Cell: 347-***-****
Email: acendi@r.postjobfree.com
QUALIFICATIONS:
• Typing Speed: 65 WPM(approx.)
• Software: MDOS 6.2, Windows 7, Windows Vista, Microsoft Excel, Microsoft Office 2010, Calyx Point
5.0,5.2,5.4, Encompass
EXPERIENCE:
11/12-09/13 Hypothec Mortgage New Hyde Park, NY
Senior Loan Processor
• Ability to review application information to request specific supporting documentation needed /required
based on loan investor guidelines and submit loan applications for underwriting approval
• Knowledge of FNMA, FHLMC, FHA guidelines; Understanding of Automated Underwriting Systems
(DU/LP)
• Knowledge of mortgage compliance and regulations including RESPA, ECOA and Fair Lending
• Ability to manage multiple priorities, work independently and work under time-deadlines
06/10-11/12 Koren Law Group Brooklyn, NY
Supervisor for loan modification department
• Supervise four processors
• Responsible for obtaining documentation required by banks to review for approval or denial of the
modification
10/09-03/10 Wells Fargo bank Elmhurst, NY
Home Mortgage Consultant Assistant
•Review loan applications and ordered credit reports and appraisals
•Contact customers to gather documents
•Review documents obtained from customers
•Submit complete loan application and documents to underwriting department
•Consult with attorneys to set up closing date for customers
07/05-02/08 Olympic Mortgage Corporation Jamaica, NY
Processing Manager/Underwriting Specialist
•Reviewed and placed loans in appropriate programs
•Oversaw and assisted processing staff with questions regarding various loan-related scenarios
•Managed a staff of four processors
•Thorough knowledge of Calyx Point 4.# software and Encompass 3.0 software, used to capture data to
prepare application and transmittal for bank submission
•Obtained approval from Fannie Mae’s Desktop Originator for standard conforming loans to submit to various
banks
•Performed due diligence on each loan to make sure the loans adhere to banking department regulations
12/02-06/05 First West Mortgage Bankers Merrick, NY
Mortgage Processor/Underwriter
•Reviewed various loans and placed loans in appropriate programs as defined by the company
•Inputted data to prepare application and transmittal summary
•Obtained approval from Fannie Mae’s Desktop Originator for standard conforming loans to submit to various
banks
•Applied underwriting guidelines and procedures to maintain regulatory compliance
•Analyzed and approved appraisals; notified appraiser with any needed revisions
•Reviewed titles, appraisals and contracts of sale
10/92-11/02 Chase Mortgage Bank Kew Gardens, NY
Mortgage Processor
•Processed loan’s from origination to closing. Prepared application, transmittal summary, and faith estimate for
submission to underwriter
•Ordered credit reports, appraisals, and payoff letters
•Obtained verification of employment and verification of deposit and rent
•Calculated income using various methods to optimize the customer’s monthly income
•Liaised with buyer’s and seller’s attorney to schedule closings and address closing issues
EDUCATION:
May 1988 Fayetteville State University Bachelors of Science in Mortuary Science Fayetteville, NC
May 1984 Colorado State University Bachelors of Arts Degree in Business Administration Fort Collins,CO
.