Certified Treasury Professional, highly analytical, perceptive and reliable

offering advanced knowledge and skills in global cash and treasury

management of MNCs. Hands-on experience in trade finance with successful

background in independent project planning, oversight, and implementation.

Skilled at identifying cost savings, maintaining bank accounts, and serving

as a key corporate liaison between bank accounts, management, and cross-

functional teams. Consistent and insightful with exemplary commitment in

achieving goals efficiently while adhering to regulatory requirements.

Core Competencies

Risk Management Global Cash Management

Financial Modeling Online Banking and Treasury

Services

Corporate Treasury Management Process Analysis and Improvement

Trade Finance Reporting and Presentation

Professional Experience

Air Liquide USA-Houston, TX

Sr. Financial Analyst Nov 2011-Present

. Maintain and review detailed financial models including projected P&L's,

cash flows and balance sheets. Assist in evaluating and forming long

range financial plans

. Monitor and evaluate debt/equity ratio for all business units to

determine borrowing needs

. Track and report cost efficiencies as part of business strategy

. Support and provide guidance to business units on identifying, assessing

and mitigating risks

. Provide support to other departments, including insurance, legal, tax,

commercial, operations and accounting

. Oversee day to day cash management and monthly cash forecasts for the

Americas zone including US, Canada, Mexico, Trinidad, Panama and

Dominican Republic

. Manage external line of credit and intercompany debt for operating

working capital needs

. Negotiate issuance of Letters of Credit and Bonds

. Minimize risks through execution of foreign exchange hedging

. Negotiate with business units, legal department and banks on several

agreements including contract agreements and credit agreements

. Lead property insurance portfolio of $7 billion including annual

renewal, claims and builders risk

. Conduct insurance audits at US plant sites to determine the business

process and safety initiatives

. Provide ongoing support for Mergers and Acquisition initiatives

globally.

* Negotiated insurance settlements with adjustors resulting in proceeds

of approximately $12M

* Streamlined domestic and international bank accounts resulting in

savings

* Conducted strategic reengineering of treasury functions resulting in

efficiencies

* Developed Treasury Handbook and Policies & Procedures resulting in

consistency and efficiency of processes.

Vinmar International Ltd-Houston, TX

Sr. Treasury Analyst Nov 2007-Oct 2011

. Manage centralized global treasury functions

. Manage external line of credit for operating working capital needs

. Manage Import and Standby Letters of Credit and Bank Guarantees

. Minimize risks through proficient execution of foreign exchange hedging

. Negotiate supplier credit lines and review supplier account exposure

. Function as the focal point of contact with multiple banks on various

issues concerning cash management and letters of credit

. Efficiently manage short term and long term cash forecasts and bank

activities reporting which involves analysis of bank balances and

service fees

. Coordinate with the credit team in following up on customer payments

. Manage FBAR reporting to IRS

* Improved the process of opening letters of credit resulting in base

cost savings

* Optimized payment processing through successful implementation of

treasury workstation

* Streamlined daily accounting and treasury-related transactions by

maintaining coordination with back office operations

Starwood Hotels and Resorts Worldwide Inc.-Phoenix, AZ

Cash Management Analyst II Sep 2006-Nov 2007

. Entrusted to manage and streamline daily corporate cash position for US

operations

. Administered and guaranteed timely development of daily liquidity

reports

. Ensured accuracy in pricing through evaluation of bank analysis

statement and monitoring of overall bank fees

. Administered multi-million dollar funding for corporate and property

taxes

. Managed extraction, compilation, and distribution of monthly reports,

which involved short- and long-term cash projections, short-term

investment portfolio, and bank fees analysis

. Managed credit card reconciliation and maintained map files of merchant

IDs for all properties and coordinated with the credit card processors

to ensure receipt of correct BAI (Bank Administration Institute) files.

* Lowered bank fees by implementing procedures for closure of inactive

bank accounts for properties

* Defined key procedures to successfully register around 50 properties

to file and pay taxes electronically

* Enhanced functions for investment purposes by initiating domestic and

international wire/ACH transfers for collection, disbursement, and

concentration of funds

Chemtex Services, Inc.-Wilmington, NC

Financial and Cost Manager Oct 2002-Sep 2006

. Analyzed and administered inter-company cash position, cash flow status,

and pending payments and developed a monthly reporting structure for the

parent company

. Performed cash flow forecasting, which also covers use of revolving line

of credit and investment of excess cash

. Executed FX hedging to reduce Foreign exchange rate volatility

. Directed and maintained efficiency in all banking activities including

opening of new accounts and services, negotiating on charges, and

monitoring of available credit line, among other functions

* Improved efficiency in accounts receivable and collection process,

which resulted in reducing payment cycle

* Sustained support in equipment/service contracts by coordinating with

bank to issue Standby Letters of Credit

* Led month-end closing, including bank reconciliations, accounts

receivable, and inter-company reconciliations and journal entry

Education

(MBA) Master of Business Administration, 2012

Thunderbird School of Global Management, Phoenix AZ

(MBA) Master of Business Administration, 2002

University of Mumbai, India

(BS) Bachelor of Commerce in Accountancy, 1993

University of Mumbai, India

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