Summary of Qualifications

Established professional experienced in insurance risk management,

analysis, investment modeling, forecasting and financial planning for both

the individual and the business entity. I possess a number of years'

experience in providing supply chain management, focused KPI, business

sales/marketing and analysis, procurement, for both vendor and client

management. My skillset includes strong communication skills and ability

to accomplish challenging tasks independently and jointly a part of a team

to drive enterprise resource planning. Proven record of adapting quickly

to changing situation and perform the duties of the position in a reliable,

competent and professional manor.

Professional Experience

American Family life and Casualty - Fairfield, New Jersey July

2012 to July Present

Insurance and Benefits Analyst

Consult with small to medium sized business owners, CFO's and/or HR

management on strengthening current benefits package offered to employees.

Educate above individuals on how AFLAC can help their business on improving

productivity, lower costs and attracting/retaining employees. Present and

offer AFLAC benefits to employees and work with them on their insurance

needs. Provide superior customer service to all policyholders and

accounts. Help with processing claims or claims questions, invoice/billing

issues and finding solutions. NJ Life and Health Producer License. Winner

of the Fireball Fast Start sales performance as a new sales representative

with Aflac.

Bankers Life and Casualty - Parsippany, New Jersey

June 2011 - Oct 2011

Insurance Sales Representative/ Benefits Analyst

Financial representative with Bankers providing analysis, advice, and

products primarily to the senior age markets while working with the

prospect, advisors, and family. Areas addressed but not limited to

Medicare issues and the coordination of benefits to address the various

financial issues faced by todays aging population. Retirement income

analysis and asset planning to maximize current income while providing

products to meet these needs. Asset planning with clients to identify and

various government regulatory programs to maximize available benefits based

on suitability. Present the client their options and outline their

financial issues to identify their long term care needs and work with the

family, advisors, and facilities to address their specific long term goals

and wishes including home care, assisted living and nursing home care.

Assisting with the final expense's, taxes, survivor income issues and final

wishes and gifts including the potential impact on the client and their

family.

Toys R US Corporate HQ - Wayne, New Jersey May 08 -

July 2010

Vendor Performance Analyst The vendor performance analyst position is

responsible as part of a team that acts as one of the main points of

contact and communication between TRU and their suppliers to build upon the

relationship between TRU and the vendor community. This is done thought

working cross functionally from end to end throughout all departments

involving the supply chain. Included is Item management, order generation,,

logistics and transportation, and vendor processes both pre and post order

generation. The scope of this position allowed access and interaction to

all levels of management and touched many elements of the operations for

TRU. Interactions between sales, forecasting, buyers and planners, accounts

receivable and payables as well as international operations are a daily

part of activities within TRU. The generation, analysis, and interpretation

of performance metrics, in conjunction ERP and implantation practices

designed to increase market efficiencies and sales, reduction in costs, or

expenses is core competency of the performance analyst role with TRU. I

have in this position to utilize my skills with the various Microsoft

Office programs Word, Excel, and Access for statistical analysis and

generation of actionable plans and process improvements. Working with the

(EDI) Electric data interchange is also regular part of the role of the

performance analyst.

. Developing interactive vendor communications with TRU vendor partners

to improve operational efficiency and quicker responsiveness to events

though established protocol operations guidelines.

. Part of team tasked to development supply chain transformation process

though TRU taking a week out of operations lead time to market.

World Wide Sales - Clifton, New Jersey July 2001 - August 2007

Business Market Procurement/Sales Analyst

Supervise forty plus vendor accounts, five merchandisers and over 200

retail stores' product needs. Manage daily operations consisting of

forecasting, procurement and sales analysis for a mid-sized food broker

with strong presence in metro Tri State markets. Strive to further

cultivate relationships and develop partnerships with clients who are some

of largest retail food companies. Generate and review reports on inventory,

sales, profitability, deliveries and product demands for upcoming business

cycles. Evaluate future advertising promotions and product line

requirements. Adjust marketing/procurement requirements around the daily

activities in conjunction with category managers' needs. Direct special

programs and targeted sales campaigns.

. Introduced roundtable strategic meetings with multiple merchandisers

to develop market penetration plans and focus on product promotions,

bringing guidance and collaboration to maximize product sales.

. Established statistical formulas that aid procurement needs for

vendors as guidelines for analysis and projection. These formulas

allow for clear direction and a cost effective baseline to determine

buying needs.

. Marketed Biazzo vendor holiday product line to 155 new stores using

cost effective product positioning, reducing product waste and

significantly enabling client to gain larger portion of the gourmet

cheese market.

. Generated 420 new monthly case sales by coordinating timing of

manufacturing, distribution, warehousing and retail outlets to

coincide with scheduled sales incentives.

. Gained high level of autonomy and trust with client that resulted in

new opportunities for World Wide Sales, including successful account

management with 34.1% growth in number of cases sold in the fiscal

year.

Marketing Specialists - Fairfield, New Jersey January 2000 - July 2001

Vendor Analyst

Function as the liaison between vendors and Wakefern Corporation by a

national food brokerage company offering services to retail goods market

nationwide. Supervise operations and inventory control in order to help

facilitate departmental operations by executing purchase orders, tracking

inventory and receiving. Work with the transportation logistics to

prioritize purchase order shipment. Forecast trends and needs of

perishables department. Analyzed store schedules and coordinated timely

delivery of products. Developed in conjunction with vendor's highly

effective product positioning by coordinating targeted promotional

campaigns.

. Develop regression analysis formulas to examine future needs for

procurement department products. Extracted projections to write

purchase orders for needed inventory.

. Fostered relationships with previous vendor analysts, buyers, vendors

and salespeople to direct strategic operations of the procurement

department.

. Worked with buyers to develop a quicker turnover rate from less than

once a month to approximately 2.3 times per month. This reduced

inventory risk of damage, loss and product shrinkage due to expired

date codes.

Prudential preferred advisors - East Hanover, New Jersey June1996 -January

2000

Financial Planner

Provide fee-based financial planning services which included investment,

risk management, wealth accumulation, tax, business and estate planning for

one of the largest insurance and financial service companies. I worked

with my clients in order to develop, fine tune; adjust or changes current

financial plans, which provided cross further product sales opportunities.

Increase my client base by multi-dimensional prospecting for new clients

through referrals of existing accounts, networking functions and marketing

program leads. I provided personally tailored financial plans with the

client's specific goals in mind.

. Provide clients with various investment and risk management vehicles

though which their financial goals and dreams were to be accomplished.

. Increased client base to over 300 individuals and businesses that

purchased a multitude of products from various lines.

. Created multi-faceted marketing action plans to meet with new

prospects.

. Demonstrated thorough knowledge of new technologies and ability to

easily conceptualize complex planning operations that led to easier

understanding by clients of their options and investments.

. Team member selected to market executive compensation packages

designed exclusively for highly compensated individuals, i.e.

Presidents, Corporate officers, Owners of Corporations, Sole

Proprietors, and Partnerships.

. Series 7 and Series 66 registered representative (not currently

securities licensed) Variable Product Life and Health licenses in New

Jersey.

. Pursued Certified Financial Planner Designation

Education

East Stroudsburg University East Stroudsburg, Pennsylvania

Bachelor of Arts in Economics concentrating in Management and Finance

Northeastern University Boston Massachusetts

MBA Online program in progress

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