STEPHEN J URSINO

**** *****

Hill Drive

McKinney, TX 75070

214-***-****

Cell

mailto:abp33g@r.postjobfree.com

Key Skill

Experience

Last Used

Business Analyst 5.5 Years Current

Delphi/Empower Developer 5 + Years Current

Oracle / SQL 4 + Years Current

Team Management 10+ Years Current

Software Unit Testing 7 Years Current

Specification Writing 5 Years Current

Mortgage/Financial Industry 7 + Years Current

Use Case Development 7 Years Current

Mortgage Product Specifications 5 Years Current

XML Interfaces 3 + Years Current

SDLC &amp Associated Artifacts 5 + Years Current

IT Technical analysis 10 + Years Current

EDUCATION

Bachelors Degree in Applied Mathematics

California State University, Fullerton (1990); Application fields are Computer

Science, Physics, and Electrical Engineering.

PROFESSIONAL ACHIEVEMENTS

Project

Role

Outcome

Empower LOS Implementation on an

Oracle Database

Client - Loanstream Lead Analyst / BA / and Empower developer Initial system successfully

implemented on schedule in a record setting 60 days. A saving to the client

is immeasurable, but substantial. I implemented code for the marketing

criteria, price adjustments, user GUI, Document generation, Database

structure and design.

Mortgage Product Development.

Conforming, Nonconforming Fixed, ARM, FHA, Expanded Criteria, Expanded

Acceptance

Client - Loanstream Lead Empower Developer Successful Production launch one

week prior to scheduled due date, this translates to savings of $10,000.00

in development Team time. I implemented the Countrywide and RFC product

specifications, and assured the successful turnover of loan products in

secondary marketing.

Escrow Trust Accounting FTP to

trust Bank

Client - DiTech Delphi Developer and Project

Coordinator My team was able to automate the

45 Million Dollar Trust account bank transfer and daily accounting routine,

which was previously an all hand and paper process. This was a time saving

endeavor that compiled data from the Oracle back-end and calculated the

daily trust information for transfer to the bank import system. I personally balanced the trust accounts

by hand daily to acquire expected results data.

Title, Flood, And Credit

Interface

Client - Instafi Empower Developer/ Lead Analyst A highly successful and seamless

upgrade for a mortgage company. Implementation was for the interface to

RealEc and Credco. Compiled requirements from vendor interface specifications, and contributed code to

the project effort.Cost benefit to the client is in the tens of thousands

annually.

Automated Appraisal System and

Appraisal status History

Client - Ameriquest Empower Developer I was one of three developers

assigned to design and provide software solutions to automate the appraisal

request and appraisal data import for the Empower implementation at

Ameriquest Mortgage. Implementation of the system along with an interactive

appraisal status history. Developed GUI, XML Translations, and Empower scripting.

Build Team and secure contract

Client - Homecommings Financial QA Manager Build QA Team and secure cost center contract for transition to client control

Successfully Built team of Five professionals for our contract with the Manufactured Housing Division, and transitioned staff for a

timely hand off to in-house management

Mortgage Product Development. Conforming,

Nonconforming Fixed, ARM, FHA, Expanded Criteria, Expanded Acceptance

Client - Loanstream Analyst and Empower Developer Compiled Software specifications

from investor guidelines, and implemented code in Empower leading to a

Successful Production launch one week prior to scheduled due date, this

translates to savings of $10,000.00 in development Team time. I implemented

the Countrywide and RFC product specifications, and assured the successful

turnover of loan products in secondary marketing.

On-line document package retrieval

Client - DiTech Analyst Upon

completion, mortgage customers were able to download the loan document

packages on their own while they were still on the phone with their loan

officer. This resulted in faster closings, and an approximate savings of

$18,000.00 per month in outgoing FedEx charges. Coordinated testing efforts

and documentation for a team of three analysts

Fedex Kinkos, Dallas, Texas 3 mo. contract extrended(via Insight Global, Inc.)

October 2007 Present

Sr. Business Analyst

Provide complete support for the new initiative team in the documentation of the Machine Ticketing Automation project.

Duties include organizing internal focus group and core IT team group sessions for design and business rule creation.

