Alex Enache
**-** **** ******, ***. *R, Astoria, New York 11106 : 914-***-**** : accfr1@r.postjobfree.com
EXPERIENCE: Tower Group International, Actuarial Department – New York, NY
Actuarial Analyst - Reserving, August 2013 – Present
Provide support and data analysis for the actuarial reserving team and manage key
processes for quarterly and yearly reporting including actuarial roll forwards, quarterly loss
triangles, Schedule P, 10Q, 10K and various internal reports
Work closely with IT towards automating the reserving process and developing a new IBNR
allocation procedure
Help implement and manage a new reserving system (ResQ)
Streamline existing data flows and processes for faster, more accurate analysis
Help in ad hoc ERM projects related to the Own Risk and Solvency Assessment (ORSA)
requirement
Tower Group International, Tax Department – New York, NY
Accountant, January 2011 – July 2013
Prepared, filed and maintained a calendar for state premium tax returns
Analyzed transaction cost accounts for expenses incurred during 4 large acquisitions which
resulted in lowering the income tax liability by $9 million
Identified state premium tax credits that generated tax savings of over $1.5 million
Provided support for income tax provisions on both GAAP and STAT basis
Analyzed general ledger tax accounts for income tax reporting purposes
Prepared tax footnotes for statutory financial statements
Computed state premium tax effective rates for accrual and planning purposes
Prepared and filed returns for federal excise tax, sales and use tax, municipal premium tax,
personal property tax, NYC commercial rent tax and other miscellaneous taxes
Re:Sources, Accounts Payable – New York, NY
Financial Analyst, August 2010 – December 2010
Analyzed general ledger accounts on a monthly basis and insured compliance with budget
Compiled and researched data for ad hoc projects
Monitored budget to determine whether allocated funds are being utilized properly
Maintained correspondence with vendors to solve outstanding issues
Survey Sampling International LLC, Finance Department, Shelton, CT
Financial Assistant, January 2009 – May 2010
Worked closely with the Financial Planning team to prepare financial and business related
analysis and research
Developed financial review templates and presentations for creditors and investors
Compiled budgetary and fiscal data for historical comparisons of departmental expenditures
EDUCATION: Manhattanville College, Purchase, NY
Bachelor of Arts, May 2010 Summa cum Laude
Major: Finance (3.95 GPA) Double Minor: Mathematics and Spanish
Universidad Pablo de Olavide, Seville, Spain
Business and Applied Social Sciences, Study Abroad Program, Fall 2008
Scholarships: Chairman’s Award, International Leadership Award, International Community
Service Award, Manhattanville’s Finance Department Rindlaub Award
ACTUARIAL EXAMS: Exam P/1 Exam FM/2
LANGUAGES: Fluent in English and Romanian; Advanced level in Spanish; Basic level in French
COMPUTER SKILLS: Word, Excel (advanced functions, VBA), PowerPoint, Outlook; Lotus Notes; Java Programming;
Windows XP/Vista/7; ResQ; SunGard; Citrix