Shelba Conger

***** **** ***** ***** **

#****

Dewey,Az.86327

acckq4@r.postjobfree.com

480-***-****

Mortgage Professional with Knowledge of all facets of mortgage operations, policies and

procedures. Detail oriented.

Experienced in underwriting, auditing, quality control, and reviewing of conforming and non –

conforming loans.

Comprehensive Knowledge of all mortgage lending programs including FNMA, FHLMC,

FHA/VA, GNMA, ARM and

Conventional loans. Purchases, refinances, second homes and construction loans.

SUMMARY OF QUALIFICATIONS

. Knowledgeable and experienced in working out complex approvals for loss mitigation options,

including

modifications, forbearance, short sales, deed in lieu, bankruptcy and foreclosures.

. Proven Ability in reviewing, analyzing, approving and underwriting unusual complex loans.

. Over 20 years of mortgage underwriting experience.

. Capable of working independently or as part of a team effort, in a fast pace environment under

timesensitive

deadlines.

. Adapt quickly to new demands and challenges.

. Proven ability in credit verification, legal documentation, title, surveys and insurance issues.

02/01/2013-01/30/2014

Lend Smart Mortgage

Sr.Underwriter

Conv.Fha,VA and Usda

Primary Mortgage

Chandler, az

Conv. Fha,Va,Usda

Underwrite to all investor guidelines

09/01/11to 02/01/2013

L&G Mortgage Senior Underwriter

Scottsdale, Az. 01/20/11 to 08/30/11

Conv. FHA, VA Usda

Underwriting to all investors guidelines

Mortgage Senior Underwriter

Chandler, Az. 10/201012/

20/2010

. Underwrote conforming and nonconforming, FHA, VA and USDA loan programs, for sale of

investment quality loans

to secondary market and major institutional investors.

. Level three underwriting authority, 1.2 million dollars.

. Expertise in working with all automated underwriting and loan processing systems of major

mortgage banking

organizations.

Amerifirst Financial Mortgage Senior Underwriter

1550 E. McKellips 11/2007-10/15/2010

Shelba Conger

11250 East State Route 69

#2153

Dewey,Az.86327

acckq4@r.postjobfree.com

480-***-****

Mesa, Az. 85203

.Underwrote FHA, VA, Conventional and USDA loan to all investor’s guidelines.

. Expertise in working with all automated underwriting and loan processing systems of major

mortgage banking

organizations

. Underwrite and prepare loan files in pools for sale as mortgage backed securities.

Sunset International Mortgage V.P. Operations

2506 E. Colonial Drive 4/200610/

2007

Orlando, Fla.

. Preformed all hiring and training for 18 locations; supervised all underwriters and daily

operations.

. Assisted in setting up warehouse line.

. Traveled to different states to set up offices

Radian: 1996 to 2006 Contract underwriter

Camelback Road

Phoenix, Az.

. Underwrote conforming and nonconforming loan programs for sale of investments

quality loans to secondary

market and major investors.

. High personal production output, approved 10 loans daily, reviewed conditions and

handled all brokers’ calls.

. Expertise in working with all automated underwriting and processing systems of

mortgage banking.

Professional Destination Systems

Also conducted QC audit on contract underwriter’s, at the time we had about 150 contract

underwriter’s in field, pulled

3 loans per underwriter per month, for audit.

FHA Chums S538

VA Lapp-sar id #15824

USDA approved

Conventional Loans

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