Verna Jean Lauschin

**** *. ***** ** *********, OH 44135

Cell: 216-***-**** Email: acej72@r.postjobfree.com

Professional Experience

JP Morgan Chase – Cleveland, OH

DQ Release Analyst, September 2012 – November 2013

Reviewed Critical Documents and prewire conditions to ensure accuracy

Released wires once loan was free of errors and all conditions have been met

RESPA/TILA Analyst, January 2012 – September 2012

Reviewed and audited files to ensure that the loans that were purchased thru the Correspondence

Department are in compliance with RESPA/TILA regulations

Validated the timing of the GEF’s and the HUD-1 charges

Repurchase Analyst, December 2008 – January 2012

One of six that was chosen to start the company’s Correspondent Repurchase Department

Prepared Repurchase cover letter, copy of demand letter, support documentation, servicing screens,

and any collections notations

Loans were always updated, accurate and always prepared for conference calls

Purchase Offers were processed and provided to sellers as soon as possible so that the response can

be sent to FNMA 72 hours and FHLMC 24 hours

Jr/Sr Funder, July 2007 – December 2008

Reviewed the closing package

Suspended loans and notified the proper channels of missing data or data to be corrected

Approved files for purchase

Loan Processer, May 2002 – July 2007

Managed up to 300 Mortgage Loan files in process at any given time

Helped Increase production

Established a good rapport with sellers, account executives, and management

Future Unlimited/JP Morgan Chase – Cleveland, OH

HMDA Analyst, April 2001 – May 2002

Verified the accuracy of the HMDA data and correcting, updating, and obtaining and entering

missing HMDA information on Chase’s computer system

Took on the responsibility of researching HMDA data on monthly reports

Keycorp Mortgage Services Inc. – Cleveland

Accountant II, October 1998 – April 2001

Managed the funding of Key Home Equity Loans

Reconciled interest receivable, deferred premium/discount, and principal accounts

Responsible for posting general ledger entries for Oreos, charge offs, and accrued interest

Prepared a monthly Interest Yield analysis report, and analyze the interest fluctuations

Keycorp Mortgage Services Inc. – Cleveland, OH

Verna Jean Lauschin

4373 W. 145th St Cleveland, OH 44135

Cell: 216-***-**** Email: acej72@r.postjobfree.com

Accountant I, June 1996 – September 1998

Managed the cash position in the operating accounts

Reconciled several daily deposit and general ledger accounts

Managed the funding of Key Home Equity Loans

Accountant, April 1994 – May 1996

Reconciled inter-company account, general ledger, and escrow completion account

Balanced several in housing accounts and operating cash

Society Mortgage Company – Cleveland, OH

Analyst, 1993 – 1994

Performed all necessary functions in regards to loans sold to Federal National Mortgage Associate

including loan transfers, reporting and remitting to investors

Balanced demand deposit accounts in accordance with Federal National Mortgage Associate

requirements and Mortgage Company Guidelines

Loan Support Assistant, 1991-1993

Promoted from initial temporary position to manage and maintain a portfolio of over 7,000 loans

Enjoyed extensive customer contact regarding: adjustable rate mortgage changes, ARM conversions

and modifications to existing loans

Established and verified records on new loans

Education

Dyke College, Cleveland, OH

Bachelor of Science in Accounting – 1990 Overall GPA: 3.7 Accounting GPA: 3.8

*Nominated for the National Collegiate Business Merit Award

Cuyahoga Community College, Cleveland, OH

Associate of Applied Business in Accounting – 1984

Associate of Arts – 1982

*REFERENCES AVAILABLE UPON REQUEST

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