CURRICULUM VITAE

POSITION APPLIED: Credit / Treasury/ Financial Analyst Position

Minimum Acceptable Negotiable

Salary:

PERSONAL INFORMATION

Name CRISPIN C. AGUNOS

Address ***** *. **** *****, Denver, CO 80249

E-mail acb8lc@r.postjobfree.com

Landline Number 720-***-****

Mobile Number 720-***-****

Fax Number N/A

WORK EXPERIENCE

Date of Employment From: October 2013 To: January 2014

Name of Employer First Data Corporation/Talent Logic, Inc.

Address 6200 S. Quebec Street, Greenwood Village, CO 80111

Type of Business or

sector Electronic Payment System

Occupation or Position Treasury Compliance Analyst

held

Main activities and Quarterly updating, testing, review of the three

responsibilities processes listed below while maintaining an

internal audit acceptable level of exceptions.

Domestic account opening, modifications and

closing.

International account opening, modifications and

closing.

Addition of users to banking system

Open, close and modify bank accounts.

Facilitate getting approvals, completing both

internal and bank documentation and gather

necessary constitutive documents.

Assist in preparing and analyzing product forecast

and operating plans for bank fees and reconciles

results.

Perform timely and accurate reporting activities

of daily cash positions for domestic and or

foreign bank accounts to ensure optimum funds

availability for investment and or debt reduction.

Establishes and maintain bank accounts under

approved policy guidelines and provides services

to support business unit's bank accounts.

Develop methodology for determining bank fess by

products. Assist in preparing and analyzing

forecast and operating plans for bank fees and

reconciles results.

Prepares a variety of regular and ad hoc financial

reports/ statement for management's review.

Prepare presentation materials including graph,

chart, and data summaries needed for managements

meetings.

Assist in the development of policies, procedures

and control to ensure proper security and audit

compliance. Performs other related duties as

assigned.

Date of Employment From March 2012 To: September 2013

Name of Employer Urban Lending Solutions

Address 11802 Ridge Parkway, Broomfield, CO 80021

Type of Business or Mortgage

sector Mortgage Processor/ Specialist

Occupation or position

held

Main activities and Responsible for processing a variety of loan

responsibilities documentation duties on complex loan packages to

ensure compliance with Company policies and

procedures for mortgage loan products.

Date of Employment From: May 2006 To: August 2011

Name of Employer The Saudi British Bank-HSBC (Private Banking &

Address Wealth Management Department)

Type of Business or 1061 King Abdullah St. corner Olaya St. Riyadh,

sector Saudi Arabia

Occupation or position Commercial Banking

held Credit Review Officer

Main activities and Responsible for the Risk Management (preparation

responsibilities of Business Credit Proposal Summary and Credit

Monitoring and Housekeeping) and Support the RM /

SRM (maintain and exercise control over respective

RM / SRM portfolios, and provide sales support to

their clients)

To support the development of new borrowing

accounts and maintenance of existing portfolio of

high net worth customers who require routine, as

well as complex structured borrowing facilities.

Grows revenue as directed by senior management by

successfully prospecting for new business and

retaining and expanding existing customer

relationships.

Assist RM / SRM in the negotiation of the type of

credit facilities to include the pricing, terms

and conditions. Maintains effective business

relationships with customers to ensure retention

of existing businesses.

Conducts customer interviews to determine

financial needs. Provide clients with a high

level of consultative financial advice by

introducing full range of banking products and

services designed for the needs of affluent/high

end customers

Obtains and analyzes all necessary financial data,

credit reports, etc. to conduct the credit

analysis.

Analyzes current financial statement of borrower

to determine the degree of risk involved before

granting a credit facility.

Prepare a Credit Proposal Summary application

covering new facility request, annual review and

renewal of existing credit relationship including

completion of remarks, comprehensive justification

and recommendation based on its merits i.e.

repayment capacity of the borrower, acceptable and

reliable source of repayment, satisfactory account

conduct and profitability of the relationship and

quality of collaterals offered as a second way

out.

Pro-actively works with the Credit Operations &

Administration for the accurate and timely

completion of required security documentation.

Date of Employment From: April 1999 To: May 2004

Name of Employer The Saudi British Bank-HSBC (Special Asset

Address Management- Credit & Risk Dept)

Type of Business or 112 Al-Dabbab Street, Riyadh, Saudi Arabia

sector Commercial Banking

Occupation or position Senior Credit Analyst

held

Responsible for workout, administration and

resolution of troubled commercial borrowing

relationships assigned to Special Assets

Management.

Prepare Credit Proposal Summary which includes the

front and operational sheets, financial statement

analysis, risk and industry analysis, financial

spreads and projections and credit risk grades.

Approves loans within assigned limits, manages

loan and portfolio credit quality, sources

prospects and develops new customer relationships

Provides financial advice to customers and sells

appropriate bank products and services to those

prospects and clients. Identifies and

successfully capitalizes on cross-sell

opportunities and makes appropriate referrals.

Monitor and manage risk on an ongoing and

proactive basis in order to protect the integrity

of our portfolio.

EDUCATION Bachelor Degree (Business Administration-

Accounting & Finance)

Name of University/ Philippine School of Business Administration

Institute

PERSONAL SKILLS Advance Level in MS Word, MS Excel and MS Power

Point

I certify that the above information is true and correct.

Sgned: Crispin Agunos

CRISPIN C. AGUNOS

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