Tracy J. Moe **** Pinto Street Frederick CO *****

303-***-**** acaf8d@r.postjobfree.com

Project Leader and Lending Professional with extensive finance knowledge in residential, commercial and

construction lending, special projects, and licensing:

Master of Science in Real Estate and Construction Management, June 2013

Sample of Achievements

Point of Contact for $26.6 Million Wyndham Grand Hotel, historic renovation project.

• Oversaw and managed the construction finance budget.

Created a new department to solve work bottleneck in residential closing preparation.

• Increased productivity and reduced transaction time to closing by reducing steps and streamlining

process. Partnered with company president to change employee mindset to facilitate changes in

process.

Created imaging system for financial documentation to comply with regulations governing all

loans offered.

• Researched, procured, and implemented software to move from outdated CD system to updated

imaging system with internet access with needed security.

• Provided disaster recovery, increased efficiency, and value-added service for our owner and

partner credit unions.

Education

• Master of Science Candidate, Real Estate and Construction Management.

University of Denver, Burns School of Real Estate and Construction Management.

June 07, 2013.

Courses: Residential and Commercial Construction Systems, Income Property Finance, Green

building/LEED, Construction Codes and Documents, Legal Issues in Real Estate and

Construction Management, Estimating, Project Management, Residential Development, Energy

Design for Sustainable Development, and Construction Layout and Surveying.

Honors: Beta Gamma Sigma and Alpha Sigma Gamma

• Bachelor of Science, Business Administration, Accounting, and Entrepreneurial Studies.

Minor: Computer Applications. Black Hills State University, Spearfish SD.

Completed December, 2000.

Professional Experience

Project Coordinator (promotion), Mark Young Construction

Frederick, CO July 2013 to Present

• Provide contract administration and job cost accounting for large commercial projects.

• Prepare and process Owner and Subcontractor Invoices.

Project Coordinator Assistant, Mark Young Construction

Frederick, CO August 2012 to July 2013

• Provide coordination between Project Managers, Project Coordinators, and Subcontractors.

Tracy J. Moe, page 2-303-***-**** acaf8d@r.postjobfree.com

Construction Finance Consultant, Self-employed

Longmont, CO April 2012 to December 2012

• Facilitated in the implementation of Elevations CU’s new EnergySmart Financing Program.

• Provided commercial loan review for Elevations CU.

Assistant Vice President of Projects (promotion), Centennial Lending, LLC

Longmont CO July 2011 to April 2012

Main point of contact for all commercial and residential construction loan projects. Licensed to originate

loans in 5 states (NMLS # 216897); monitored all 9 company licenses.

• Reviewed and approved all contracts prior to loan approval; monitored all liens.

• Launched the FHLB program.

• Administered all license functions to ensure compliance with MNLS licensing and State licensing

requirements. Reconciled licensing differences between states; confirmed license approval in

state or out of state.

• Created, monitored, and enforced policies for compliance with federal and state regulations and

statutes.

• Administered FHA servicing audits and audited commercial servicing transactions.

Loan Officer, Centennial Lending, LLC

Longmont CO Nov 2002 to July 2011

• Originated and underwrote conventional Fannie Mae, FHLB, FHA, commercial and residential

construction and land loans; managed annual financial reviews for all commercial loans.

• Processed all commercial and residential construction projects from permit to final certificate of

occupancy by ensuring the costs are within budget and that the project are built in accordance

with the plans and specifications.

• Processed titles and UCC’s for equipment loans; cross trained in accounting and servicing.

• Successfully implemented and administered the file imaging project. Researched, procured, and

implemented software to replace outdated CD system with updated imaging system with internet

access with needed security. The solution provides disaster recovery, efficiency and value-added

service for our owner and partner credit unions.

Volunteer Experience

Planning Commissioner, Town of Frederick CO

Frederick CO Feb 2010 to present

• Review, recommend, and vote on matters affecting zoning for construction, land use codes,

annexations, subdivision plats, master plans and municipal planning.

President of Homeowners Association, Sundial HOA

Longmont CO Feb 2003 to Feb 2005

• Reviewed and addressed issues affecting a community of 189 homeowners. Analyzed the budget

and reviewed financial statements for asset management and expense reduction.

• Monitored delinquent homeowner accounts to determine the best course of action. Lead

meetings monthly in accordance with HOA bylaws.

Software

Microsoft Word, Excel, Project, PowerPoint, Outlook, Access, Adobe Acrobat, Bluebeam, Laserfiche,

Peachtree and Sage Timberline.

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