Paul James Kligopoulos

Spring, Texas *****

acd1a1@r.postjobfree.com

Willing to Relocate

April 2014

My financial background and experience with lending products allowed me

to provide customers with the best possible solution given the ability

to repay. I am qualified in complex deal structuring, detailed credit

and asset analysis, as well as building customer rapport. I have a

solid understanding of internal workings of credit and financial

markets. I have extensive experience in strengthening the financial

structure of client balance sheet to prepare for Real purchase and

retirement planning. I have spent most of my working career creating

and implanting creative advertising techniques to promote services

products I retail. I consider my strongest attribute to be

comprehensive research and hypothesis. I very confident with my

ability to continue to provide an invaluable service to any company I

represent.

In addition to thorough understanding of lending products and services,

I have an excellent ability to build positive rapport with clients and

business affiliates. I possess capability to adapt and apply my skills

in unfamiliar environments. I strive to expand my book of business by

strengthening existing relationships as well as building new ones.

In addition to delivering excellent client satisfaction, I attempt to

improve existing framework with personal creativity I may offer. I

believe my educational background coupled with years of actual business

experience, make me the ideal candidate and team player.

I plan to expand my continuing education with FINRA to ready myself for

the Series exams. I attended the University of Tennessee in Knoxville,

where I studied Computer Science. I have studied Federal and State

laws pertaining to SAFE exams successfully passed the SAFE National and

Texas SML exams. After spending almost 2 years at Pellissippi State

Technical College, I completed the prerequisites prior to UTK. In

addition to college coursework, I attended New Horizons in Knoxville,

TN and obtained MCP and other Microsoft product Certifications. In

Florida, I have received automotive certifications ASE in Electrical,

HVAC, Heating/Cooling, and Ford/GM Anti-lock braking systems. After

high school, I began my continuing education career at Valencia

Community College attending general coursework and fundamental HVAC

systems.

My current loan origination position with PrimeLending involves

implementation of complex deal structuring, negotiation of terms,

pricing, taking mortgage applications, documenting sensitive data,

credit and asset analysis, state/federal guidelines and procedures,

surveys and legal descriptions, and fundamentals of title work

including schedules and liens.

I regularly participate in meetings of community development and

opportunities for consumer education and development.

Sincerely,

Paul James Kligopoulos

Paul James Kligopoulos

acd1a1@r.postjobfree.com

Spring, Texas 77386

Objective:

I am a diversified professional and team player seeking career

opportunities within the financial industry. I am vastly skilled in

complex structuring and problem solving while using all available resources

to complete any task. I consider myself a hardworking team player that

works efficiently under pressure in any environment. I remain open-minded

when faced with challenges, and I believe my strengths and integrity

provide a solid foundation in any business setting. I thank you for your

time, and I look forward to joining the team!

Summary:

Exceptional research techniques and solution development hypothesis

Unique and creative complex deal planning and structuring

Ability to coordinate clients, coworkers and business affiliates to work as

a team

Outstanding time-management skills

Excellent planning and project management skills

Superior organizational skills and ability to pay attention to detail

Licenses & Certifications:

. NMLS - S.A.F.E. Texas State - August 30, 2012 - NMLS#901282

. NMLS - S.A.F.E National Licensure - August 2, 2012 - NMLS# 901282

. Microsoft Certified Professional / MCP - 2003

. COMP001001457652 - 2002

. ASE Certified - HVAC; Heating/Cooling; Electrical; Braking

Training & Education:

. FINRA eLearning - Begin Fall of 2014 UH

. 3 Hour TX-SML SAFE: Texas-SML Mortgage Laws -- November 2013

. 8 Hour SAFE Comprehensive: 2013 Mortgage CE - November 2013

. ProSchools (Las Vegas, NV) - 4hr S.A.F.E. - Nevada S.A.F.E. Mortgage

Laws, Ethics, Non-Traditional, Electives - August 2012

. Champion Schools of Real Estate (Houston, TX) S.A.F.E. - Mortgage

Loan Origination - June 2012

. Mortgage Education .com (Las Vegas, NV) 20hr S.A.F.E. - National

Mortgage Loan Origination - March 2012

. New Horizons (Knoxville, TN) Microsoft Software Tools and Systems

Training - 2002 - 2003

. University of Tennessee (Knoxville, TN) Computer Science; Business -

1998 - 2001

. Pellissippi State Technical College (Knoxville, TN) 1997-1998 General

Courses

. Automotive Service Excellence (ASE Certified) 1991-1992 -

Heating/Cooling; Electrical; Breaks

. Valencia Community College (Orlando, FL) 1990- 1992 - (ASE) HVAC;

Heating/Cooling; Electrical

Employment:

. PrimeLending Mortgage - Loan Originator - January 2014 to current -

originate residential loan products

. Wells Fargo Home Mortgage - Home Mortgage Consultant - 2012 -2014 -

originate all residential loan products

. NuHome Group LLC. - Loan Officer/Originator - Mortgage Loan

Originator - 2012- 2012 - originate all residential loan products

. Independent Marketing Professionals Inc. - Owner - Mortgage Loan

Origination Leading into SAFE; Credit Analyses and Structuring -

January 2008 to April 2012 - tax services; loan structuring; referral

service

. Apex Systems Inc. - Portable/LAN Server Auditor, Service Technician;

Internal LAN Domain Network Engineer - 2004 to 2005

. Customized Personal Computers - Owner - Portable, Server, Desktop

Helpdesk, Sales, Service, Network Tech - 1999 to 2010

. RC Refrigeration - 1990-1994 -; restaurant equipment (ovens, mixers);

light commercial/Residential HVAC (2/3 door coolers, walk-ins, a/c)

. American Auto Air and Heat - A/C; Electrical; Mechanical; Heating;

Breaks - 1988 to1998 *Family Business*

. Olympic Auto Air - A/C; Electrical; Mechanical; Heating; breaks;

electrical - 1981- 1996 *Family Business*

Skills:

Conventional, Non-Conforming, Jumbo, FHA, USDA, VA, IO, Renovation,

DAP, Builder/Construction, HARP, DU plus, 2nd's, HE, HELOC, Rate

Pricing, DAP, TSAHC, TDHCA, SETH, MCC Loan Structuring,

Credit/Income/Debt/Asset Examination, Credit and Financial Analysis,

Credit Supplements, Lead Generation; HUD, FNMA, FHMAC, Team

Coordination, Credit Counseling, Research Solution Development and

Concluding Thesis, Credit/Financial/Secondary Markets, Securities,

Federal/Municipal Bonds, SAP (1yr experience)

MS: Word, Excel, PowerPoint, Access, Visio, Outlook - SAP (1yr

experience), Point

HVAC (Residential/Small Commercial, Coolers, Walk-ins, refrigeration

types, coils, switches, compressors, condenser, evaporator, valves);

Restaurant Equipment (mixers, ovens, coolers)

Network (tcp/ip; netbios, DDNS, DHCP, ip filtering, ports, wireless,

Roll-Outs, internal/external domains, switches, routers, cabling, rj-

47, firewalls,, advanced servers/clients)

References: Available Upon Request

Contact this candidate