J I M MY L. T HO MPSON Charlotte, NC ***** Email: aca4c0@r.postjobfree.com

Phone: [c] 704-***-****

CAREER OBJECT IVE

Continuity in career-path as a ‘Senior Mortgage Project Specialist’ in a bank-lending capacity leveraging vast

experience of product knowledge and industry best practices providing leadership and applying critical decision

making.

S UM MARY OF F I NANC IAL BANK ING EXPER IENCE

SunTrust Mortgage Corp. Charlotte, NC 28273 J une 2010-Present

Consumer Di rect Underw riting Project Lead

• Applies leadership and oversight to Underwriting teams ensuring all policies and procedures are adhered

to.

• Administers second sign-off reviews within a credit authority of 1.5 million

• Executes Project tasks as assigned by Sr. M anagement (i.e. Data mapping, SME L iaison to IT, Privacy

Policy, AML compliance.)

• Manages loan pipeline when applicable

• Utilization of Income Calculation tools, Bank document repository & record tracking, automated

u nderwriting engines, AVMs, Desktop reviews, Fraud guard, Choice point, Core logic and other tools

ensuring salability of loan

• Orders desk and field reviews on appraisals to support the subject property value.

• Responsible for t horoughly analyzing & u nderwriting complex loan product types within compliance of

i nvestor and/or agency guidelines up to 1 million dollars. (i.e. Jumbo, FNMA, FHLMC, VA IRRLS, HARP,

Doctor loans, etc.)

• Excellent time management and organizational skills enabling underwriting turn times in accordance

w ith service level agreements

• Provides required services and correspondence to internal business partners as needed (i.e. lock desk,

secondary, originators, processors, f ield offices, legal, insurance providers, appraisers, third party

mortgage companies, borrowers, title companies, etc.)

• Fulfills mandatory compliance obligations via monthly company courses (i.e. AML, Reg Z, Reg O,

document retention, etc,)

Jimmy Lee Thompson Page 1

J I M MY L. T HO MPSON Charlotte, NC 28273 Email: aca4c0@r.postjobfree.com

Phone: [c] 704-***-****

• Possesses extensive knowledge of mortgage loan end to end life cycle

• Critical thinker with strict adherence to deadlines and professional management of special projects.

SunT rust Mortgage Corp. Richmond, VA 23224 J une 2010-Present

Audit/Due Diligence Review

• Responsible for t horoughly analyzing & u nderwriting closed loan files with intent to resolve deficiencies

t hat would otherwise enable secondary market salability. This included multiproduct and cross channel

o riginations (i.e. retail & correspondent loans

• Performed due diligence and re-underwrites and identification of missing documents based on AUS or

manual underwrites requirements

• Responsible for assessing Bank’s current processes, policies and procedures ensuring sufficient adherence

to compliance, federal regulations and multi-guideline mastery

• Analyzed internal departmental workflows performing enterprise level comparisons for architectural

assessments on various projects.

• Coordinated SME interviews, analysis of business process hierarchy, creating and deployment of content

material, identifying training opportunities for existing staff and overall coaching and development for

t he Quality Control Department.

• Worked closely with Shipping, Secondary and Legal teams in obtaining and reviewing additional missing

documents and providing feedback on exceptions identified during re-underwrite.

• Demonstrated effective communication and leadership skills.

• Applied strict adherence to guidelines and compliance regulations

Jimmy Lee Thompson Page 2

J I M MY L. T HO MPSON Charlotte, NC 28273 Email: aca4c0@r.postjobfree.com

Phone: [c] 704-***-****

Mortgage Professional Solutions Atlanta, GA. J uly 2004-2007

M ortgage Process Manager

• Processing loan files by verifying income, employment & residency & updates to AUS (DU & LP);

t horoughly reviewed all aspects of the loan in preparation of underwriting. Ordering loan docs, payoffs,

t itle, appraisal, subordinations, HOI, flood etc. Performing verifications & reverse searches via use of 3 rd

party vendors and or external sites; Maintaining and managing a large pipeline;

Oakmont Mortgage. Atlanta, GA. May 2001 - September 2003

( Part-Time) Loan Processor 2

• Processed loan the data & documents derived from the initial 1003 & Borrower[s]; Data entered info via

use of Calyx Point & DU & LP to prepare for underwriting; Ordered appraisal, titles, flood, homeowners

i nsurances etc; Ordered & executed pertinent loan docs while providing customer svc to all relative

parties & internal departments; Maintained & managed pipeline of 30+ loan files.

ACCOMPL ISH M ENTS

SunTrust: M BA Certification: Mortgage Banking Fundamentals and Underwriting Essentials via Mortgage

Banking Association

SunTrust: Facilitated training leadership and provided new process implementation Due Diligence Dept’s policy

and procedures.

Mortgage Professionals Solutions DBA DD Underw riting : Received promotion to Processing Team

Lead/Implementation Specialist within 6 months of employment.

U S M I L ITARY: Received letter of appreciation for outstanding work for a specific duties & certificate for

outstanding performance in general duties.

EDUCAT ION

-MBA Certification: Mortgage Banking Fundamentals and Underwriting Essentials via Mortgage Banking

Association

U.S. Military Veteran

-Clayton College and State University Information Technology

-Morehouse College Business Administration

-Marine Corps Leadership School

-UPS Supervisor Training Course

ADD I T IONAL JOB SKILLS

DataTrac, Calyx Point, LP/DU, Loan Builder, Microsoft Word and Excel, Core logic reports, PowerPoint, and Excel

& Mortgage Industry Standard Guides/FNMA Guides etc.

Jimmy Lee Thompson Page 3

J I M MY L. T HO MPSON Charlotte, NC 28273 Email: aca4c0@r.postjobfree.com

Phone: [c] 704-***-****

Jimmy Lee Thompson Page 4

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