MICHAEL J. FITZSIMMONS

**** ******* ***.

St. Louis, MO 63116

Cell Phone 314-***-****

Email: ab9zv2@r.postjobfree.com

QUALIFICATIONS

Over nine (9) years of experience servicing a full small business loan portfolio consisting

of both local and federal funding sources including CDBG, EDA and SBA as well as

servicing a large agricultural loan portfolio and many years of general office experience.

Successful writing and computer skills related to general office duties. Strong general

communication skills and familiarity and experience with the business community of St.

Louis, MO. Skills and experience using several industry specific accounting and

commercial lending software programs including Mars, an Oracle based accounting

system and Loan Management System, a Windows based system for government

agencies.

EDUCATION

1994 Bachelor of Arts – English, University of Missouri – St. Louis

Emphasis on English literature, writing and business writing.

EMPLOYMENT

8-2012 – 11-2012 Contract Mortgage Loss Mitigation Spc 1, US Bank – (St. Louis)

Worked as a Relationship Manager for a residential loan portfolio.

This position served as a single point of contact for any borrowers

whose accounts were eligible for loss mitigation, active in loss

mitigation or in the foreclosure process. As an RM I was

responsible for managing the borrower relationship throughout

the entire delinquency or imminent default resolution process.

10-201*-*-**** Contract Office/Compliance Manager; Ability Building &

Restoration – (St. Louis) Managed small subcontractor

construction office. This position required regular daily office

management and coordination. This involved weekly tasks

including payroll and timesheet preparation, employee and labor

union inquiries and certified payroll preparation. Also was

involved with some contract review as well as coordination with

Federal, State and Local certifications. I also prepared all Change

Orders in this position and did follow up for business proposals as

well as many other small office tasks such as handling phones,

monitoring office supplies, running errands and office equipment

maintenance.

6-201*-*-**** Contract Associate; Landsafe Title (A Division of Bank of

America) – (St. Louis) I worked in the subordination department

of Bank of American handling 3rd party lender requests for

subordinations. This involved heavy document investigation and

retrieval as well as research into different loan types for home

lending services including MHA and FHA programs as well as

other loan product types. I also was responsible for production of

subordination documents with certain lenders. The position

required the ability to multitask and work independently at a fast

pace. Heavy computer experience was needed and gained along

the way in this position. I used two large loan databases that were

specific to Bank of America.

Administrative Assistant; Allied Realty Group (St. Louis) Handled

6.2009.8.2009

the telephones, scheduling of property showings, taking of work

orders and general office duties for a very busy property

management company. I also did filing and reporting of tenant

complaints for which there were numerous complaints and also did

some property showings. This position used Microsoft Outlook

heavily as well as some Microsoft Word. This position used a data

-base called Tenant Pro.

9-200*-*-**** Loan Specialist; Rabo Agrifinance, (St. Louis) I serviced a full

agricultural loan portfolio across 37 of the western United States

for the home office of a U.S. agricultural lender. I was responsible

for daily reconciliation of accounting records, payment posting via

check, wire transfer, direct debit, electronic payment and lockbox

transmission as well as the daily bank deposit and monthly closing.

I was responsible for generating paperwork to start release

documents for paid off loans as well as applying funds for paid off

loans as well as numerous other loan maintenance record keeping

duties and general office duties. Continued experience in

Microsoft software as well as the MARS Loan Management

system, an oracle based accounting software program.

2000 – 2006 Loan Portfolio Manager, St. Louis Development Corporation, (St.

Louis) I serviced a full small business loan portfolio for the Local

Development Company, a registered CDC in St. Louis City. Our

funding sources included the SBA, EDA and Community

Development Block Grant funding. I took all borrower requests

related to change of collateral, subordinations, prepayments. I

tracked job creation criteria related to each loan. My duties also

included annual reports for SBA, EDA and CDBG/HUD. I worked

with staff attorney and accountants on release of documents after

payoffs and worked on work-out agreements with delinquent

borrowers. I did site visits for our loan portfolio and did file

compliance for our funding source such as making sure each file

had proof of insurance and yearly financial reports. I was the lone

contact between the agency and borrowers and required me to have

excellent independent work skills. I used Microsoft Office

extensively as well as a Loan Management Software.

1999 Report Writer; Senne, Kelsey & Associates, (St. Louis) Wrote reports for

a team of forensic engineers working as expert witnesses in litigation.

Worked with the engineers to write and prepare reports for cases in which

their engineering expertise was being requested by attorneys.

1998 Writer; Schmitt-Profit Tools, (St. Louis) Wrote copy for a small catalog

company specializing in plumbing and industrial supplies. Wrote and

proofread small caption copy underneath photos or drawings in the

catalog.

1997-1998 Assistant to the President of Sheet Metal Workers Union; Local 93, (St.

Louis) Worked on a variety of projects including tracking pension

contribution and contract compliance. Wrote documents for the President

of a Labor Union. Helped the office get their information into a new

database.

1996-1997 Administrative Asst.; AMI (A division of Southwestern Bell), (St. Louis)

Worked in the relocation division of SW Bell Telephone in a variety of

capacities using my writing skills. Continued experience with Microsoft

software and internet research.

1994-1995 Claims adjuster; National States Insurance Company, (St. Louis)

Worked specifically with general compliance of Medicare claims.

Experience in Microsoft office.

errands and office equipment maintenance.

PERSONAL INTERESTS

Golf, film, attending sporting events and playing guitar in a couple of bands when I have

the time.

Contact this candidate