Develop the scope document and secure team signoff.

Produce diagrams for the existing process flow, as well as the proposed process flow.

Compose the functional specification document and presentation.

Organize and conduct field surveys and field functional workshops in order to hammer out the gap between business needs and IT capabilities.

Lending.com, Dallas, Texas

June 2007 September,2007

Sr. Mortgage Business Analyst

Designed Product pre-qualification engine and Business Rules Management System using metadata on a SQL backend to implement engine-decision protocols.

Adapted metadata engine to accommodate pricing requirements resulting in a comprehensive pricing engine solution for front-facing web site, the Loan Officers sales portal, and the in-house Loan Origination System.

Researched & Composed technical documentation for offshore .NET interface development for components of a mortgage sales portal

Designed and developed Pearl Script import tool for excel based rules, adjustments, and rates upload to the database.

Headstrong Global Consultancy, Dallas, Texas (Formerly James

Martin & Company)

October/2006 June 2007

Sr. Mortgage Process Analyst- 2 mo. Contract Extended

Define and develop training materials mortgage loan originations, processing, underwriting, closing, shipping, and funding practices.

Assist in sales calls to potential mortgage practice clientele in effort to sell originations process assessment services.

Serve as Loan originations subject matter expert for face-to-face client meetings and collaborate with business partners to integrate current practice disciplines to the new market space.

Prepare Statements of work and cost estimates for both in-house and offshore development and assessment personnel for mortgage related work within the United States.

AmSouth Bank, Birmingham, Alabama(Galagher Systems, Inc.)

May/2006 August 2006

Sr. Mortgage Process Analyst - 3 mo. Contract

Providing Delphi scripting and code solutions for system enhancements and rollout defect correction.

Providing code support for data extraction to data warehouse and excel report generation modules.

Prepare technical and functional specifications for software change requests from the business unit.

RBC Centura Bank, Rocky Mount, North Carolina (Edge Services Contractor)

1/2006 - 5/2006

Sr. Empower Delphi Developer / Mortgage Analyst - 3 mo. Contract - extended

Successfully implemented Empower Scripting for Forms design, database manipulation,

Loan Product specification for Countrywide product line, and Maintenance and Enhancements.

Performed Product analysis comparing existing

system implementation with loan product specification for all countrywide products in the loan plan setups.

Empower Workflow Setups and Scripting, and Vendor Interface management. Build and implement test plans and use case scenarios for mortgage application

enhancements related to Countrywide FNMA Products.

Enhancements include Marketing criteria, price adjustments, max loan, max ltv, and price matrix selection, as well as MI

table configuration for Portfolio loan products.

Built and documented use case and test case scenarios for historical pricing, manual adjustments and marketing criteria

overrides, as well as investor specific rate lock extentions and the associated

adjustments.

Tools include PLSQL, SQLMON, And proprietary Database Management System

tools. PVCS Version manager and PVCS Tracker. Lotus Notes, DELPHI 6, and

Empower.

Ameriquest Mortgage Data Services Orange, California (Eastridge

Infotech Contractor)

5/2005 - Present

Sr. Empower / Delphi Developer / Analyst - 6 mo. Contract

Successfully implemented Empower Scripting for Forms design, database

manipulation Loan Product Maintenance and Enhancements, Empower Workflow

Setups and Scripting, and Vendor Interface management.

As part of the Empower Boost team I am Optimizing Empower scripts for

Business Rules, Function Items, Workflow Scripts, and Document Scripts

Development and testing in Windows 2000 and Windows 2000 Server Software

platforms. Database was Oracle 8i Connectivity using BDE and ODBC.

Tools include PLSQL, SQLMON, And proprietary Database Management System

tools. PVCS Version manager and PVCS Tracker. Lotus Notes, DELPHI 6, and

Empower.

Pulte Mortgage Denver, Colorado

9/2004 5/2005 -

Sr. Empower Programmer - 3 month Contract / Extended twice

Telecommuter

Redesigned Pricing engine and rate lock functionality within Empower as

part of the One System Project

Successfully implementing Empower Scripting for Forms design, database

manipulation Loan Product Pricing and extended Rate Lock Development,

Business rules, and custom form development. data/GDD mapping, Empower

Workflow Setups and Scripting,

Development and testing in Windows 2000, XP and Windows 2000 Server

Software platforms.

