acd6xx@r.postjobfree.com

Summary of Qualifications

Professio Professional with over 10 years of extensive

experience in subprime, prime, conventional Fannie Mae, Freddie Mac, FHA,

VA and government bond loans. Can work successfully with sales and other

departments in meeting all company goals and can prioritize

responsibilities efficiently. I am detail oriented, organized and able to

multi-task in this fast paced environment achieving superior results

individually and as a team. Worked on Gallagher, Integra, Empower, Globe,

Encompass

Professional Experience

Weichert Financial Services, Morris Plains, New Jersey

7/2013 - 10/2013

Sr. Mortgage Processor

. Processed conventional, FHA, VA, USDA and government bond loans

Valley National Bank, Wayne, New Jersey

10/2012- 07/2013

Sr. Mortgage Processor

. Processed a pipeline between 50-80 loans

. 1out of only 3 other processors who did purchases, employee loans,

HARP, VIP, CO- Ops, and New York loans and HELOCS

JP Morgan Chase Bank; Woodbridge, New Jersey

2003- 2008

Assistant To The Operations Manager In Training

. Prepared closing docs

. Reviewed HUDS for accuracy

. Assisted customers with questions or errors to closing packages

. Corresponded with title companies and attorneys to ensure all

documents were correct and scheduled

. Reviewed all closing documents to ensure they were executed and dated

correctly

. Ensured packages met government qualifications

. Reviewed specific documentation (executed HUD, TIL, NOTE etc)

. Shipped packages out in a timely manner under government guidelines.

. Inputted all loan applications into system

. Pulled flood certs, ran loans for high cost, and ran loans through

DU/LP system to get approval

JP Morgan Chase Bank; Woodcliff Lake, New Jersey

2003-2008

Sr. Team Lead (Retail Subprime Loans)

. Developed a team of 8 individuals to process mortgage loans

proficiently with the utmost quality and integrity so they could be

sold on the 2nd market

. Mentored my team on the importance of delivering exceptional customer

service and in return we were the #1 team in productivity

. Directed and implemented a proactive communication system with branch

managers and sales partners to ensure we met managements production

goals

. Provided knowledge, support, and technical guidance to improve the

teams performance and to assist them in gaining autonomy in clearing

conditions, underwriting guidelines and the impact they both have on a

loan

. Trained new account managers and data entry personnel on how to become

proficient and knowledgeable in their new positions

JP Morgan Chase Bank; Woodcliff Lake, New Jersey

2003-2008

Sr. Mortgage Processor ( Retail Subprime Loans)

. Maintained a pipeline between 60-100 loans a month and consistently

closed 40% to 50% of them each month

. Efficient in TIP (time in process), closed loans within an average of

18-22 days

. Developed myself into one of the highest producing account managers

where I exceeded managements monthly goals all while maintaining a low

quality assurance score in every quarter

. Mastered the daily activities of reviewing applications, calculating

income, reviewing title and appraisals, analyzing tax returns, divorce

decrees

. Ensured all loans were processed in accordance to Chase's policies and

procedures.

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