MARIA ANTOINE

*** ****** ******, ********, *** York 11207 Phone: 917-***-****

Email: accqh3@r.postjobfree.com

SUMMARY

Mortgage professional with over a decade of processing experience and

knowledge of conventional and government loans.

Accustomed to working in a fast paced environment

EXPERIENCE

11/2010 - 11/2013 Bank of America, New York, NY

Senior Loan Processor

Reviewed Residential Loan Applications with borrowers and Loan Officers to

ensure accuracy. Ran DU and LP; gathered and reviewed documents for loan

pre-qualification. Informed loan officers and borrowers of loan status.

Upon approval, reviewed Commitment Letter with applicants. Requested

outstanding conditions from borrowers. Cleared conditions and final

approved loans for closing.

8/2008 - 7/2010 Anthony Foster - Financial Dynamics, Brooklyn, NY

Senior Loan Processor

Opened loans, issued disclosures, reviewed credit packages and documents

necessary for a complete file.

Uploaded loans electronically via the internet to Investors web based

processing systems.

Processed Conventional and FHA loans.

Corresponded with borrowers on loan status and make request for additional

information to satisfy decisions.

4/2007 - 4/2008 First Lincoln Mortgage, Valley Stream, NY

Loan Processor /Office Manager

Assisted loan officers with issues related to compliance and program

guidelines and packaged their loans.

Liaison between loan officers, borrowers and Investors in all stages of the

loan process.

Packaged broker and correspondent files

Responsible for inventory necessary for processing loans and monitored and

ordered office supplies.

Responsible for daily office operations, schedules and while working within

a budget.

3/2004 - 9/2006 The New York Mortgage Co. LLC, New York, NY

Underwriter

Processed sub prime loans.

Uploaded files to different investors websites.

Packaged broker and correspondent files in their appropriate stacking order

per vendor.

Assisted borrowers through loan process; advised them on status and

requested additional information.

9/2002 - 9/2003 American Home Mortgage, New York, NY

Underwriter

Ran DU and LP for Conventional and FHA loans.

Ensured loan fit the product, underwriting and Investor guidelines.

Issued Commitment Letters. Reviewed and cleared conditions.

4/2000 - 9/2002 MIT Lending, New York, NY

Mortgage Processor/FHA

Assisted the Director of Government Lending/Wholesale Department to set up

programs, procedure and systems.

Reviewed and cleared conditions necessary to fund the loan files.

Reviewed and Packaged files for HUD test cases.

Processed Conventional, VA and FHA loans.

4/1998 - 4/2000 CFS Intercounty Mortgage, Westbury, NY

Mortgage Processor

Reviewed and processed FHA, SONYMA, Conventional and Sub prime loans.

Registered loans issued disclosures and needs letters.

Generated conditional approvals and corresponded with the borrowers.

Prepared closing packages and released files to the Closing Department.

EDUCATION

9/1988 - 6/1992 Iona College, New Rochelle, NY

Bachelor of Business Administration - Finance

SKILLS: Unifi, Kalyx, Data Trac, Microsoft Word, Excel, Edge,

Statusmart

Contact this candidate