Grace Guo (MBA)

(U.S. Citizen)

**** ** ********* ***** ******, Iowa 50263 515-***-**** acd1fn@r.postjobfree.com

Energetic, decisive, and objective financial professional with combined sophisticated financial expertise in manufacturing, investment

and commercial banking and 15 years of experience developing, presenting, and implementing value-added recommendations for final

decision or improvement. Visionary, strategic, and conceptual thinker. Able to generate new ideas and initiate changes. Results driven.

Works ethically and methodically to achieve and exceed company-mandated goals. Considered a leader and recognized for proactively

and efficiently directing a team to deliver results. Demonstrated core competences include:

• • •

Strategic Business Analysis Production Operation M&A Management and Due

Management Diligence

• Strategic Planning and

• •

Forecasting Business Process Project Management

Reengineering

PowerPoint • Access • Excel • Word • Outlook • Moody’s & MRA • Dun&Bradstreet • Reuters • Bloomberg • Hoovers • Minitab •

QuickBooks • SQL • SAS • SAP • Crystal Reports and proficient on variety of commercial and consumer loan underwriting platforms:

Mask, Athena, ACAPS, Hyperion, CIS, SUCCESS, Supreme and LeasePlus. Fluent in both English and Chinese.

PROFESSIONAL EXPERIENCE

FINANCIAL ADVISORY PARTNERS, LLC Des Moines, Iowa

ASSOCIATE PARTNER, POSSESSES A SERIES 63 LISCENSE 2011 – Present

• Financial Modeling, Valuation and Due Diligence - Participated in M&A transactions and assisted in comparable companies

analysis, precedent transaction analysis, and discounted cash flow analysis to determine the equity value and enterprise value of target

companies. Assisted in due diligence, collected data tapes, performed financial modeling, and made recommendations to support

senior partners’ final decisions.

• Business Acumen - Cultivated understanding of global competitive dynamics in the Agriculture and Food Industries, acting as a

liaison between China and Iowa to bridge business etiquette gaps and seek investment opportunities.

• Strategic Planning – Developed and initiated a five year strategic plan for Financial Advisory Partners, LLC to expand business in

China market. Led execution, monitoring, adjustment and realignment. Provided financial planning & budgeting to small companies

based on client requirements. Performed several 1st stage preliminary studies for Chinese clients to identify investment opportunities.

• Client Relations - Devoted significant resources towards expanding business and cultural relations between U.S. and Chinese

organizations. Increased market influence and penetration with Chinese clients, U.S. local customers or business partners. Process is

ongoing.

WELLS FARGO & COMPANY Des Moines, Iowa

VARIETY POSITIONS INCLUDING SENIOR OPERATIONAL RISK CONSULTANT 2001 2011

Financial Competitive Intelligence

• Primary author for 7 credit approval presentations on high-value customer accounts, such as Deloitte LLP and Pioneer Hi-bred

International, based on qualified and unqualified financial statements, management team information, industry wide information and

business specific information. All customers valued at $200 million and above

• Performed complex financial statement analysis and made sound projections based on key drivers on a daily basis over 6 years for max

$15 million credit requests. Customers spanned private clients, closely held, and public businesses.

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Grace Guo 515-***-****

• Developed total analytical packages on a daily basis. Gathered and analyzed business and personal financial information. Identified

other pertinent factors to each client. Focused on cash flow projections and critical drivers affecting business results.

• Managed clients’ expectations and delivery of services to closely held businesses to facilitate revenue recognition & other account

conciliation processes. Ensured on a daily basis, for six years, the sustainability of business strategies within the range of the

enterprise’s potential and the recommendations for capital restructuring & financing.

• Instructed credit facilities, designed appropriate covenants and monitoring procedures, prepared credit approval presentations,

negotiated final offers, and made recommendations to senior management or the Credit Committee as needed for over 6 years.

Operational Risk and Data Integrity

• Audited all business practices of Wells Fargo Financial Leasing (WFFL) in relation to the Equipment Leasing Industry. Gathered and

assembled systematic data to determine the key risks of operation. Focused on levels of residual risk and value inherent in the status

quo, then developed annual audit plan, and designed testing templates. Trained junior personnel to monitor the long and short-term

effectiveness of WFFL policies and procedures while observing asset management team’s competency in residual value setting.

• Built greater insight for 72 premier clients’ annual credit performance. Analyzed, sliced, and grouped financial data by utilizing Pivot

Tables, SAS, and SQL. Designed well-received benchmark PowerPoint presentations for the president of Wells Fargo Preferred Capital

to present at the Annual Appreciation Gala for three consecutive years.

• Audited entire newly acquired entity, then documented and issued a report to senior management to set up the foundation for future

operational risk control testing. Developed strategic auditing plan, designed testing templates for target areas, and trained junior

personals to perform operational risk testing.