Client Platform is Windows 2000, XP Professional using SQL SERVER 2000

Database Connectivity using BDE and ODBC.

Tools include PLSQL, SQLMON, And proprietary Database Management System

tools, and the Empower IDE.

Ameriquest Mortgage Data Services Orange, California (

Eastridge Infotech Contractor)

10/2003 - 4/2004

Empower / Delphi Developer - 6 mo. Contract

Successfully implemented Empower Scripting for Forms design, database

manipulation Loan Product Development, VMP document, and custom document

creation, data/GDD mapping, Empower Workflow Setups and Scripting, and

Vendor Interface management. Built XML transformations for RealEc Vendor

integrations.

Development and testing in Windows 2000 and Windows 2000 Server Software

platforms. Client Platform was Windows 2000 Professional.

Database was Oracle 8i Connectivity using BDE and ODBC.

Tools include PLSQL, SQLMON, And proprietary Database Management System

tools. PCVS Version manager and PCVS Tracker. Lotus Notes, DELPHI 6, and

Empower.

Loanstream, Inc.

October 2002 May 2003

Lead Empower / Delphi Developer; Mortgage Systems Analyst

During time with Loanstream, Inc., played a dual role as an Empower

Developer and Lead Mortgage Software Analyst.

The main focus of efforts was the establishment of product selection

criteria logic for over 80 mortgage products and the design and

implementation of the Empower forms for user interaction and access to the

product decision engine.

Successfully implemented Delphi code and Empower Scripting for Forms

design, database manipulation, pricing setups, marketing criteria, and

stratification matrices for Loan Product Development, VMP document, and

custom document creation, data/GDD mapping, Empower Workflow Setups and

Scripting, Vendor Interface management, and fee table structure development

against a SQL Database

Ceira Technologies, Inc.

February 2000 October 2002

Senior Analyst/ Delphi/Empower Developer

As an Empower Developer I provided software solutions on more then 10

projects for four clients

On both Oracle and SQL backend databases.

Took lead Delphi role on legacy systems projects

Took a proactive interest in contributing to the development of the other

team players, as well being the driving force for quality documentation with

other project team members by implementing the project specifications in our

phased deliverable methodology.

Worked with the project managers, technical lead, Quality Assurance

Analysts, and project developers to achieve cost-effective, robust

solutions.

Trained the client's personnel and conducted demonstrations of our

software for our clients.

Maintained and provided oversight for the project defect-tracking status

information using Star Team, PVCS Tracker, and Test Director software.

Comptek PRB Associates, Inc.

December 1997 February 2000

Delphi Programmer/ Analyst

As a software programmer / analyst, provided code generation and support

to the Electronic Warfare Division for the AE-6B Increased Capabilities

project.

Developed Object Oriented code generation in Delphi 4,5, with integration

to existing C interfaces.

Developed and maintained the Interface Design Document, and the related

MS Access database for build 1.

Also served as the Alternate Communications Security Officer for the

Office, and represented the company at the National Security Agency

Conference.

Nomad Environmental

October 1992 November 1997

General Manager/ Principal Consultant

As the general manager and principal consultant, assisted clients from

school districts, insurance companies, homeowners, and agencies of the

federal government.

Served as the lead project manager for large-scale projects, in which I

personally managed teams of over forty.

As Project Lead, I delivered project from design, cost analysis, and bid

selection, through purchasing and logistical support.

I Acted as the on-site project manager for the day-to-day operation of

the project, as well as being a client liaison.

Prior to Nomad, was on staff with ATC Environmental Services.

TECHNICAL SUMMARY

Empower Integrated Development Environment, SQL Databases, Oracle Databases,

Delphi 4,5,6 (Object Pascal), C, Basic, Fortran, Pascal, some C++, Ada

83/95(Unix and NT Platforms), Embedded SQL (Unix, Windows 2000, and NT

Platforms), Stored Procedures (Paradox, SQL, and Oracle) Windows, HP Unix, and

AS400 Platforms.

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