*rd Howard Davies

CA Mortgage Broker, Specialist, Loan Officer

Location

San Francisco Bay Area

Industry

Real Estate

Overview

Current

CA Mortgage Broker, Mortgage Specialist and Consultant, Home Loan Advisor at Mortgage

Market Inc

.

Home Loan Specialist, CA Mortgage Broker, Mortgage Specialist and Consultant at Howard

Davies & Associates

Past

CA Mortgage Broker, Home Loan Advisor, Mortgage Specialist and Consultant, at AccessPlus

Mortgage

Mortgage Specialist and Consultant, Home Loan Advisor, CA Mortgage Broker, at Asia

Pacific Group

Education

Allied Real Estate School

Recommendations

15 people have recommended Howard

Connections

500+ connections

Websites

Visit my blog

Follow me on Twitter

cahomemortgage

Public Profile

http://www.linkedin.com/in/howarddavies

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Summary

Mortgage Broker San Francisco Bay Area.

Who I Am:

Client focused San Francisco Bay Area Mortgage Specialist and Consultant. Home Loan

Advisor. My philosophy is to always put YOUR interests first. It really is that simple.

Who I Help:

Someone like you who is looking for free California Home Loan advice from a seasoned

client-focused Mortgage Specialist and Consultant.

You may live in the San Francisco Bay Area or somewhere else in CA. You may be a Realtor

or a consumer looking for quick answers and help.

Check out my FREE book: "Mortgage Shopping Secrets" at www.howardEdavies.com and and

learn secret mortgage and business credit tips at: www.howardEdavies.com Wherever you live

in the US the information will help you become a more informed, savvy consumer.

How I Help You:

Use me as a resource. Call me toll-free at 888-***-**** with any California home

mortgage questions. Being a licensed Bay Area licensed Mortgage Broker, Specialist and

Home Loan Consultant my goal is to give more than I receive and put your interests above

all others.

Referrals are always welcome!

Howard Davies

www.howardEdavies.com

Cell: 925-***-****

Email: abowwz@r.postjobfree.com

Mortgage Broker Consultant San Francisco Bay Area Home Loan Advisor and Specialist

Specialties

CA DRE Licensed Mortgage Consultant,

CA NMLSLicensed Mortgage Consultant,

San Francisco Bay Area Mortgage Consultant

CA DRELicensed Mortgage Broker

CA NMLSLicensed Mortgage Broker,

San Francisco Bay Area Mortgage Broker

Experience

CA Mortgage Broker, Mortgage Specialist and Consultant, Home Loan AdvisorMortgage Market Inc.

September 2009Present (2 years 11 months) San Francisco Bay Area

Howard has 15 recommendations (2 co-workers, 4 clients, 9 partners) including:

Tom V.

Edward P.

Home Loan Specialist, CA Mortgage Broker, Mortgage Specialist and ConsultantHoward Davies & Associates

June 2006Present (6 years 2 months) San Francisco Bay Area CA

CA Mortgage Broker, Home Loan Advisor, Mortgage Specialist and Consultant,

AccessPlus Mortgage

20032009 (6 years) San Francisco Bay Area Mortgage Broker

Mortgage Specialist and Consultant, Home Loan Advisor, CA Mortgage Broker,

Asia Pacific Group

19982003 (5 years) San Francisco Bay Area

Mortgage Broker San Franciso Bay Area

Skills & Expertise

Mortgage Lending

Real Estate

Refinance

Investment Properties

Investors

Mortgage Banking

Loans

Loan Origination

Residential Mortgages

First Time Home Buyers

Home Equity Loans

Certified Mortgage Planning

Reverse MortgagesResidential Homes

Education

Allied Real Estate School

Real Estate Principles

California Real Estate Brokers license (01232951). National Mortgage Licensing System

(274558)

Mortgage Broker San Francisco Bay Area

Recommendations For Howard

CA Mortgage Broker, Mortgage Specialist and Consultant, Home Loan Advisor

Mortgage Market Inc.

Howard - We have always been delighted with the service we have received from you since

the first time we pursued a refinance of our home mortgage with you in 1998. Our most

recent refinance experience was no exception. You promised us a no cost / no fee loan.

Although I was skeptical at first, you delivered on that promise. In fact, we even

received money back in escrow! Our loan has funded and we can now proceed with our home

improvements. As always, you have been a pleasure to work with and I will wholeheartedly

recommend you to others who have refinancing needs in the south bay. Thanks for your help

and for making this (much more challenging loan approval process these days) easy for us.

Best wishes for continued success, Tom Van Cleave July 13, 2012

Top qualities: Great Results, Personable, High Integrity

Tom V.

hired Howard as a Mortgage Broker in 1998, and hired Howard more than once

In two different homes, over 30 years, I have refinanced multiple times. Sometimes there

were surprises; extra closing costs, the loan not closing, or the lock expiring. I have

refinanced my current home loan about 6 times with Howard and have never had any

surprises! I have never used another broker since. Every transaction has been simple,

clear, and accurate; with no surprises. Howard is a broker you can trust. June 13, 2012

Top qualities: Great Results, Expert, High Integrity

Edward P.

hired Howard as a mortgage broker in 2002, and hired Howard more than once

We worked through Howard on two refinances in early and late 2011. On both we closed on

schedule with no surprises and at the agreed upon terms. At every step of the way, Howard

kept us informed on status, answered any and all questions in a very timely manner, was

very personable, and very trustworthy. The fact we went back to Howard for a second refi

says it all! In fact, with rates where they are now, we may well be working with Howard

again very soon. June 11, 2012

Top qualities: Great Results, On Time, High Integrity

3rd Keith T.

hired Howard as a Mortgage Broker in 2011, and hired Howard more than once

We have used Howard to refinance our home mortgage two times, and both times we were

pleased and impressed by how effortless the process was for us. Howard goes above and

beyond the call of duty for his clients, providing us with consistently excellent

information and service. I heartily recommend Howard to anyone requiring financial

information and/or services. June 8, 2012

Top qualities: Expert, Good Value, High Integrity

Thomas B.

hired Howard as a Mortgage Broker in 2010, and hired Howard more than once

Howard is a quality individual. I've known him since 2006 as a commercial loan broker.

