Information Customer

**** ****** ***** ** *********, TENNESSEE *****

CELL 865-***-**** HOME 865-***-**** ac5ze2@r.postjobfree.com

PHILLIP S. BROWN

AML CONSULTANT/FINANCIAL INVESTIGATOR/FRAUD CONSULTANT

During the past year seven years I worked as an Anti-Money Laundering consultant/investigator on several large scale projects involving global banks. In my capacity as an AML investigator I assisted in formulating policy and procedures to investigate and identify alerts. I assisted in the identification of trends in foreign countries that were used to facilitate money laundering. I investigated international wire activities of bank customers to determine if such activity was indicative of money laundering activity. I was involved in special projects, conducting BAU (Business as Usual), “look-backs”, and EDD (Enhanced Due Diligence) investigations. I analyzed and prepared excel worksheets summarizing international wire activity to facilitate analysis of possible money laundering activity. I prepared daily reports of my findings that were used to support various Suspicious Activity Reports (SARS) on such activity when necessary. I have over 6 years' experience in AML and SAR writing and have acquired in-depth knowledge of AML, Suspicious Activity Reporting requirements, Know Your Customer(KYC), BSA and OFAC regulations.

I was also employed as an IRS Special Agent/Federal Law Enforcement Officer for 26 years. In those 26 years I have had an opportunity to investigate cases covering a broad range of criminal activity including income tax, money laundering, BSA (Bank Secrecy Act), and mortgage fraud. These investigations are both complex and challenging because they often contain multiple violations of different federal statutes, which requires an innovative approach to properly investigate all criminal aspects of the case. Investigating these different types of allegations has allowed me to develop expertise in numerous areas including;

Bank Account Analysis Fraud Scheme Recognition

Legal /Tax Research Interviewing Techniques/Debriefing

Report Writing Complex Financial Analysis

Tracing of Assets & Recovery BSA Outreach Training

WORK OF EXPERIENCE

Robert Half (at Coinbase) December 2017- February 2018

AML Analyst – Analyzing Bitcoin buy/sell requests, performing due diligence and reviewing KYC information; relevant account and transaction data, plus any other required information to assist the investigation.

-Review and analyze underlying data gathered to assess reasonable cause to reject buy/sell requests or to clear.

-Validate KYC information when necessary and make escalations to supervisory team leads when necessary.

Doyle Carden Group (at State Street Bank) July 2016 - November 2016

AML Investigator - provided Bank Secrecy Act/Anti-Money Laundering (BSA/AML) consulting services to financial and commercial institutions under regulatory review for compliance and policy deficiencies. Duties include investigative/analytical expertise regarding Transaction Monitoring and Alert Clearing focusing on broker/dealers and hedge/equity funds. Service also includes assisting clients with the preparation of Investigative Reports for suspicious activity.

Doyle Carden Group (at Discover Financial Services) July 2015 – October 2015

AML Investigator – Duties involved researching credit card transactions to determine business viability of transactions conducted in both medium and high risk countries. I evaluated credit card transactions and customer relationships based on established protocol, identifying issues and escalating for further investigation when necessary.

Dominion Advisory Group (at First Republic Bank) June 2014 – April 2015

AML Consultant/Investigator – EDD & CDD investigations. Duties involved researching detailed information including names and accounts provided by multiple sources to determine business viability of transactions conducted in both medium and high risk countries. I evaluated wire transfer transactions and customer relationships based on established protocol, identifying issues and escalating for further investigation when necessary.

Global Compliance Partners (at RBC Royal Bank) January 2014 – May 2014

AML Consultant Investigator-Investigator/Consultant involved in special projects, lookbacks and BAU (Business as Usual) investigations. Duties involved researching detailed information including names and accounts provided by multiple sources to determine evidence of money laundering activity based on the AML Compliance Office policies and procedures. I assisted in formulating policy and procedures to investigate and identify alerts. I assisted in the identification of trends in foreign countries that were used to facilitate money laundering. I evaluated wire transfer transactions and customer relationships based on established protocol, identifying issues and escalating for further investigation when necessary.

IPSA International (at HSBC) June 2011 – September 2013 AML Consultant Investigator-Consultant involved in BAU (Business as Usual) investigations. Duties involved researching detailed information including names and accounts provided by multiple sources to determine if there is evidence of money laundering activity based on the AML Compliance Office policies and procedures. I evaluated wire transfer transactions and customer relationships based on established protocol, identifying issues and escalating for further investigation when necessary.

I applied appropriate investigation techniques to support AML activities, including research utilizing bank systems, intranet, internet and external vendor solutions as appropriate

IRS-Criminal Investigation

Special Agent/Federal Law Enforcement Officer February 1985 – May 2011

My primary role as a Federal Law Enforcement Officer was to investigate criminal violations of a financial nature including violations of Title 26 (Tax Code), Title 18 (Money Laundering) and Title 31 (Bank Secrecy Act).

I was the lead investigator on numerous money laundering investigations involving bank fraud, mortgage fraud, securities fraud, wire fraud and embezzlement. These types of investigations always involve several different agencies so coordination/cooperation amongst agencies is crucial to ensure a successful conclusion. Investigative perspective is broadened due to exposure to investigative techniques utilized by other agencies. These investigations rely heavily on special investigative techniques such as undercover operations, surveillance, mail covers, and search/seizure warrants so as a result I have had extensive experience utilizing these techniques. These types of investigations heavily emphasize seizures so I have extensive experience regarding the tracing of proceeds/assets subject to seizure.

EDUCATION

University of Tennessee-Knoxville September 1980 - December 1984 Knoxville, Tennessee Bachelor of Science in Accounting

REFERENCES

Available upon request

Contact this candidate