John Bradford Thomas
*** **** ****, ********* ** ~ Raleigh, North Carolina 27609 ~ Home: 919-
***-**** ~ *********@*****.***
Summary of Qualifications
Dedicated, goal-oriented Credit Analyst with a solid background of
experience in a variety of industries. Highly analytical, innovative, and
organized with a history of accurately assessing complex business and
financial information to produce sound recommendations and practical
strategies for improving results. Outstanding communication, negotiation,
and interpersonal skills that result in productive business relationships.
Independent self-starter and natural leader that develops cohesive teams
and fosters collaborative efforts. Strong critical thinking, problem
solving, and time management skills with proven success handling multiple
responsibilities and projects in high-pressure environments. Knowledgeable
and skilled in:
( Research and Analysis ( Corporate Finance ( Statements and
Reports
( Project Management ( Forecasting and Modeling ( Client
Relationships
( Accounting Functions ( Audits and Reviews ( Process
Improvement
Professional Experience
eaton CORPORATION, Raleigh, North Carolina 2003 - 2010
Credit Analyst
. Held accountability for minimizing risk related to a client portfolio
valued at more than $50 million in annual sales for a Fortune 200
company.
. Conducted in depth analysis on potential clients to establish parameters
for lines of credit that involved thorough reviews of credit reports,
financial statements and bank & trade references.
. Enhanced collection efficiency by 17% across the Mid Atlantic Region and
12% across the West Coast Region by developing effective collection
strategies.
. Increased cash flow $275,000 by utilizing Six Sigma to improve key
business processes.
. Tracked monthly collection activity on accounts with balances in excess
of $100,000 and recommended actions to ensure timely receipt of
payments.
. Reviewed aged items for possible legal action or write off and made
recommendations to Credit Managers and Controllers.
. Limited financial risk through joint check agreements, standby letters
of credit, personal guarantees and liens.
. Partnered with Sales Representatives and Customer Service team to
quickly resolve disputed balances for customers.
. Selected to serve on the team that created a comprehensive training
program and manual for new employees.
. Improved collection on service contract invoices and reduced contract
cancellations by leading a cross-functional project to define issues and
implement positive process changes.
. Managed a project to analyze interaction and agreements with major
distributors and implement controls to reduce the number of deductions
claimed by partners.
. Accurately reported month end financial results for regions of
responsibility enabling management to track profitability of business
unit.
. Analyzed complex financial, business, and market information to prepare
accurate monthly cash forecasts.
elinvar, Raleigh, North Carolina 2002 - 2003
Contract Accounting Specialist
. Completed assignments with various companies as a contract accounting
specialist, delivering exceptional service and support while adapting
quickly to new and changing environments.
. Assisted clients with establishing new systems and implementing
improvements to existing processes.
computer horizons corporation, Raleigh, North Carolina 2001 - 2002
Contract Credit Analyst
. Provided a high level of support while assigned to Sony Ericsson's
mobile communications business division.
. Performed a complex audit on a major account, investigating claims that
Sony Ericsson owed approximately $1 million for product returns and
refunds going back over a period of 18 months and identifying errors
that resulted in a savings of $300,000.
John Bradford Thomas Page Two
Professional Experience
(Continued)
telerent leasing corporation, Raleigh, North Carolina 2000 - 2001
Senior Portfolio Administrator
. Protected company interests by expertly managing a multi-million dollar
portfolio of credit accounts.
. Reduced losses from delinquent accounts by proactively identifying
issues affecting payments, devising effective solutions with clients to
bring accounts current and working closely with attorneys to negotiate
settlements or initiate legal actions when necessary.
merisel americas, inc., Cary, North Carolina 1999 - 2000
Financial Services Representative
. Analyzed business clients to develop credit strategies and agreements
that met their needs without exposing the company to excessive financial
risk.
. Partnered with sales and credit teams to process and release customer
orders.
. Investigated and resolved disputed invoices and client concerns, as well
as collected on accounts.
. Improved cash flow by working with other departments to establish sound
controls and developing effective processes and approaches for quickly
collecting on accounts.
checkcare systems, Garner, North Carolina 1997 - 1999
Collections Supervisor
. Oversaw the processing and posting of client payments.
. Prepared daily cash reports and bank deposits, verifying accuracy and
completeness of information.
. Drove team performance that exceeded goals on a consistent basis by
hiring highly qualified candidates, expertly training staff, and
assigning tasks based on individual strengths.
. Started out as a Collections Agent and earned a rapid promotion in just
six months based upon performance.
Education
university of north carolina at Wilmington, Wilmington, North Carolina
1996
Bachelor of Science in Business Management
Certifications
Six Sigma Greenbelt Certification - Eaton Corporation 2006
Computer Skills
Proficient with: Oracle, SAP, Word, Excel, PowerPoint, Outlook, AS/400,
Metrix, QAD, Vista and Millennium