Linda Eltz

**** ***** *****, ******* ** *****

Cell: 850-***-****

aceh68@r.postjobfree.com

Experience:

REMN, Edison, NJ March, 2013-May,2014

Remote Mortgage Underwriter

? Evaluate and verify loan applications.

? Responsible for approving and denying loan applications.

? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie

Mac and investor guidelines.

Lender Live, Glendale, CO Sept., 2012-Feb. 2013

Remote Mortgage Underwriter

? Evaluate and verify loan applications.

? Responsible for approving and denying loan applications.

? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie

Mac and investor guidelines.

Tyndall Federal Credit Union, Panama City, FL July, 2011-Sept.

2012

D.E. Mortgage Underwriter

? Evaluate and verify loan applications.

? Responsible for approving and denying loan applications.

? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie

Mac and investor guidelines.

? Underwrite FHA, VA, RD loans

Vision Bank, Panama City Beach, FL, Feb., 2008-

July, 2011

Mortgage Servicing/Closing Manager

? Responsible for the closing, auditing and servicing of all mortgage loans. Handle customer phone

calls regarding payments, escrow accounts, payoffs and all calls relating to the servicing of

portfolio loans.

? Submitted FHA test cases for certification of bank as an FHA approved Lender.

Coastal Community Mortgage, Panama City, FL Feb. 2007-Feb. 2008

D.E. Mortgage Underwriter

? Reviewed financial statements, credit reports.

? Evaluated and verified loan applications.

? Responsible for approving and denying loan applications.

? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie

Mac and investor guidelines.

? Underwrote FHA, VA, RD loans

? Helped establish company as a mortgage lender by obtaining numerous investors in the secondary

market for loans to be sold to.

Prosperity Bank, Lynn Haven, FL April, 2006-Feb., 2007

D.E. Mortgage Underwriter

? Evaluated and verified loan applications.

? Responsible for approving and denying loan applications.

? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie

Mac and investor guidelines.

? Underwrote FHA, VA, RD loans

Peoples First Community Bank, Panama City FL July, 1990-April,

2006

D.E. Mortgage Underwriter

? Evaluated and verified loan applications.

? Responsible for approving and denying loan applications.

? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie

Mac and investor guidelines.

? Worked in the mortgage servicing department handling customer phone calls, escrow accounts,

payoffs, conversion and modifications.

? Compliance trainer for the mortgage lending department.

Educational Qualification:

Florida State University, Panama City, FL (Sept., 1986-May, 1988)

B.S. Elementary Education, Cum Laude

Gulf Coast Community College, Panama City, FL (Sept. 1978-May, 1981)

A.A. General Education

Professional Qualifications:

D.E. Underwriter since 2006

SAR for VA LAPP Appraisals since 2011

Mortgage Bankers Association-Certified Residential Underwriter Level II

Contact this candidate