Jeffrey S. Brooks *** Piedmont D
Delray Beach, Florida 33484
abkyk4@r.postjobfree.com
_______________________________________________________________
Loan Underwriter/Credit Analyst /Processor
Decisive, analytical professional with expertise in home improvement loans.
Ability to process and analyze credit applications in a timely and
efficient manner.
Profile
Experienced in providing Consumer Loans to perspective applicants. Ability
to interview perspective applicants and diplomatically address concerns
regarding their Home Improvement Loans.
Core Strengths
. Quality Customer Service
. Lender/Dealer Relations
. Consumer Loan Underwriting
. Verifying Loan Stipulations
. Efficient Credit Analysis
Achievements
Received numerous Dispatcher of the month awards.
Promoted to Assistant Dispatch Manager.
High percentage of payoff rates on underwritten loan applications.
Customer service awards for the highest amount of booked appointments.
Incorporated into the Funding Department for duel underwriting and
verifying skills.
Professional Experience
Service Finance Co. LLC, Loan Underwriter, Boca Raton, FL, 2005-2009
Underwrite home improvement loans to perspective applicants. Processed
auto loan applications. Verified loan stipulations with the applicant
and their dealer in order to expedite funding of the loan.
. Efficiently and accurately producing underwriting services and
caseloads with
ease.
. Analyzed credit to determine applicant credit worthiness.
. Made credit decisions within acceptable service level by working
with the
applicant's dealer.
. Worked diligently for the applicant to provide a fair and
equitable loan.
. Verified applicant stipulations in an efficient and timely
manner.
. Conducted interviews with the applicant to explain loan terms.
Jeffrey S. Brooks
Marathon Construction Company, Customer Service/Finance, Boca Raton,
FL 2002-2005
Provided quality customer service to perspective customers. Worked
with outside lenders to provide in house finance for our customers
resulting in generating sales and company profits.
. Assisted customers with various issues by working with them and
providing excellent customer service and satisfaction.
. Worked with outside lending companies to provide home
improvement loans to
customers. This program helped to increase company profits by
30%.
. Pinpointed solutions with customer warranty issues.
United Air Comfort Inc., Dispatch/Finance, Ft Lauderdale, FL, 1997-
2002
Routed technicians to their assignments in a timely manner. Provided
clear directions to save time and guarantee on time arrival. Notified
customers if technicians were running behind schedule.
. Due to my abilities promoted to Assistant Dispatch Manager.
. Called customers and confirmed general arrival times.
. Maneuvered technicians with alternate routes in case of traffic
problems.
. Rerouted jobs in order to cover technician shortages.
. Assisted technicians with phoned in credit applications. Worked
with the outside
lender in order to provide 100 % financing to qualified
applicants.
. Trained new dispatchers how to route technicians and reschedule
jobs.
. Trained dispatchers to work with the outside lender in order to
provide in house
lending.
Education/Training
Michigan State University, East Lansing, Michigan
Bachelor of Science, Packaging Management
Wolters Kluwer Compliance University-Underwriting Laws and Guidelines,
2008
Wolters Kluwer Compliance University-Underwriting Laws and Guidelines,
2006
Gold Coast School of Real Estate, Mortgage Broker Course, 2002