Robb Joseph Cain

**** * **** **. #****

Scottsdale AZ 85260

480-***-****

acck0k@r.postjobfree.com

Summary of Qualifications

1. Extensive knowledge of FNMA, FHLMC, FHA, VA and USDA loan

products/guidelines.

2. Ability to efficiently handle sizable loan underwriting pipeline.

3. Excellent communication skills with clients.

4. Aggressive, self-motivated and results focused

Professional Experience

Underwriter I December 2012 - January 2014

Heartland Financial USA

Underwrite Conventional (purchases and refinances), VA IRRRL, FHA

Streamlines

1. FHA DE certified.

2. Review credit documents to confirm fulfillment of loan guidelines.

3. Communicate with processors and origination staff documents needed to

adhere to loan program guidelines.

4. Utilizes sense of high priority to ensure timely and efficient review

of loan packages.

SR. Mortgage Loan Processor July 2012-November 2012

Academy Mortgage Corporation

Process FHA, VA, USDA, FNMA purchases and refinances

1. Excellent teamwork with underwriters and sales to efficiently close

transactions.

2. Proficient in communication with guidelines and documents to sales

and customers.

SR. Mortgage Loan Processor August 2011-July 2012

Alliance Financial Resources

Process FHA, VA, USDA, and conventional purchases and refinances

1. Developed excellent teamwork with sales operations staff

2. Consistently closed 15 to 20 units a month

3. Handled an average pipeline of 40 to 50 loans

SR. Mortgage Loan Processor January 2011- July 2011

US Bank Home Mortgage (Contract Position)

Process FHA, VA, and FHLMC purchases and refinances

1. Developing pipeline currently between 15 to 20 loans

2. Established excellent teamwork with loan officers

FHA Sr. Loan Processor October 2009-December 2010

Chase Home Lending

Process FHA, HARP, FNMA, and FHLMC refinances

1. Consistently handles pipeline of 50+ loans.

2. Proficient with communicating with all parties of the loan process.

3. Controls pipeline with multiple loan programs efficiently.

VA Loan Processor May 2009-October 2009

USAA Mortgage Services (contract position)

Ability to process IRRRL and VA purchases

1. Proven capability of handling pipeline of 60+ loans.

2. Proven ability to ensure timely and efficient closings.

3. Extensive knowledge of VA guidelines and documentation

requirements.

Branch Manager July 2008-January 2009

Liberty One Lending, Inc. (Mortgage Broker) (Went out of business 1/09)

Focus on developing new purchase business from 1st time homebuyers and

Realtors.

1. Originated over $1 million in volume within 6 months of opening

office.

2. Closed $1 million in loans by 1/09

3. Extensive knowledge of Fannie Mae, Freddie Mac, FHA/VA loan

guidelines.

Sr. Loan Processor/Branch Manager September 2005-June 2008

Morgan Financial, D.B.A. Morgan Capital of Arizona, Inc. (Mortgage Banker)

1. Loan processor to a team of 7 loan officers closing up to 30 units a

month.

2. Handled pipeline of up to 40+ loans a month.

3. Processed loans focused on FNMA and ALT-A loan guidelines.

Underwriting Consultant June 2004-January 2005

L & G Mortgagebanc (Correspondent Mortgage Banking Company)

1. Underwrote/Processed a pipeline closing an average of 12 units a

month.

2. Issue an underwriting decision on 3 to 5 loans per day.

3. Proficient knowledge of underwriting guidelines with Countrywide,

UBS, FNMA, FHLC, and Subprime lending.

References Available Upon Request

Contact this candidate