Michael Lyudmir

**-** **** ***** ***. *H Rego Park, NY 11374 ? 917-***-**** ?

ab8w5i@r.postjobfree.com

Qualifications:

. Knowledge of Anti-Money Laundering procedures utilizing the guidelines

instituted by the Bank Secrecy Act (BSA) and the Patriot Act

. Expertise in Know Your Client (KYC) and Global Banking/Correspondent

Banking procedures

. Experience in bank due diligence procedures, AML procedures, FinCEN 314

and OFAC surveillance

. Knowledge of MANTAS, Actimize, PRIME, Norkom, and CMT (Case Management

Tool)

PROFESSIONAL EXPERIENCE

Anti-Money Laundering Consulting Projects

HSBC, New York, NY June 2012 - September

2012

KYC Remediation Project

. Review client account requests for completeness and quality within the

workflow account opening system

. Review publicly available sources for information pertaining to client

due diligence

. Assist in Operations projects pertaining to the area of Account Opening

and to ensure proper due diligence is completed to mitigate AML risk

. Communicate effectively with the business units regarding KYC

documentation required and clarification of structure and content of

the request

. Maintain effective relationships with Compliance, Credit, Senior

Management and other Back & Middle Office areas

. Liaising with the business units to approach clients to gather KYC

documents

. Responsible for account opening document validation of various clients

. Conduct review of existing clients within the database to ensure that

their documentation is kept up-to-date

Barclays Wealth, Jersey City, NJ December 2011 -

May 2012

. Investigate Mantas-generated transactions from client accounts to

determine the business purpose of the wire transfers and identify

unusual payment patterns

. Monitor incoming and outgoing wires for potential OFAC related hits and

monitor for potential violations with regard to various sanction

programs

. Conduct comprehensive research to establish customer profiles, contact

correspondent banks to obtain "Know Your Customer" information, and

analyze the responses

. Prepare Suspicious Activity Reports for escalated accounts, which

includes writing a detailed narrative describing unusual transactional

activities and customer investigation results

. Perform Quality Assurance reviews for both Surveillance and Correspondent

Bank Inquiry Analysts

HSBC, New York, NY February 2011 - December

2011

. Perform AML surveillance review of red flag Correspondent Banking

Alerts generated by PCM AMS system, Norkom and CMT (Case Management

Tool) Transaction Monitoring applications as part of the BAU and

Lookback projects

. Perform client-transaction monitoring: full-cycle process from

Surveillance and Research to Correspondent Bank Response Analysis to

Suspicious Activity Report preparation

. Conduct research on individual and business clients using KYC (Know

Your Customer) tools including Lexis-Nexis, World-Check, OFAC, etc.

. Write narratives in Case Managements application of findings and make

recommendations for next steps

. Write SAR (Suspicious Activity Report) drafts

Commerzbank, AG, New York, NY

January 2010 - February 2011

. Performed AML surveillance review of red flag Correspondent Banking

Alerts generated by Prime and Actimize Transaction Monitoring

application

. Conducted research on individual and business clients using KYC (Know

Your Customer) tools including Lexis-Nexis, World-Check, OFAC, etc.

. Assisted in monitoring incoming and outgoing wires for potential OFAC

related hits and monitor for potential violations with regard to

various sanction programs

. Coordinated with Frankfurt headquarters and international correspondent

banks to secure customer RFI data

. Wrote detailed narratives in Case Managements application describing

unusual transactional activities and customer investigation results

. Prepared SAR (Suspicious Activity Report) drafts

Dreyfus-Bank of New York Mellon August 2009 - November

2009

. AML compliance project analyzing Risk Management, Asset Management, and

Mutual Funds

. Reviewed brokerage accounts to ensure that the appropriate paperwork

was completed, including the account opening application and

correspondence, and contacted the business to request additional

information

. Investigated brokerage accounts that were identified for potential AML

violations and brokerage accounts of U.S. citizens living in tax haven

countries

. Performed due diligence on brokerage accounts owned by Not-for-Profit

organizations and foreign entities

Deutsche Bank September

2005 - June 2009

BAU Project

. Monitor Global Transaction Banking customer accounts as part of ongoing

AML compliance requirements

. Analyzed Mantas-generated transactions from client accounts to

determine the business purpose of the wire transfers and identify

unusual payment patterns

. Conducted comprehensive research to establish customer profiles,

contacted correspondent banks to obtain "Know Your Customer"

information, and analyzed the responses

. Prepared Suspicious Activity Reports for escalated accounts, which

included writing a detailed narrative describing unusual transactional

activities and customer investigation results

. Performed Quality Assurance reviews for both Surveillance and

Correspondent Bank Inquiry Analysts

Look Back Project

. AML compliance Look Back project, which required the review of over

17,000 client accounts

. Performed client-transaction monitoring: full-cycle process from

Surveillance and Research to Correspondent Bank Response Analysis to

Suspicious Activity Report Preparation

. Analyzed wire transfers to determine if the transaction amounts and

payment patterns correlated with the originators' and beneficiaries'

lines of business

. Conducted comprehensive research to establish customer profiles,

requested "Know Your Customer" information from correspondent banks,

and analyzed the inquiry responses

. Prepared Suspicious Activity Reports describing wire-transaction

analysis, and customer-research results

. Trained new consultants on report preparation, documentation

procedures, and account activity analysis

Other Professional Experience

V & V Asset Management, New York, NY October 2003 -

September 2005

Equities Research Associate

. Analyzed market and economic trends, and thoroughly researched company

financial reports

. Assessed the investment risk of financial products, including stocks,

bonds, and futures

. Designed spreadsheets to measure investment profits and losses

. Collaborated with the financial analysis team to plan and implement

investment strategies

World Co., New York, NY January 2001 -

October 2003

Equities Research Analyst

Evaluated company financial reports to determine growth potential

Executed trades of financial products, including stocks, bonds, and

futures

Maintained a financial research database

Education and Professional Licenses

City University of New York, New York, NY / Bachelor of Arts - Accounting

Major

NASD Series 7, 63 and 55

Fluent in Russian

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