STEPHEN VINSON

Phone: 863-***-**** Email: acdpq9@r.postjobfree.com

Address: **** ***** *** ******, ** 29678

Results-driven, dedicated, and qualified manager with 24+ years of experience in the mortgage industry. Having originated over

$280M in mortgages with Clearwater, combined with a well rounded ability in all aspects of real estate, and financing vehicles

makes me unique. Versatile strategist, recognized for having superior leadership skills, exceptional planning abilities, and business

acumen. Dedicated to maintaining a reputation built on quality, service, and uncompromising ethics. Currently seeking a position

which will effectively utilize all skills, abilities, and areas of expertise as follows:

Operations Management Regulatory Compliance Loss Mitigation/Risk

Mortgage Loan Origination Bankruptcy/Foreclosures Assessment

Client/Investor Relations Property Valuation & Underwriting/Credit Analysis

Real Estate Evaluations Condemnation REO Inspections, Preservation

& Renovation

EXECUTIVE PROFILE

Seneca, SC 2012 – Current

A Best Deal Co., LLC.

Portfolio Manager

Manage portfolio of income producing properties, in conjunction with sales, mortgage origination, REO

Preservation, and Valuation

Clearwater Federal Mortgage Corp. Charlotte, NC / Myrtle Beach, SC / Miami, FL 1991 - 2010

Vice President Operations

Accountable for overseeing all facets of operations, warehousing, underwriting, credit analysis, investor

requirements, Forensic file auditing, FCRA compliance, loss mitigation, closing, bankruptcy, foreclosure,

fraud, and risk assessment, and collections.

Manages GSE, HUD, and USDA delivery requirements, including closing, shipping, and delivery of closed

files for delivery into the secondary market.

Performs REO inspections, marketing, preservation, and renovation with an emphasis on FBS and

CABO/IRC code compliance.

Cultivates and nurtures client/investor relationships, as well as review residential and commercial real estate

valuations with an emphasis on risk assessment.

Sovereign Financial Corp. Atlanta, GA 1988 - 1991

HUD DE Staff Appraiser

Assisted in all facets of daily operations.

Conducted feasibility studies and absorption analysis for prospective real estate development

Produced in excess of 6500 1-4 family residential and commercial appraisals, which included

narrative appraisals.

EDUCATION & TRAINING

American Public University B.S. in Legal Studies (present)

CCAF Criminal Justice Coursework

Guest of Faculty Cornell University Business Coursework

National College of Appraisal

American Society of Appraisers

The Appraisal Institute

BOARDS, LICENSURE & CERTIFICATIONS

Correspondent Lender State of Florida 2001-2010

Florida NMLS ID 314005, License #7841

Admitted Fulton County Superior Court, Atlanta, GA as Expert in Property Valuation & Condemnation

Admitted 5th Judicial Circuit, York, SC as Expert in Property Valuation

Previously-licensed Certified Property Appraiser (GA, SC, Housing Urban Development)

Georgia Real Estate Commission

Board of Directors, Lake Wylie Chamber of Commerce, Charlotte NC

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