Ina c. Clay

Lakeland, FL *****

561-***-****

ace33a@r.postjobfree.com

ENERGETIC, ENTHUSIASTIC, EDUCATED

Education

University OF Psych.

Maryland

Queen Anne's school Centerville, Vocational school Nursing

OF nursing md certificate

Us career institute West Palm Certificate Medical billing

Beach, FL & coding

Liberty Tax School Lakeland FL 2013

Federal TAX Certification 1 Federal PTIN CERTIFIED

Occupational licenses & certificates

Certification title Issuing Completion date Expiration date

organization

Federal TAX IRS 11/2013 12/2014

Certification 1

Employment history

Real-estate Title Processor

05/2014 Island Title

Lakeland, FL

*Search real estate records

*examine titles,

*summarize pertinent legal or insurance details for a variety of purposes.

*May compile lists of mortgages, contracts, and other instruments

pertaining to titles by searching public and private records

Tax preparer

12/2013 - 4/2014 Lakeland, FL

Liberty Tax Service

Reviewing returns prior to submission

. billing clients for returns completed

. starting e-filing process

. checking returns for errors and correcting as found

. other duties and special projects related to the position as

needed.

Foreclosure Bidding Manager

06/2012 - Pro Auction Services 123 Kentucky Ave,

03/2013 Lakeland, FL

Management of hedge fund bidders

* placed bids on foreclosed properties

* virtual marketing

* new business procurement

* billing for purchased properties

* managed title changes

* purchase tracking

* social media marketing

Senior Mortgage Planner

04/2008 - Waterstone Mortgage 10632 Little Patuxent Pkwy

12/2010 Corporation #454, Columbia, MD

* Generated referral business, leads, & relationships with

individuals, existing & past clients.

* completed loan applications & analyzed applicant's information for

pre-qualification for the loan.

* pulled & analyzed credit, and compared for accuracy with the

mortgage borrower's statements.

* corrected inaccuracies and determined the correct loan options for

the borrower

* provided clients with guidance and information relevant to the

risks and benefits of the loan.

* maintained a working file for the office as required for audit and

compliance purpose.

Senior Mortgage Analyst

01/2007 - Fidelity Home Mortgage Dundalk, MD

01/2008 Corporation

* Interviewed of the applicants to obtain specific information

needed for the application process.

* requested for appraisal, applicant credit reports, & other

documentation to evaluate the loan application.

* Compiled loan package facilitated negotiation with applicant

regarding fees & loan repayment options.

* submitted the loan package to the loan processor for review,

stacking, and pre-submission audit

* assured timely loan closing and funding activities according to

the company regulations.

Mortgage analyst

01/2006 - 01/2007 First Commonwealth Timonium, MD

Funding

* Met with applicants to obtain information for loan applications &

to answer questions about the process

* analyzed applicants' financial status, credit, and property

evaluations loans pre-qualification.

* submit applications to credit analysts for verification and

recommendation

* approved loans within specified limits, and referred loan

applications to management for approval.

* reviewed loan agreements to ensure that they are complete and

accurate according to policy.

* provided clients with guidance and information relevant to the

risks and benefits of the loan.

Skills & strengths

. Skills in Microsoft 2007

. Excellent communication skills

. Marketing

. Adaptable, dependable & punctual

. ICD 9 code, CPT, & HCPCS

. Ez-Claim software

. Federal Tax returns

. Land Tech

. YARDI

. Hoot Suite

. Encompass

. Calyx Point

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