Rhamil Sibilia **** *th way N, St. Petersburg FL *3702 Cell: 617-***-****

acdz98@r.postjobfree.com

Objective To obtain a position within a strongly branded and ethical

organization that promotes and supports passionate and talented

individuals.

Attributes Strong problem solving and interpersonal communication skills to

motivate, an individual with strong passion to innovate and drive for

solutions, Excellent Attention to detail, fluent in English and Spanish.

Experience

Citizens Bank Assistant Branch Manager II Medford, MA

10/2012-03/2014

Coaching and training colleagues in all areas of the job, including role

play, product knowledge.

Implement risk-based CDD policies, procedures, and processes.

Identify reportable transactions and accurately file all required

reports including SARs, CTRs, and CTR exemptions.

Ultimately responsible for ensuring that the Bank maintains an

effective BSA/AML internal control structure, including suspicious

activity monitoring and reporting.

Maintaining high levels of product knowledge and service, working

effectively with internal Business Partners to generate leads.

Set prospect meetings at initial contact or through follow-up calls to

gain an understanding of their unique banking needs.

Exercise strong decision making abilities and problem solving skills.

Display leadership qualities in sales and service.

Embody our customer commitments to accountability, community,

innovation and accessibility.

Analyze credit history, loan repayment analysis as well as ensure that

the loan package is appropriate and correct.

Prepare thorough credit packages that accurately assess the risk of the

transaction and make professional and knowledgeable presentations to

approval authorities.

Citizens Bank Business Banker II Chelsea, MA

10/2010-2012

Loan Origination: Achieve budgeted target for loan sale premiums and

new loan production. Evaluate and underwrite loan requests and make

recommendations based on bank policies and the U.S. SBA's SOPs.

Analyze credit history, loan repayment analysis as well as ensure that

the loan package is appropriate and correct.

Prepare thorough credit packages that accurately assess the risk of the

transaction and make professional and knowledgeable presentations to

approval authorities.

Creating and maintaining individual and business relationships

accounts

Maintaining high levels of product knowledge and service, working

effectively with internal Business Partners to generate leads.

Set prospect meetings at initial contact or through follow-up calls to

gain an understanding of their unique banking needs.

Display leadership qualities in sales and service.

References furnished upon request

RadioShack Store Manager Chelsea, MA

12/2007- 10/2010

Achieving and exceeding store, district and regional quotas.

Responsible for all back end store operations including merchandise

and fixture orders.

Recruiting and training new employees in all POS systems and areas of

the job, including role play, product knowledge, policies and

procedures of each wireless carrier contract requirements.

Providing appropriate customer service with all sales, returns, and

repairs fair to both company and consumers.

Creating and maintaining in-store charge and carrier accounts

Building rapport with customers, local businesses, co-workers, and

account representatives.

Perfect execution of merchandized planograms.

Expressions Assistant Manager Hyde Park, MA

10/2006- 12/2007

Selling and attaching pushed profitable merchandise.

Hitting and exceeding weekly sales quotas.

Product knowledge and sizing differences per brand.

Constructing promotions and merchandizing accordingly.

Maintaining cleanliness and organization of store.

Accommodating customers while being attentive and preventing theft

on the sales floor.

Responsible for all back end store operations including merchandise

and fixture orders.

Liable for overview of all store paperwork, deposits, and payroll.

Business Banker Certificate Quincy, MA

Education

Able to access the tools and resources available to gain knowledge on Business

Products to build knowledge on Business Ownership, applicable products and

required documentation. To review the cash flow Operating Cycle, questioning /

listening skills to determine how best to maximize their cash flow.

Technological University of Santiago Puerto Plata, DR

2000/2003 3rd year Computer Science Engineer

1996/2000 High School Diploma with emphasis in Computer Science

Skills 10 Key, MS Office and Outlook, Excel Retail I.Q., I-Cam, Watson, FAST,

SNAP,AT&T POS II, and Eroes.

References furnished upon request

Contact this candidate