** *** ** ***., *** # * Cell: 347-***-****

Brooklyn, NY 11214 Email: aceg5m@r.postjobfree.com

Tudor Costin

EDUCATION:

Baruch College: Zicklin School of Business – New York, NY

Bachelor of Business Administration - Graduated in 2012

Major: Finance and Investments; Minor: Philosophy

Overall GPA: 3.62 / 4.00; Major GPA: 3.96 / 4.00

HONORS / AWARDS:

Completed the Intensive Credit Training Workshop at NYU, Moody’s Credit Training and the LSTA Credit Agreement Teach-in

Completed the Wall Street Training Advanced Financial Modeling Course and Training the Street Financial Modelling Boot Camp

Completed the Dale Carnegie training: Effective Communications and Human Relations

RELEVANT EXPERIENCE:

Allied Irish Bank – New York, NY 11/13 - 05/14

Credit Analyst - Corporate Banking

Generalist covering a variety of industries with an emphasis on Technology, Media & Telecommunications.

Cover both middle market and large corporate companies and work on a wide array of transactions including club deals.

Evaluate new investment opportunities and write comprehensive credit papers covering the company’s background, financial

performance, credit risks, legal review, and future recommendations.

Create base case and downside case projection models to assess the company’s future performance, ability to service its debt and

de-lever.

Perform annual reviews on current customers and give updates and recommendations to their performance going forward.

Present new credit applications and annual reviews in front of the credit committee and persuade the committee to approve the

recommendation set forth.

Manage a portfolio of more than 20 names, listen to earnings calls, make certain all customers are in compl iance with their

covenants, and circulate quarterly emails with detailed financial analysis for every earnings release.

Sumitomo Mitsui Trust Bank Limited – New York, NY 11/12 - 11/13

Credit Analyst - Corporate Investment Management

Managed a portfolio of leveraged loans and assisted six senior analysts in managing their portfolios of high yield loans.

Covered a variety of industries including oil & gas, chemicals, gaming, TMT, consumer products, and leisure & entertainment.

Focused on large corporates with facility sizes and EBITDA above $400 million and $100 million, respectively.

Evaluated new investment opportunities and prepared credit applications analyzing company profiles, financial performance,

peer competitors and industry trends.

Conducted due diligence on refinancings and amendments to analyze deal structure, coll ateral, and credit risk factors.

Presented buy/sell strategies for new and existing deals to the senior credit committee for portfo lio risk management.

Assessed company performance through financial statement analysis and credit risk throu gh internal rating methodologies.

Created cash flow projection models to explore multi -case scenarios and develop recovery analysis based on asset and enterprise

valuations to measure lender protection in case of default.

Maritime Capital Partners LP – New York, NY 01/12 - 08/12

Trading Assistant Intern

Worked with a group of five traders managing a diversified fixed income fund.

Researched pricing, volatility, and volume trends for municipal bonds and submitted reports to senior management.

Created scenario models using Excel/Bloomberg API and prepared reports on various sectors of the municipal bond market for

senior management.

Priced municipal bonds and submitted limit orders for traders on multiple alternative trading systems.

Responsible for supporting execution of over 20 fixed income trades on a daily basis .

National Securities Corp. – New York, NY 09/11 - 01/12

Wealth Management Intern

Contacted potential clients offering the firm's various financial products in a professional and assertive manner.

Created qualified leads for the senior financial advisers through initial phone collaborations with prospective investors .

Conducted a variety of research projects, including analysis of mutual funds, domestic and foreign equities as well as

government securities.

ADDITIONAL INFORMATION:

Multilingual: Fluent in English, Russian, Romanian and proficient in Italian

Software skills: Advanced Microsoft Office skills (Excel, Access, Word, and PowerPoint); extensive experience with Financial

Models, VBA, SQL, Bloomberg, Capital IQ, and SNL

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