Martin J. Withers

*** ***** **, ******** **

aceh0k@r.postjobfree.com

203-***-****

V.P. Treasury - Expertise in Liquidity Management and Regulatory Impacts

[pic]

Citigroup, Citibank NA, New York, NY (2000-2014)

VP, Risk Treasury Funding and Investments Desk, 2011-2014

. Managed annually budgeted Investments Desk P&L ranging from $16-$30m

since 2011, growing four-fold in first three years since 2009; Traded

short/excess bank positions in markets contributing to trading Funding

P&L of over $10m

. Managed bank's global dollar funding desk and liquidity position in

excess of $100b including reserve balances while producing daily

metrics reporting to senior treasury staff, FP&A, and regulatory

bodies including FRB, OCC, and FDIC

. Worked with FP&A, Corporate Treasury, and global branches to upgrade

and streamline reporting metrics used for liquidity ratios,

contingency funding planning, balance sheet management, and interest

risk management

. Recent regulatory exposure related to BASEL III( LCR, NFSR), FDIC,

Dodd-Frank, AML, KYC, FATCA

. Merged Investments Desk into overall treasury funding desk to

eliminate redundancies and better utilize personnel. Consolidated

liquidity flows, legal entity bookings, and internal and regulatory

upstream reporting

. Treasury point person in NY for firm wide rollout of changes due to

Foreign Account Tax Compliant Act (FATCA). Coordinated with other

regional treasury desks to combine product data reporting and delivery

to project leads

. Directed change initiatives for functional processes including

liquidity and funding acquisition, legal entity management, regulatory

and compliance reporting, transfer pricing processes, and collateral

assignment for repo transactions

. Worked extensively in complex matrix organization providing liquidity

and funding metrics used by Corporate Treasury, FP&A, Compliance, Tax,

and regulatory reporting. Supported many ad-hoc requests by FRB,

FDIC, OCC, SEC, IRS

. Identified major gap in AML process then planned and Implemented

vetted onboarding and AML process for treasury markets desk. Both

internal and external audit requirements passed full review within

tight 12 month time allotment

VP, Head of Capital Markets Treasury Investments Desk, 2009-2011

. Planned and directed highly visible project between bank branches to

increase regulatory friendly liquidity. Developed products and

platforms according to branch funding guidelines, regulatory

requirements and client sovereign needs

. Split out Investments Desk from ICG Treasury Funding to better focus

sales force to client relationships spanning both bank and broker

dealer. Increasing client investments from $4b to $15b+ while

expanding clients base from 25 to 100+

. Implemented new multi-currency trade capture platform to streamline

booking processes and reduced error logs by 50%

. Exceeded expected liquidity premium revenue goals by $5m in year 1,

$4m in year 2 in stressed liquidity environment. Ultimately increased

desk liquidity earnings from transfer pricing to $30m in year 3 of

funding project

. Proactively communicated regulatory changes and innovative product

offerings to clients; created offshore branch structures raising $4b+

incremental intraday liquidity decreasing reserve requirements on

domestic funding sources

. Directed sales marketing penetration for investments based on

liquidity analysis, funding needs, and strategic decisions based on

client investment mix

VP, Risk Treasury Funding Desk, 2007-2009

. Project lead to upgrade credit approval process by linking treasury

trade system with firm wide credit engine. Optimized all review and

approval of disbursements, monitoring of credit limits, and management

of ECA / ICA

. Rebuilt desk models to better consolidate trade data, upload trade

transactions, and report metrics to FP&A cutting trade input time in

half while freeing desk resources for focused risk management, trade

reconciliations, and client dialogue

. Involved in team effort to work with outside contractors to institute

new trade systems to create STP of Fed Funds and dollar trades

initiated with trading desks and clients which created improved

controls around cash settlements . Project also improved

reconciliation of brokers fees paid monthly reducing operational

review time by 25%

Associate for Global Transaction Services Money Markets Desk, 2002-2007

. Oversaw all operations and balance sheet on money markets desk that

grew from $15B to $35B in liabilities in 5 years, including all

deposits, sweep products, MMDA's, and CD's. NIM revenues grew from

$50M to $100M+

. Implemented new booking platform to over 15 countries which reduced

desk's manual bookings by 150 deals per day and error logs by over

75%. Improved operational efficiencies significantly for both front

office and operations staff

. Improved cash settlements around all product including time deposits,

loans, bankers acceptances, advances, and CD's by streamlining

transaction data flow by instituting STP data stream feed from trade

platform to settlements systems

. Coordinated booking of new Market Linked Deposits with ICG Structured

Desk resulting in $100mil of new CD issuance flowing through our

Retail and Prime Brokerage sales forces

. Reviewed balance sheet, MAR/DV01 limits, entering into IR swaps to

mitigate interest rate exposure as needed. Instituted swap program to

mitigate significant interest rate risk on liabilities greater than

one month

Treasury Manager, CitiCapital Leasing Business, 2000-2002

. Coordinated cost of funds and funding processes for national leasing

business that expanded from $10B in assets to $45B after multiple

acquisitions. Instituted weekly calls to review large deals with

transactors and local controllers

. Initiated running pricing models for asset funding on a large scale

due to business growth that resulted in less time spent on individual

asset pricing. Implemented new pooled asset pricing to more

efficiently mitigate IR risk to business

. Initiated reporting of separate and consolidated business statistics

for expanded national business including daily, monthly average COF by

business category. Analysis improved funding plans and forecasting

for business

. Attended and presented monthly at business ALCO meetings disseminating

treasury and businesses metrics

Copelco Capital, Mahwah, NJ (1999-2000)

Associate in Treasury and Securitization

Aegis Consumer Finance, Jersey City, NJ (1998-1999)

Securitization and Finance Analyst

Kings Super Markets, West Caldwell, NJ (1996-1998)

Financial Analyst

Skills and Relevant Experience:

. Funding Analysis

. Cash Management

. Cash Forecasting

. Cost of Funds

. Liquidity Market Pricing

. Transfer Pricing Policy

. Deposit Products Management

. Balance Sheet Mgmt

. Legal Entity Mgmt

. Interest Rate Risk Mgmt

. Interest Rate Derivatives

. Regulatory Monitoring

. Regulatory Reporting

. Money Market Trading

. Operational Risk Audit

. Process Improvements

. IT Implementation

. Client Meetings

. Relationship Building

. Stakeholder Partnering

. Client Due Diligence

. AML Development

. KYC Implementation

. Project Management

. Financial Analysis

. Profitability Studies

. Strategic Planning

. People Management

. Team Building

. Intuitive Thinker

. Problem Solver

. Highly Motivated

. Team Leader

. Excellent Communications Skills

. High Level Presentations

. Microsoft PowerPoint

. Microsoft Access

. Microsoft Excel

. Pivot Tables

. Visual Basic

. Bloomberg

Education, Professional Development and Training

MBA International Banking and Finance, University of Baltimore - Baltimore,

MD, 1996

BS Business Administration, The College Of New Jersey - Ewing, NJ, 1994

Minor in Personal Communications, The College Of New Jersey - Ewing,

NJ, 1994

Securities Licenses: NASD Series 7, 6

Contact this candidate