Ismail Demirtas

Credit Analyst at Halkbank

* acekkx@r.postjobfree.com * +90-532-*******

* Emek Mah. Pinar Cad. Sehit Er Ercan Cukurcayir Sok. No.4-2 Sancaktepe/Istanbul

Skills & Expertise

Credit Risk, Credit Analysis, Financial Analysis, Financial Reporting, Financial Risk,

Banking, Commercial Banking, Corporate Credit, Credit Rating, Accounting, Project

Finance.

Experience

Credit Analyst at Halkbank November 2008 - Present

Evaluating commercial clients' credithworthiness; turnovers up to 1.000.000.000 $;

main industries manufacturing, service, construction, transportation, wholesale trade,

finance and insurance.

- analyzing credit data and financial statements to determine the degree of risk

involved in extending credit or lending money,

- preparing reports that include the degree of risk involved in extending credit or

lending money and submit these reports to loan committees,

- conferring with banks, financial institutions and other business representatives to

exchange credit information,

- generating financial ratios, using computer programs, to evaluate clients' financial

status,

- visiting clients to gather information about their operations,

- using credit scoring systems,

- training junior credit analysts.

Accountant at Turcan Construction May 2007 - August 2008 (1 year 4 months)

- prepared financial statements,

- established, maintained, and coordinated the implementation of accounting and

accounting control procedures,

- monitored accounts receivable and accounts payable,

- handled financial data and reports for the company's automated financial systems.

Summer Intern at Sahinler Holding June 2001 - August 2001 (3 months)

Internship at accounting and finance departments.

Key Achivements/Projects

- was part of the team which implemented new intelligence software at Halkbank.

Education

The University of Memphis

Master of Business Administration (MBA) – Online, 2015

British Columbia Institute of Technology

Course, Accounting, 2005

International Language Schools of Canada

Diploma, English, 2004

Marmara University

Bachelor, Economics, 2003

Computer Skills

- Microsoft Office Programs

- Tableau Software

Languages

- Turkish (Native)

- English (Full professional proficiency)

Interests

Central banking, macroeconomics, social activities, snowboarding, reading.

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