I r is Ponce
***-** *** * ****** (#***) T el: 917-***-****
Forest H ills, NY 11375 E mail:
i r ab8xmh@r.postjobfree.com S U M MARY
Bi-lingual Compliance Analyst delivers an extensive, proven t rack record of success.
I n banking having conducted research, managed global teams, and led
organizations through regulatory compliance while possessing core competencies in:
• Investigation in Alert t ransaction and AML monitoring activity
• Analyst KYC, AML Investigation & Documentation to comply with
Compliance Standards;
• Know Your Customer (KYC) Document Review, approval, Translations Anti-
Money Laundering Policies and administered USA Patriot Act Regulation.
• Customer Identification Program Management;
• Funds Transfer Activity, Collections, End-of-Day Bank Transactions; and
• Risk Management.
PROFESSIONAL EXPERIENCE
AML COMPLIANCE INVESTIGATOR (Consultant)
HSBC, New Jersey City 08/12 – 10/12
I nvestigating automated alert monitoring activities conducted by the HSBC North
A merica Holding Inc. AML compliance payment and cash management .
• Responsible for reviewing alerts generated automatically by Norkom system.
• Escalating any transactions that are potentially suspicious to their Team Lead
• Conduct AML monitoring for the correspondent banking and Corp account maintained by
the cash management business.
• Worked in the ceiling Threshold review project, review transaction from Jan thru June.
AMLCOMPLIANCE INVESTIGATOR (Consultant)
Citigroup, Long Island City 09/10 – 8/12
I nvestigating alert generated due to activity related to money laundering, terrorist
f inancing or other related financial crimes in the wealth management In ternational
p rivate banking Unit.
• Manage investigation and work cases to completion according to internal Citigroup AML
process and procedures.
• Conduct research over internal bank systems, the Internet and database during case
investigations.
• Collect and examine financial statements and documents to assist in identifying unusual
transactions patterns.
• Review customer background; search for SARs in the internal bank system and send AIR
request to Relationship Manager, after review of the account and researching process is
completed and cannot explain the transaction. Before determine to close the alert or
escalated for further investigation for SARs.
INVESTIGATOR (Consultant)
HSBC New York, NY 05/10 – 6/10
I dentifies patterns of suspicious activity and investigate suspected cases of activity
related to money laundering, terrorist financing or other related financial crimes.
• Completes due diligence and money laundering investigations of existing customers.
• Review customer information files from all banking areas and/or conduct intelligence
gathering via third party sources.
• Correspond with US based Financial Analysis Unit (FAU) Manager, to verify information
and ascertain whether the activity is legitimate or if any further actions are required to
address the situation according to established procedures.
• Provide due diligence for potential and existing customers and parties involved in various
transactions to identify suspicious activity, structuring etc.
• Prepare reports on identified incidents of suspicious activity related to money laundering,
terrorist financing or other financial crimes.
C OMP L IANCE ANALYST
American Express Banking/Standard Chartered Bank 04 /07 - 02/09
Analyst worldwide Banks accounts to comply with compliance standards:
• Reviewed/approved KYC customer identification from respondent bank, to
ensure documents required by law and bank policy complied with
s tandards.
• Implemented and administered new USA Patriot Act policies to keep
banking division operational and avoid fines/penalties for lack of
compliance.
• Translated AML/ KYC documentation between Spanish and English to
ensure compliance and process new client accounts.
• Monitored regulations to incorporate with the review of KYC.
• Analyzed industry t rends and developments to determine changing client
requirements and a reas of country r isk .
• Ensure KYC and AML information met internal compliance standards.
• Conducted investigations using research during the KYC document review
p rocess.
• Monitored Bank Knowledge client database to ensure due diligence process
was followed.
• Provided guidance to worldwide relationship managers with regards to
client due diligence.
• Worked with remote global project team to conduct testing in order to
develop system-enhancements.
• Conducted monthly t raining to prevent r isk during analysis and regulatory
compliance.
ASSISTANT MA NAGER (P romotion)
Israel Discount Bank. New York, NY 12 /99 - 11/06
Responsible for supervising several staff members, and supporting the Sales
Representatives and Banking officers from Latin America:
• As an A class authorized signature approved to sign off on a wide range of
money t ransfers, 60-100 new accounts, and Team documentation.
• Supervised staff and supported Sales Representatives and Banking Officers
f rom Latin America.
• Reviewed staff funds t ransfers and time deposits, open account activity
daily and authorized t ransactions with authori ty guideline s w hile
i nteracting with in ternational Private Banking officers and managers.
• Conducted client due diligence, reviewed new accounts, KYC
documentation, before approving client accounts.
O FF ICER ASSISTANT 03/97- 12/99
Delivered a wide range of authorize signature responsibilit ies within Private
B anking unit:
• Served as a go-between Representatives in New York and In ternational Sales
Representatives to identify potential areas of r isk associated w ith new
accounts activity.
• Completed pending i tems and resolved documentation discrepancies.
• Provided client relationship management and issue resolution by working
i n conjunction with Customer Care Teams.
• Reviewed internal reports (overdraft reports, large i tems and significant
balance reports) on behalf of international bank customers.
• Monitored high r isk accounts for suspicious activity as mandated by the
Patriot Act.
• Reviewed fifty (50) payments daily received from Latin America and
p repared for processing before sending to other dept. on the bank to be
p rocessed.
ADD I T IO NAL SK I L LS
• Expertise with Excel, World Check, Lexis-Nexis, Factiva, Quick screen, On
Demand and Banker Almanac. Norkom system
ED UCAT ION
Queens College Flushing, NY.
Continuing Education course-work completed.
American I nstitute of Banking, New York, NY
Certification: Principles in In ternational Banking