Regulatory and Compliance

• Led and/or assisted in regular and ad-hoc testing by developing audit strategic plans, designing the testing procedure and templates and

guiding auditing process. Collaborated with senior management in four business lines to collect data from internal reporting systems.

Assembled, compiled, and analyzed information to identify errors, inconsistencies, and incompetence. Provided guidance to resolve

noncompliance issues and recommended changes in internal credit policies and procedures and to achieve internal operational risk

control and Basel II, OCC, or other external regulation compliance. Leading the effort to integrate credit policies and operational

procedures after restructuring.

• Led and Audited asset based lending or re-discounted lending loans credit files for 4 years, quarterly, for 72 premier clients. Overall

Wells Fargo aggregated credit between $15 million to $220 million.

Expert in Customer Relations

• Developed solid relationships and worked in close concert with senior executives to develop conclusions and recommendation across

four lines of Wells Fargo businesses including WFPC, WFFL, MATSCO and WFFCF.

• Coordinated and communicated efficiently with senior bankers, field sales managers or customers directly to collect business and

financial information. Related supporting information, analyzed and made credit decisions, negotiated the final offerings, and

structured the appropriate transactions to control credit risk.

Due Diligences and Client Analysis

• Participated in Wells Fargo Preferred Capital Client’s Analysis team to steward the internal governance processes on 72 clients’

account receivables to ensure the value of borrowing base on quarterly basis.

• Participated in Wells Fargo Financial business development team and performed due diligence on accessing the quality of credit

portfolios from acquired companies. Led due diligence on credit portfolios of two post acquisitions for Wells Fargo Financial.

Documented, systematically analyzed and delivered recommendation reports.

Industry & Business Acumen

• Analyzed industry trends, competitive intelligence, industry and business life cycle, and market outlooks for premier clients in global,

national, and niche markets. Specialized in the Rural Market, Vendor Agricultural Market, Golf Turf, Office Automation, Re-

Discounted Lending, and Heath Care. Identified the linkage between key drivers, including risk factors, and future business

performance.

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CROSS CULTURAL EXPERIENCE

EMC PARTNERS, LLC Zhejiang, China

GLOBAL FINANCIAL CONSULTANT 2011 Present

• Provided expertise to help develop the business development and financial strategic plan for EMC Partners and successfully helped its

conversion from an advertising company to an investment company.

• Provided financial planning & budgeting to small companies based on client requirements. Performed several 1st stage preliminary

studies for Chinese clients to identify investment opportunities.

SHENYANG WOOLEN TEXTILE COMPANY Shenyang, China

ASSISTANT MANAGER, EXPORTING GROUP / FABRIC DESIGNER, DOMESTIC GROUP 1989 1993

• Operation Optimization - Focused on new product development to meet swiftly changing market conditions. Designed 1 st product after

onboard for 11 days, compared to typical half year to one year development time. Streamlined lead-time of prototype from 14 days to 1

day.

• Management - Directly managed a 7-member team to perform market analysis, risk identification, and risk mitigation. Remained highly

cognizant of market and fashion trends and conditions, developed strategic marketing plans for the international arena, and assisted the

accounting team in areas of cost analysis and pricing-structure reengineering to increase bottom line profitability and improve overall

market share.

• Milestones - Successfully designed 50+ products for mass production in domestic and international markets. Received National

Innovative Textile Products Award in 1992, Warehouse Yarn Recycling Excellence Award in 1991, and New Employee Innovation Award

in 1990.

EDUCATION

Iowa State University, Ames, Iowa, U.S.A. 1999 2001

MBA – Finance

Tianjin Polytechnic University, Tianjin, P.R. China 1985 1989

Bachelor of Science – Textile Engineering

NON PROFIT ORGANIZATION EXPERIENCE

Chinese Cultural Center of America, Des Moines, Iowa, U.S.A. 2003 2013

Board Director - Treasurer/Event/Fundraising Coordinator

• Initiated, researched, and developed the Internal Account Risk Control System in compliance with the requirements of Sarbanes-

Oxley legislation. Managed account with over two million budget. Performed annual financial planning and budgeting. Assisted in

capital fundraising and grant writing. Presented monthly, quarterly, annual financial reports to the board and assisted in tax returns

filing.

Iowa Asian Alliance, Des Moines, Iowa, U.S.A 2002 2004

Advisory Board Director/Chairperson for The First Asian Heritage Festival

Designed and executed the strategic plan for well received (Over 15,000 attendees/raised $25,000+ funds) First Iowa Asian

Heritage Festival as a Chairperson. Resulted in an annual multicultural event in Iowa for last 11 years.

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