He's also attended one of my Apartment Investing Mastery Boot Camps. We've stayed in touch

over the years. He is meticulus in his interactions with me and my clients. I would highly

recommend Howard for his attention to detail regarding the loans he originates and his

comprehension of Apartment/Commercial financing. July 7, 2011

3rd Anthony C., Owner/Member, Apartment Mentors/Success Classes/A & S Properties

was with another company when working with Howard at Mortgage Market Inc.

Howard brings a high level of integrity into an industry that is not always that way -

when it comes to mortgages and refinances you want someone you can trust - you can trust

Howard to have YOUR best interests in mind, and truly take care of you. I highly recommend

working with Howard for all your mortgage needs. PS: read his free book: Mortgage Shopping

Secrets! for great insider info. February 14, 2011

3rd Roger M., Owner, Beyond Belief

was with another company when working with Howard at Mortgage Market Inc.

Howard is a professional in his field. He is no stranger to hard work and someone I'm

proud to call a good colleague and friend. Despite being a "Northerner", I'm happy to

recommend Howard (even with his strange accent) June 25, 2009

3rd Stephen J B., District Manager, ADP

was with another company when working with Howard at AccessPlus Mortgage

Great to be part of Howard's trusted network! Always a pleasure to be professionally

associated with a consummate professional of great caliber! Highly recommend to all

others. Thank you. May 27, 2009

Steven B., Founder, President & Philanthropist, Burda Consulting Co.

was with another company when working with Howard at RJV Financial

Howard has excellent people skills and has the talent to make you feel comfortable with

his products. He is a trustworthy associate and great person to buy from! November 21,

2008

Joe M., Senior Mortgage Consultant, Land Home Financial Services

worked with Howard at Howard Davies & Associates

Howard is professional and personable. He is easy to talk to and a great listener. I

would recommend Howard to anyone wanting to work with a knowledgeable individual who puts

your needs first and foremost. September 12, 2008

3rd Victoria B., Furniture Sales, Space Planning/Design, Workspace Innovations

was with another company when working with Howard at Howard Davies & Associates

Howard and I have joined forces to come up with ideas of how to market to similar

clients. I found Howard to be creative, forward thinking and a great resource! September

5, 2008

3rd Terry M L., Owner/Manager, V2K Window Decor and More

was with another company when working with Howard at Howard Davies & Associates

Howard is a great business man. Not only does he take the time to meet with clients and

get to know them, he also is an advocate about learning other people's business, and

generating referrals. August 18, 2008

Peter A., Senior Financial Associate, Dunakin Investments

was with another company when working with Howard at Howard Davies & Associates

Howard is the type of person you want to deal with. He is honest, reasonable, and

straight-forward, He knows his business and he is persistent but not pushy. Howard is just

a very pleasant person to be around and is someone that is very easy to like right away.

August 18, 2008

3rd Dave B., VP of Sales, Stedim

was with another company when working with Howard at Howard Davies & Associates

I had the pleasure of meeting Howard while my Wife and I were working as a Mortgage

Planners with Lawson & Associates. Howard's sincere desire to help others was the perfect

match to commitment to provide the highest level of service and follow up with our

Clients.

Howard's suggestions, support and services were key to us maintaining strong

relationships. I highly recommended Howard to help you build and maintain your business.

I wish you all good fortune in building your business's.

Scott Hogg August 16, 2008

Scott H., Mortgage Planner, Lawson & Associates

was with another company when working with Howard at Howard Davies & Associates

Howard and I met for the first time in 1996. Through the years

we have worked together on real estate related transactions. Howard is knowledgeable and

thorough, honest and personal.

I can highly recommend him and his company.

Doug Snyder

Mason Douglas RealtyOwner/Broker

1-866-***-**** August 13, 2008

Doug S., Broker/Owner, Mason Douglas Realty

worked directly with Howard at Howard Davies & Associates

Additional Information

Websites:

Visit my blog

Follow me on Twitter

cahomemortgage

Interests:

Manchester United Football Club, self development, non fiction books,

Groups and Associations:

B2B Gathering networking group, East Bay Association of Realtors

All for ONE: Executives, Consultants, Marketers & Networkers Join

LION500.com (Open Networkers) Join

LION Worn with Pride! [Choose wisely ... ] Join

Real Estate & Mortgage Pros Join

Renovating Realtors Join

Sales Best Practices Join

Social Media Marketing For Real Estate & Mortgage Join

Top Connected Facebook- ONA Join

Top Connected Open Networkers - ONA Join

TopLinked.com (Open Networkers) Join

Worldwide Association of Professional Dreamers Join

Honors and Awards:

1998 USA Rookie of the Year Award Runner Up in Mortgage Originator Magazine

Contact Howard for:

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Howard s Activity

Howard Davies was recommended by Tom Van Cleave, Howard - We have always been delighted

with the service we have received from you since the first ti...

Read more

1 day ago

Howard Davies was recommended by Edward Paluch, In two different homes, over 30 years,

I have refinanced multiple times. Sometimes there were surpr...

Read more

7 days ago

See more Activity "

How you re connected to Howard

You

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