K. Stephan Joseph

abk5cb@r.postjobfree.com

*** ******** **.; Acworth, GA 30102 - 678-***-****

Summary:

Demonstrated cross-functional experience in project management,

credit/financial analysis, contract negotiations, training

administration, and market analysis

EDUCATION:

. M.B.A., J. Mack Robinson College of Business - Georgia State

University, Atlanta, GA - May 2009

. Bachelor of Science, School of Business and Industry (S.B.I) - Florida

A&M University, Tallahassee, FL - May 2000

PROFESSIONAL EXPERIENCE:

AMBLING COMPANIES - $57.4M Real Estate Construction Company

March 2010 - Present

Finishing Superintendent, Valdosta, GA

. Assumed additional responsibilities as an Assistant Superintendent

prior to the construction finishing stage

. Worked on small construction projects as needed to avoid the cost and

time lag created by change orders

. Facilitated the completion sub-contractor job scopes to ensure

continuous and timely work completion

. Created "As Built" blue prints for underground electrical and

telecommunication lines

. Managed the completion and turn-over of 132 of 264 units and related

amenities of a $21M - multifamily project

. Scheduled and supervised on site personnel/sub-contractors throughout

the punch process

. Created punch lists and managed quality control throughout the

completion of each punch list item

PRO-DEVCORP, LLC - Bank Foreclosure/REO preservation services

March 2009 -Feb 2010

Owner/Manager, Atlanta, GA

. Conducted cost analysis on new work orders to determine profit margins

prior to job acceptance

. Recruited and trained three(3) work crews to perform biweekly property

maintenance services

. Planed and coordinated daily strategies to assure all work orders were

completed quickly and at a minimal cost

. Implemented a QC process to insure proper and timely completion of

work orders by each work crew

. Formulated bid estimates for non-routine repair issues to bring

properties to reasonable sale condition

MICHALSEN OFFICE FURNITURE - $1.8M Retail Business & Retail Space Leasing

May 2007 - Aug 2009

Project Manager (contract seasonal position), Rockford, IL

. Managed $515,000 of tenant space build outs for Michalsen Office

Furniture, GoodWill, and IAC Insurance, American Family Ins., and

Steps of Grace Dance Studio

. Managed a ten(10) man crew through various simultaneous tasks to

ensure timely completion of the projects

. Consulted tenants on interior design flow to optimize usable space and

maximize its functionality

. Coordinated materials purchasing and other expenses to remain within

budgetary constraints

METRO BROKERS FINANCIAL - $177M Mortgage Broker July

2005 - Dec 2006

Senior Loan Officer, Atlanta, GA

. Originated $22.05M in Conventional, FHA and VA residential loans with

an approval rate of over 98%

. Provided credit counseling/repair services to strengthen buyers'

ability to qualify for various loan programs

. Educated residential and commercial clients interested in real estate

investment and property management

. Designed and facilitated First Time Home Buyer's Seminars to educate

buyers and agents on the mortgage financing process

ASSOCIATED BANK, N.A. - $21B National Retail/Commercial Bank

March 2002 - July 2005

Residential Loan Officer, Rockford, IL

. Originated $40.8M in Conventional, FHA and VA residential loans with

an approval rate of 93%

. Conducted in-house loan closings for all refinance transactions to

reduce costs and streamline the closing process

. Trained new loan officers on origination software, data analysis, and

product placement procedures

TECHNICAL SKILLS:

Proficient in Microsoft Office applications (Word, Excel, Access, Power

Point, Project, QuickBooks), SAP, Argus, and various other computer

software

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